Insurance Plans Comparison
Aditya Birla Active Care Premier vs TATA AIG Medicare LITE
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read more
Active Care Premier
Aditya Birla Activ Care Premiere
What Makes It Special:
Activ Care Premier is a senior citizen-focused health plan from Aditya Birla that upgrades classic senior cover with a Single Private Room, consumables coverage,and home care support, all with a shorter 2-year PED waiting period.
Best For:
Those looking for wellness-linked premium rewards
Buyers who prefer treatment at home through home care and domiciliary options
Those wanting a private room during hospitalisation
People managing chronic conditions like diabetes or hypertension
Senior citizens aged 46 to75 years
VS
Medicare LITE
Medicare LITE
What Makes It Special:
Affordable health insurance with comprehensive hospitalisation coverage
Best For:
Customers who want additional benefits such as Restore Benefit, health check-ups, teleconsultation and lifelong renewal.
Individuals looking for coverage that includes In-Patient Treatment, Day Care Treatment, AYUSH treatment and pre and post-hospitalisation expenses.
Customers who want Sum Insured options ranging from ₹5 lakh to ₹20 lakh.
Families looking for Individual or Family Floater health insurance coverage.
Individuals looking for a budget-friendly health insurance plan with comprehensive hospitalisation coverage.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Check the 20% co-payment and disease-wise sub-limits carefully before purchase
May not suit buyers wanting in-built OPD coverage
Suitable for buyers who value home nursing and domiciliary care options
Useful for people who want consumables coverage in the base plan
Good option if you're a senior wanting private-room comfort with a 2-year PED waiting period
Before choosing the plan, consider its waiting periods, age-linked and network-related co-payment conditions, room category and other policy terms that may affect your claim.
If you want additional protection after your available Sum Insured and accrued Cumulative Bonus are exhausted, the Restore Benefit automatically reinstates 100% of the Sum Insured once during the policy year, subject to applicable conditions.
MediCare LITE may be considered if you want both Individual and Family Floater policy options, with coverage available for eligible family members.
The plan offers Sum Insured options of ₹5 lakh, ₹7.5 lakh, ₹10 lakh, ₹15 lakh and ₹20 lakh, allowing you to select the coverage amount applicable to your requirements.
Consider MediCare LITE if you want a health insurance plan with In-Patient Treatment, Day Care Treatment and related medical expenses covered under one policy.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Care Premier Health Insurance Plan VS VS |
Medicare LITE Health Insurance Plan |
| Room Rent |
|---|
Active Care Premier Single Private Room. ICU charges covered up to the Sum Insured. |
VS VS |
Medicare LITE Normal: Single Private Room ICU: Up to Sum Insured |
| ICU Charges |
|---|
Active Care Premier Covered up to the Sum Insured. |
VS VS |
Medicare LITE Information Unavailable |
| Advanced Treatments |
|---|
Active Care Premier Information Unavailable |
VS VS |
Medicare LITE Bariatric Surgery Cover Modern Treatments (subject to policy terms and limits) In-Patient Dental Treatment Hearing Aid Benefit |
| Co-payment |
|---|
Active Care Premier 20% co-payment applies on admissible claims. |
VS VS |
Medicare LITE 20% co-payment if entry age is 61 years or above at first coverage 30% co-payment for treatment outside the "Valued Provider – Pan India" network |
| Disease-wise sublimits |
|---|
Active Care Premier Certain treatments carry sub-limits — including domiciliary hospitalisationcapped at10% of Sum Insured,and organ donor expenses up to50% of Sum Insured. |
VS VS |
Medicare LITE No specific disease-wise sublimit specified |
| Waiting Period |
|---|
Active Care Premier Information Unavailable |
VS VS |
Medicare LITE Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 36 months |
