Insurance Plans Comparison
Aditya Birla Active Care Premier vs Aditya Birla Active Fit Plus
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read more
Active Care Premier
Aditya Birla Activ Care Premiere
What Makes It Special:
Activ Care Premier is a senior citizen-focused health plan from Aditya Birla that upgrades classic senior cover with a Single Private Room, consumables coverage,and home care support, all with a shorter 2-year PED waiting period.
Best For:
Those looking for wellness-linked premium rewards
Buyers who prefer treatment at home through home care and domiciliary options
Those wanting a private room during hospitalisation
People managing chronic conditions like diabetes or hypertension
Senior citizens aged 46 to75 years
VS
Active Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Check the 20% co-payment and disease-wise sub-limits carefully before purchase
May not suit buyers wanting in-built OPD coverage
Suitable for buyers who value home nursing and domiciliary care options
Useful for people who want consumables coverage in the base plan
Good option if you're a senior wanting private-room comfort with a 2-year PED waiting period
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Care Premier Health Insurance Plan VS VS |
Active Fit Plus Health Insurance Plan |
| Room Rent |
|---|
Active Care Premier Single Private Room. ICU charges covered up to the Sum Insured. |
VS VS |
Active Fit Plus Any room for some in short 5 lakh and above. |
| ICU Charges |
|---|
Active Care Premier Covered up to the Sum Insured. |
VS VS |
Active Fit Plus No sublimit or caps. |
| Co-payment |
|---|
Active Care Premier 20% co-payment applies on admissible claims. |
VS VS |
Active Fit Plus No mandatory co-payment identified. |
| Disease-wise sublimits |
|---|
Active Care Premier Certain treatments carry sub-limits — including domiciliary hospitalisationcapped at10% of Sum Insured,and organ donor expenses up to50% of Sum Insured. |
VS VS |
Active Fit Plus Subject to policy terms. |
| Cashless Healthcare Providers |
|---|
Active Care Premier Cashless treatment available at 11,000+ network hospitals across India. |
VS VS |
Active Fit Plus Current insurer network is 16,500+. |
| Restoration Benefit |
|---|
Active Care Premier 100% of the Sum Insured is restored for subsequent hospitalisations due to a different illnessin the same policy year. |
VS VS |
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
| Cumulative Bonus |
|---|
Active Care Premier Earn 10% of Base Sum Insured per claim-free year, accumulating up to a maximum of 50%. |
VS VS |
Active Fit Plus 10% of SI per year, maximum 100% |
| Daycare Treatment |
|---|
Active Care Premier 586 daycare procedures covered, even when hospitalisationis less than24 hours. |
VS VS |
Active Fit Plus All daycare treatments up to sum insured |
| Consumable Cover |
|---|
Active Care Premier Covered in the base plan, including non-medical consumables used during hospitalisation. |
VS VS |
Active Fit Plus Optional/subject to applicable cover |
| AYUSH Treatment |
|---|
Active Care Premier Covered for listed AYUSH treatments, subject to policy terms. |
VS VS |
Active Fit Plus Covered up to sum insured |
| Initial Waiting Period |
|---|
Active Care Premier 30 days from policy inception for general illnesses. Accidental hospitalisationis covered from day 1. |
VS VS |
Active Fit Plus 30 days |
| Specific Waiting Period |
|---|
Active Care Premier 2 years for listed specific illnesses and procedures. |
VS VS |
Active Fit Plus Information Unavailable |
| PED Waiting Period |
|---|
Active Care Premier 2 years for pre-existing diseases — a shorter-than-usual waiting period, helpful for seniors managing chronic conditions. |
VS VS |
Active Fit Plus 36 months |
| Modern Treatment |
|---|
Active Care Premier Covered for listed modern treatment methods, subject to the policy's list of covered procedures. |
VS VS |
Active Fit Plus Covered up to sum insured |
| Annual Health Checkup |
|---|
Active Care Premier Available as an add-on — the Advanced Health Check-up covers additional tests like mammography, PAP smear, thyroid function test, TMT, chest X-ray,and abdominal sonography on a cashless basis. |
VS VS |
Active Fit Plus Once every policy year for eligible insured persons |
| Pre-Hospitalisation |
|---|
Active Care Premier Pre-hospitalisation medical expenses covered for30 days prior to hospitalisation. |
VS VS |
Active Fit Plus 90 days |
| Post-Hospitalisation |
|---|
Active Care Premier Post-hospitalisation medical expenses covered for60 days following discharge. |
VS VS |
Active Fit Plus 180 days |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Care Premier Not covered in the base plan. Tele-OPD e-consultationsare available as an add-on. |
VS VS |
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
| Deductible Option |
|---|
Active Care Premier Not a core feature of this variant — verify availability from the policy wordings. |
VS VS |
Active Fit Plus Not established as a standard inbuilt benefit |
| Coverage Options |
|---|
Active Care Premier Sum Insured options from ₹3 lakh up to ₹10 lakh, designed for senior citizens. |
VS VS |
Active Fit Plus Individual, multi-individual, and family floater available. |
| Claim Settlement Ratio |
|---|
Active Care Premier Aditya Birla Health Insurance reports a 96% claim settlement ratio(3-year average. |
VS VS |
Active Fit Plus 97% |
| Maternity Cover |
|---|
Active Care Premier Not available in this plan. |
VS VS |
Active Fit Plus Not available. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
Zero Spam. Zero Hassle
Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Care Premier vs Optima Secure
Active Care Premier vs Optima Secure Plus
Active Care Premier vs Cancer Cover Activ Cancer Secure Plan
Active Care Premier vs Women Care
Active Care Premier vs Activate Booster Plan A
Active Care Premier vs ProHealth Accumulate
Active Care Premier vs Supreme Shine
Active Care Premier vs Optima Secure Global Plus
Active Care Premier vs myHealth Suraksha Gold
Active Care Premier vs LifeTime Health Global
Active Care Premier vs Active Fit Plus
Active Care Premier vs Activ Health Platinum Essential
Active Care Premier vs Medicare Plus
Active Care Premier vs Medicare Senior
Active Care Premier vs Medicare Protect
Active Care Premier vs Activ One SAVR
Active Care Premier vs Active Assure Diamond
Active Care Premier vs Activ One VIP
Active Care Premier vs Advantage
Active Care Premier vs Assure
Active Care Premier vs Activ One Max
Active Care Premier vs Classic
Active Care Premier vs Activ One Vytl
Active Care Premier vs Supreme
Active Care Premier vs Freedom
Active Care Premier vs Joy Today
Active Care Premier vs Medi Classic
Active Care Premier vs Activate Booster Plan B
Active Care Premier vs Health Recharge Super Top Up Plan
Active Care Premier vs Plus Complete
Active Care Premier vs EquiCover
Active Care Premier vs Activ One VIP+
Active Care Premier vs Reassure 3.0 Select
Active Care Premier vs Medicare Premier
Active Care Premier vs Plus Youth
Active Care Premier vs Optima Lite
Active Care Premier vs ProHealth Prime Protect
Active Care Premier vs Supreme Senior Premium
Active Care Premier vs myHealth Suraksha Platinum