| Cashless Healthcare Providers |
|---|
Active Care Premier Cashless treatment available at 11,000+ network hospitals across India. |
VS VS |
Medicare LITE Cashless treatment available through Valued Provider – Pan India network |
| Restoration Benefit |
|---|
Active Care Premier 100% of the Sum Insured is restored for subsequent hospitalisations due to a different illnessin the same policy year. |
VS VS |
Medicare LITE 100% of Sum Insured restored once during the policy year |
| Cumulative Bonus |
|---|
Active Care Premier Earn 10% of Base Sum Insured per claim-free year, accumulating up to a maximum of 50%. |
VS VS |
Medicare LITE Information Unavailable |
| Daycare Treatment |
|---|
Active Care Premier 586 daycare procedures covered, even when hospitalisationis less than24 hours. |
VS VS |
Medicare LITE Covered up to Sum Insured |
| Consumable Cover |
|---|
Active Care Premier Covered in the base plan, including non-medical consumables used during hospitalisation. |
VS VS |
Medicare LITE Information Unavailable |
| AYUSH Treatment |
|---|
Active Care Premier Covered for listed AYUSH treatments, subject to policy terms. |
VS VS |
Medicare LITE Covered up to Sum Insured |
| Initial Waiting Period |
|---|
Active Care Premier 30 days from policy inception for general illnesses. Accidental hospitalisationis covered from day 1. |
VS VS |
Medicare LITE Information Unavailable |
| Specific Waiting Period |
|---|
Active Care Premier 2 years for listed specific illnesses and procedures. |
VS VS |
Medicare LITE Information Unavailable |
| PED Waiting Period |
|---|
Active Care Premier 2 years for pre-existing diseases — a shorter-than-usual waiting period, helpful for seniors managing chronic conditions. |
VS VS |
Medicare LITE Information Unavailable |
| Modern Treatment |
|---|
Active Care Premier Covered for listed modern treatment methods, subject to the policy's list of covered procedures. |
VS VS |
Medicare LITE Information Unavailable |
| Annual Health Checkup |
|---|
Active Care Premier Available as an add-on — the Advanced Health Check-up covers additional tests like mammography, PAP smear, thyroid function test, TMT, chest X-ray,and abdominal sonography on a cashless basis. |
VS VS |
Medicare LITE Information Unavailable |
| Pre-Hospitalisation |
|---|
Active Care Premier Pre-hospitalisation medical expenses covered for30 days prior to hospitalisation. |
VS VS |
Medicare LITE Covered up to 60 days before hospitalisation |
| Post-Hospitalisation |
|---|
Active Care Premier Post-hospitalisation medical expenses covered for60 days following discharge. |
VS VS |
Medicare LITE Covered up to 180 days after hospitalisation |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Care Premier Not covered in the base plan. Tele-OPD e-consultationsare available as an add-on. |
VS VS |
Medicare LITE Not covered |
| Deductible Option |
|---|
Active Care Premier Not a core feature of this variant — verify availability from the policy wordings. |
VS VS |
Medicare LITE Not specified |
| Coverage Options |
|---|
Active Care Premier Sum Insured options from ₹3 lakh up to ₹10 lakh, designed for senior citizens. |
VS VS |
Medicare LITE ₹5 Lakhs, ₹7.5 Lakhs, ₹10 Lakhs, ₹15 Lakhs and ₹20 Lakhs |
| Claim Settlement Ratio |
|---|
Active Care Premier Aditya Birla Health Insurance reports a 96% claim settlement ratio(3-year average. |
VS VS |
Medicare LITE Not specified in the product prospectus |
| Maternity Cover |
|---|
Active Care Premier Not available in this plan. |
VS VS |
Medicare LITE Not covered |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
Zero Spam. Zero Hassle
Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Care Premier vs Optima Secure
Active Care Premier vs Optima Secure Plus
Active Care Premier vs Cancer Cover Activ Cancer Secure Plan
Active Care Premier vs Women Care
Active Care Premier vs Activate Booster Plan A
Active Care Premier vs ProHealth Accumulate
Active Care Premier vs Supreme Shine
Active Care Premier vs Optima Secure Global Plus
Active Care Premier vs myHealth Suraksha Gold
Active Care Premier vs LifeTime Health Global