Active Care Premier vs Supreme Senior Super
Active Care Premier vs Medicare
Active Care Premier vs Ultimate (Direct)
Active Care Premier vs Sarvah Param
Active Care Premier vs Optima Insurance
Active Care Premier vs Smart Super Health Assure
Active Care Premier vs Health Guard Platinum
Active Care Premier vs Health Guard Gold
Active Care Premier vs Extra Care Plus Super Top-up
Active Care Premier vs Health Care Supreme Smart
Active Care Premier vs Medi Classic Gold
Active Care Premier vs Smart Health Pro
Active Care Premier vs Optima Super Secure
Active Care Premier vs Special Care
Active Care Premier vs Medicare LITE
Active Care Premier vs Health Shield 360
Active Care Premier vs SecureHealth
Active Care Premier vs Supreme (Direct)
Active Care Premier vs Mediclaim Insurance Policy
Active Care Premier vs Young Star Gold
Active Care Premier vs Senior
Active Care Premier vs myHealth Koti Suraksha
Active Care Premier vs myHealth Suraksha Silver
Active Care Premier vs Cancer Care Platinum
Active Care Premier vs Royal Sundaram Lifeline Elite
Active Care Premier vs Supreme Enhance One
Active Care Premier vs Supreme Enhance Two
Active Care Premier vs Health Companion Variant 2022
Active Care Premier vs Elder Care
Active Care Premier vs HeartBeat Gold
Active Care Premier vs Health SuperCharge
Active Care Premier vs iHealth Plus
Active Care Premier vs HeartBeat Enhanced
Active Care Premier vs ProHealth Prime Advantage
Active Care Premier vs Active Fit Preferred
Active Care Premier vs Senior Health Advantage
Active Care Premier vs Reassure 3.0 Elite
Active Care Premier vs Reassure 2.0 Platinum+
Active Care Premier vs Health Wallet
Active Care Premier vs Heart
Active Care Premier vs Elevate
Active Care Premier vs Reassure 2.0 Titanium+
Active Care Premier vs LifeTime Health
Active Care Premier vs ProHealth Prime Active
Active Care Premier vs ProHealth Prime Senior Elite
Active Care Premier vs Advanced Top Up
Active Care Premier vs Multiplier Health
Active Care Premier vs Joy Tomorrow
Active Care Premier vs Reassure 2.0 Bronze+
Active Care Premier vs Star Women Care Policy
Active Care Premier vs Young Star Silver
Active Care Premier vs Reassure 3.0
Active Care Premier vs Joy
Active Care Premier vs Supreme Senior Health AdvantEdge
Active Care Premier vs Family Plus
Active Care Premier vs Criti Shield Plus
Active Care Premier vs Health Care Supreme Ultimo
Active Care Premier vs Health Shield 360 Retail
Active Care Premier vs Supreme Super Saver
Active Care Premier vs Super Star
Active Care Premier vs Senior First Platinum
Active Care Premier vs Optima Secure Global
Active Care Premier vs NextGen
Active Care Premier vs Health Insurance Platinum
Active Care Premier vs Energy Silver With Copay
Active Fit Plus vs Optima Secure
Active Fit Plus vs Optima Secure Plus
Active Fit Plus vs Cancer Cover Activ Cancer Secure Plan
Active Fit Plus vs Women Care
Active Fit Plus vs Activate Booster Plan A
Active Fit Plus vs Active Care Premier
Active Fit Plus vs ProHealth Accumulate
Active Fit Plus vs Supreme Shine
Active Fit Plus vs Optima Secure Global Plus
Active Fit Plus vs myHealth Suraksha Gold
Active Fit Plus vs LifeTime Health Global
Active Fit Plus vs Activ Health Platinum Essential
Active Fit Plus vs Medicare Plus
Active Fit Plus vs Medicare Senior
Active Fit Plus vs Medicare Protect
Active Fit Plus vs Activ One SAVR
Active Fit Plus vs Active Assure Diamond
Active Fit Plus vs Activ One VIP
Active Fit Plus vs Advantage
Active Fit Plus vs Assure
Active Fit Plus vs Activ One Max
Active Fit Plus vs Classic
Active Fit Plus vs Activ One Vytl
Active Fit Plus vs Supreme