Active Care Premier vs Active Fit Plus
Active Care Premier vs Activ Health Platinum Essential
Active Care Premier vs Medicare Plus
Active Care Premier vs Medicare Senior
Active Care Premier vs Medicare Protect
Active Care Premier vs Activ One SAVR
Active Care Premier vs Active Assure Diamond
Active Care Premier vs Activ One VIP
Active Care Premier vs Advantage
Active Care Premier vs Assure
Active Care Premier vs Activ One Max
Active Care Premier vs Classic
Active Care Premier vs Activ One Vytl
Active Care Premier vs Supreme
Active Care Premier vs Freedom
Active Care Premier vs Joy Today
Active Care Premier vs Medi Classic
Active Care Premier vs Activate Booster Plan B
Active Care Premier vs Health Recharge Super Top Up Plan
Active Care Premier vs Plus Complete
Active Care Premier vs EquiCover
Active Care Premier vs Activ One VIP+
Active Care Premier vs Reassure 3.0 Select
Active Care Premier vs Medicare Premier
Active Care Premier vs Plus Youth
Active Care Premier vs Optima Lite
Active Care Premier vs ProHealth Prime Protect
Active Care Premier vs Supreme Senior Premium
Active Care Premier vs myHealth Suraksha Platinum
Active Care Premier vs Supreme Senior Super
Active Care Premier vs Medicare
Active Care Premier vs Ultimate (Direct)
Active Care Premier vs Sarvah Param
Active Care Premier vs Optima Insurance
Active Care Premier vs Smart Super Health Assure
Active Care Premier vs Health Guard Platinum
Active Care Premier vs Health Guard Gold
Active Care Premier vs Extra Care Plus Super Top-up
Active Care Premier vs Health Care Supreme Smart
Active Care Premier vs Medi Classic Gold
Active Care Premier vs Smart Health Pro
Active Care Premier vs Optima Super Secure
Active Care Premier vs Special Care
Active Care Premier vs Medicare LITE
Active Care Premier vs Health Shield 360
Active Care Premier vs SecureHealth
Active Care Premier vs Supreme (Direct)
Active Care Premier vs Mediclaim Insurance Policy
Active Care Premier vs Young Star Gold
Active Care Premier vs Senior
Active Care Premier vs myHealth Koti Suraksha
Active Care Premier vs myHealth Suraksha Silver
Active Care Premier vs Cancer Care Platinum
Active Care Premier vs Royal Sundaram Lifeline Elite
Active Care Premier vs Supreme Enhance One
Active Care Premier vs Supreme Enhance Two
Active Care Premier vs Health Companion Variant 2022
Active Care Premier vs Elder Care
Active Care Premier vs HeartBeat Gold
Active Care Premier vs Health SuperCharge
Active Care Premier vs iHealth Plus
Active Care Premier vs HeartBeat Enhanced
Active Care Premier vs ProHealth Prime Advantage
Active Care Premier vs Active Fit Preferred
Active Care Premier vs Senior Health Advantage
Active Care Premier vs Reassure 3.0 Elite
Active Care Premier vs Reassure 2.0 Platinum+
Active Care Premier vs Health Wallet
Active Care Premier vs Heart
Active Care Premier vs Elevate
Active Care Premier vs Reassure 2.0 Titanium+
Active Care Premier vs LifeTime Health
Active Care Premier vs ProHealth Prime Active
Active Care Premier vs ProHealth Prime Senior Elite
Active Care Premier vs Advanced Top Up
Active Care Premier vs Multiplier Health
Active Care Premier vs Joy Tomorrow
Active Care Premier vs Reassure 2.0 Bronze+
Active Care Premier vs Star Women Care Policy
Active Care Premier vs Young Star Silver
Active Care Premier vs Reassure 3.0
Active Care Premier vs Joy
Active Care Premier vs Supreme Senior Health AdvantEdge
Active Care Premier vs Family Plus
Active Care Premier vs Criti Shield Plus
Active Care Premier vs Health Care Supreme Ultimo
Active Care Premier vs Health Shield 360 Retail
Active Care Premier vs Supreme Super Saver
Active Care Premier vs Super Star
Active Care Premier vs Senior First Platinum
Active Care Premier vs Optima Secure Global
Active Care Premier vs NextGen
Active Care Premier vs Health Insurance Platinum
Active Care Premier vs Energy Silver With Copay
Medicare LITE vs Optima Secure
Medicare LITE vs Optima Secure Plus
Medicare LITE vs Cancer Cover Activ Cancer Secure Plan
Medicare LITE vs Women Care
Medicare LITE vs Activate Booster Plan A