Active Fit Plus vs Freedom
Active Fit Plus vs Joy Today
Active Fit Plus vs Medi Classic
Active Fit Plus vs Activate Booster Plan B
Active Fit Plus vs Health Recharge Super Top Up Plan
Active Fit Plus vs Plus Complete
Active Fit Plus vs EquiCover
Active Fit Plus vs Activ One VIP+
Active Fit Plus vs Reassure 3.0 Select
Active Fit Plus vs Medicare Premier
Active Fit Plus vs Plus Youth
Active Fit Plus vs Optima Lite
Active Fit Plus vs ProHealth Prime Protect
Active Fit Plus vs Supreme Senior Premium
Active Fit Plus vs myHealth Suraksha Platinum
Active Fit Plus vs Supreme Senior Super
Active Fit Plus vs Medicare
Active Fit Plus vs Ultimate (Direct)
Active Fit Plus vs Sarvah Param
Active Fit Plus vs Optima Insurance
Active Fit Plus vs Smart Super Health Assure
Active Fit Plus vs Health Guard Platinum
Active Fit Plus vs Health Guard Gold
Active Fit Plus vs Extra Care Plus Super Top-up
Active Fit Plus vs Health Care Supreme Smart
Active Fit Plus vs Medi Classic Gold
Active Fit Plus vs Smart Health Pro
Active Fit Plus vs Optima Super Secure
Active Fit Plus vs Special Care
Active Fit Plus vs Medicare LITE
Active Fit Plus vs Health Shield 360
Active Fit Plus vs SecureHealth
Active Fit Plus vs Supreme (Direct)
Active Fit Plus vs Mediclaim Insurance Policy
Active Fit Plus vs Young Star Gold
Active Fit Plus vs Senior
Active Fit Plus vs myHealth Koti Suraksha
Active Fit Plus vs myHealth Suraksha Silver
Active Fit Plus vs Cancer Care Platinum
Active Fit Plus vs Royal Sundaram Lifeline Elite
Active Fit Plus vs Supreme Enhance One
Active Fit Plus vs Supreme Enhance Two
Active Fit Plus vs Health Companion Variant 2022
Active Fit Plus vs Elder Care
Active Fit Plus vs HeartBeat Gold
Active Fit Plus vs Health SuperCharge
Active Fit Plus vs iHealth Plus
Active Fit Plus vs HeartBeat Enhanced
Active Fit Plus vs ProHealth Prime Advantage
Active Fit Plus vs Active Fit Preferred
Active Fit Plus vs Senior Health Advantage
Active Fit Plus vs Reassure 3.0 Elite
Active Fit Plus vs Reassure 2.0 Platinum+
Active Fit Plus vs Health Wallet
Active Fit Plus vs Heart
Active Fit Plus vs Elevate
Active Fit Plus vs Reassure 2.0 Titanium+
Active Fit Plus vs LifeTime Health
Active Fit Plus vs ProHealth Prime Active
Active Fit Plus vs ProHealth Prime Senior Elite
Active Fit Plus vs Advanced Top Up
Active Fit Plus vs Multiplier Health
Active Fit Plus vs Joy Tomorrow
Active Fit Plus vs Reassure 2.0 Bronze+
Active Fit Plus vs Star Women Care Policy
Active Fit Plus vs Young Star Silver
Active Fit Plus vs Reassure 3.0
Active Fit Plus vs Joy
Active Fit Plus vs Supreme Senior Health AdvantEdge
Active Fit Plus vs Family Plus
Active Fit Plus vs Criti Shield Plus
Active Fit Plus vs Health Care Supreme Ultimo
Active Fit Plus vs Health Shield 360 Retail
Active Fit Plus vs Supreme Super Saver
Active Fit Plus vs Super Star
Active Fit Plus vs Senior First Platinum
Active Fit Plus vs Optima Secure Global
Active Fit Plus vs NextGen
Active Fit Plus vs Health Insurance Platinum
Active Fit Plus vs Energy Silver With Copay
Related Blogs
Making Health Insurance Affordable: Is EMI Really the Best Way?
February 4, 2026 | OneAssure Team
Read MoreInsurance in 2026: Great for Your Wallet, But What’s Still Missing?
February 1, 2026 | OneAssure Team
Read MoreHow India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.
February 1, 2026 | OneAssure Team
Read More.png)
Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying
November 17, 2025 | Mahak Chauhan
Read More
ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?
September 25, 2025 | OneAssure Team
Read More
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.