Medicare LITE vs Active Care Premier
Medicare LITE vs ProHealth Accumulate
Medicare LITE vs Supreme Shine
Medicare LITE vs Optima Secure Global Plus
Medicare LITE vs myHealth Suraksha Gold
Medicare LITE vs LifeTime Health Global
Medicare LITE vs Active Fit Plus
Medicare LITE vs Activ Health Platinum Essential
Medicare LITE vs Medicare Plus
Medicare LITE vs Medicare Senior
Medicare LITE vs Medicare Protect
Medicare LITE vs Activ One SAVR
Medicare LITE vs Active Assure Diamond
Medicare LITE vs Activ One VIP
Medicare LITE vs Advantage
Medicare LITE vs Assure
Medicare LITE vs Activ One Max
Medicare LITE vs Classic
Medicare LITE vs Activ One Vytl
Medicare LITE vs Supreme
Medicare LITE vs Freedom
Medicare LITE vs Joy Today
Medicare LITE vs Medi Classic
Medicare LITE vs Activate Booster Plan B
Medicare LITE vs Health Recharge Super Top Up Plan
Medicare LITE vs Plus Complete
Medicare LITE vs EquiCover
Medicare LITE vs Activ One VIP+
Medicare LITE vs Reassure 3.0 Select
Medicare LITE vs Medicare Premier
Medicare LITE vs Plus Youth
Medicare LITE vs Optima Lite
Medicare LITE vs ProHealth Prime Protect
Medicare LITE vs Supreme Senior Premium
Medicare LITE vs myHealth Suraksha Platinum
Medicare LITE vs Supreme Senior Super
Medicare LITE vs Medicare
Medicare LITE vs Ultimate (Direct)
Medicare LITE vs Sarvah Param
Medicare LITE vs Optima Insurance
Medicare LITE vs Smart Super Health Assure
Medicare LITE vs Health Guard Platinum
Medicare LITE vs Health Guard Gold
Medicare LITE vs Extra Care Plus Super Top-up
Medicare LITE vs Health Care Supreme Smart
Medicare LITE vs Medi Classic Gold
Medicare LITE vs Smart Health Pro
Medicare LITE vs Optima Super Secure
Medicare LITE vs Special Care
Medicare LITE vs Health Shield 360
Medicare LITE vs SecureHealth
Medicare LITE vs Supreme (Direct)
Medicare LITE vs Mediclaim Insurance Policy
Medicare LITE vs Young Star Gold
Medicare LITE vs Senior
Medicare LITE vs myHealth Koti Suraksha
Medicare LITE vs myHealth Suraksha Silver
Medicare LITE vs Cancer Care Platinum
Medicare LITE vs Royal Sundaram Lifeline Elite
Medicare LITE vs Supreme Enhance One
Medicare LITE vs Supreme Enhance Two
Medicare LITE vs Health Companion Variant 2022
Medicare LITE vs Elder Care
Medicare LITE vs HeartBeat Gold
Medicare LITE vs Health SuperCharge
Medicare LITE vs iHealth Plus
Medicare LITE vs HeartBeat Enhanced
Medicare LITE vs ProHealth Prime Advantage
Medicare LITE vs Active Fit Preferred
Medicare LITE vs Senior Health Advantage
Medicare LITE vs Reassure 3.0 Elite
Medicare LITE vs Reassure 2.0 Platinum+
Medicare LITE vs Health Wallet
Medicare LITE vs Heart
Medicare LITE vs Elevate
Medicare LITE vs Reassure 2.0 Titanium+
Medicare LITE vs LifeTime Health
Medicare LITE vs ProHealth Prime Active
Medicare LITE vs ProHealth Prime Senior Elite
Medicare LITE vs Advanced Top Up
Medicare LITE vs Multiplier Health
Medicare LITE vs Joy Tomorrow
Medicare LITE vs Reassure 2.0 Bronze+
Medicare LITE vs Star Women Care Policy
Medicare LITE vs Young Star Silver
Medicare LITE vs Reassure 3.0
Medicare LITE vs Joy
Medicare LITE vs Supreme Senior Health AdvantEdge
Medicare LITE vs Family Plus
Medicare LITE vs Criti Shield Plus
Medicare LITE vs Health Care Supreme Ultimo
Medicare LITE vs Health Shield 360 Retail
Medicare LITE vs Supreme Super Saver
Medicare LITE vs Super Star
Medicare LITE vs Senior First Platinum
Medicare LITE vs Optima Secure Global
Medicare LITE vs NextGen
Medicare LITE vs Health Insurance Platinum
Medicare LITE vs Energy Silver With Copay
Related Blogs
Making Health Insurance Affordable: Is EMI Really the Best Way?
February 4, 2026 | OneAssure Team
Read MoreInsurance in 2026: Great for Your Wallet, But What’s Still Missing?
February 1, 2026 | OneAssure Team
Read MoreHow India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.
February 1, 2026 | OneAssure Team
Read More.png)
Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying
November 17, 2025 | Mahak Chauhan
Read More
ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?
September 25, 2025 | OneAssure Team
Read More
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.