Insurance Plans Comparison
TATA AIG Medicare LITE vs Star Health Gain
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreMedicare LITE
Medicare LITE
What Makes It Special:
Affordable health insurance with comprehensive hospitalisation coverage
Best For:
Customers who want additional benefits such as Restore Benefit, health check-ups, teleconsultation and lifelong renewal.
Individuals looking for coverage that includes In-Patient Treatment, Day Care Treatment, AYUSH treatment and pre and post-hospitalisation expenses.
Customers who want Sum Insured options ranging from ₹5 lakh to ₹20 lakh.
Families looking for Individual or Family Floater health insurance coverage.
Individuals looking for a budget-friendly health insurance plan with comprehensive hospitalisation coverage.
VS
Health Gain
Flexible Health Insurance with Hospitalisation and OPD Benefits
What Makes It Special:
Inpatient Hospitalisation and Outpatient Medical Expenses
Best For:
Customers looking for daycare and eligible AYUSH treatment coverage.
Customers who use outpatient services at networked facilities.
Customers seeking flexible Sum Insured options.
Families looking for Individual or Family Floater coverage.
Individuals seeking inpatient and outpatient health insurance benefits.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Before choosing the plan, consider its waiting periods, age-linked and network-related co-payment conditions, room category and other policy terms that may affect your claim.
If you want additional protection after your available Sum Insured and accrued Cumulative Bonus are exhausted, the Restore Benefit automatically reinstates 100% of the Sum Insured once during the policy year, subject to applicable conditions.
MediCare LITE may be considered if you want both Individual and Family Floater policy options, with coverage available for eligible family members.
The plan offers Sum Insured options of ₹5 lakh, ₹7.5 lakh, ₹10 lakh, ₹15 lakh and ₹20 lakh, allowing you to select the coverage amount applicable to your requirements.
Consider MediCare LITE if you want a health insurance plan with In-Patient Treatment, Day Care Treatment and related medical expenses covered under one policy.
Check the treatment-specific sublimits.
Review the pre- and post-hospitalisation benefit periods.
Check the selected OPD benefit limit.
Understand the waiting periods for pre-existing diseases and specified treatments.
Review the co-payment applicable to entry age 61 and above.
Check the room rent limit.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Medicare LITE Health Insurance Plan VS VS |
![]() Health Gain Health Insurance Plan |
| Room Rent |
|---|
Medicare LITE Normal: Single Private Room ICU: Up to Sum Insured |
VS VS |
Health Gain
|
| Advanced Treatments |
|---|
Medicare LITE Bariatric Surgery Cover Modern Treatments (subject to policy terms and limits) In-Patient Dental Treatment Hearing Aid Benefit |
VS VS |
Health Gain Information Unavailable |
| ICU Charges |
|---|
Medicare LITE Information Unavailable |
VS VS |
Health Gain Covered as part of eligible hospitalisation expenses. |
| Co-payment |
|---|
Medicare LITE 20% co-payment if entry age is 61 years or above at first coverage 30% co-payment for treatment outside the "Valued Provider – Pan India" network |
VS VS |
Health Gain 20% for insured persons whose age at entry is 61 years and above. |
| Disease-wise sublimits |
|---|
Medicare LITE No specific disease-wise sublimit specified |
VS VS |
Health Gain Sublimits apply to specified treatments, including cataract and listed modern treatments. |
| Waiting Period |
|---|
Medicare LITE Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 36 months |
VS VS |
Health Gain Information Unavailable |
| Cashless Healthcare Providers |
|---|
Medicare LITE Cashless treatment available through Valued Provider – Pan India network |
VS VS |
Health Gain Cashless treatment is available at eligible network hospitals, subject to pre-authorisation. |
| Restoration Benefit |
|---|
Medicare LITE 100% of Sum Insured restored once during the policy year |
VS VS |
Health Gain Not specified. |
| Daycare Treatment |
|---|
Medicare LITE Covered up to Sum Insured |
VS VS |
Health Gain Eligible daycare procedures are covered, subject to policy terms. |
| Cumulative Bonus |
|---|
Medicare LITE Information Unavailable |
VS VS |
Health Gain Not specified. |
| AYUSH Treatment |
|---|
Medicare LITE Covered up to Sum Insured |
VS VS |
Health Gain Eligible inpatient Ayurveda, Unani, Siddha and Homeopathy treatment is covered, subject to policy terms. |
| Consumable Cover |
|---|
Medicare LITE Information Unavailable |
VS VS |
Health Gain Not specified. |
| Initial Waiting Period |
|---|
Medicare LITE Information Unavailable |
VS VS |
Health Gain 30 days, except for covered accident-related claims. |
| Specific Waiting Period |
|---|
Medicare LITE Information Unavailable |
VS VS |
Health Gain 24 months for specified diseases and procedures. |
| PED Waiting Period |
|---|
Medicare LITE Information Unavailable |
VS VS |
Health Gain 36 months for pre-existing diseases. |
| Modern Treatment |
|---|
Medicare LITE Information Unavailable |
VS VS |
Health Gain Specified modern treatments are covered, subject to policy limits. |
| Annual Health Checkup |
|---|
Medicare LITE Information Unavailable |
VS VS |
Health Gain Not specified. |
| Pre-Hospitalisation |
|---|
Medicare LITE Covered up to 60 days before hospitalisation |
VS VS |
Health Gain Covered for up to 30 days before hospital admission. |
| Post-Hospitalisation |
|---|
Medicare LITE Covered up to 180 days after hospitalisation |
VS VS |
Health Gain Covered for up to 60 days after discharge. |
| Outpatient Department Cover (OPD Expense) |
|---|
Medicare LITE Not covered |
VS VS |
Health Gain Available at networked facilities in India, up to the selected benefit limit. |
| Deductible Option |
|---|
Medicare LITE Not specified |
VS VS |
Health Gain Not specified. |
| Coverage Options |
|---|
Medicare LITE ₹5 Lakhs, ₹7.5 Lakhs, ₹10 Lakhs, ₹15 Lakhs and ₹20 Lakhs |
VS VS |
Health Gain Individual and Family Floater. |
| Claim Settlement Ratio |
|---|
Medicare LITE Not specified in the product prospectus |
VS VS |
Health Gain Insurer-level metric, not a policy benefit. |
| Maternity Cover |
|---|
Medicare LITE Not covered |
VS VS |
Health Gain Maternity expenses are excluded, except for the specified ectopic pregnancy exception. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Medicare LITE vs Optima Secure
Medicare LITE vs Super Mediclaim
Medicare LITE vs Health Recharge
Medicare LITE vs Cancer Cover Activ Cancer Secure Plan
Medicare LITE vs Optima Secure Plus
Medicare LITE vs Women Care
Medicare LITE vs Aspire Diamond+
Medicare LITE vs Activate Booster Plan A
Medicare LITE vs Active Care Premier
Medicare LITE vs ProHealth Accumulate
Medicare LITE vs Health Super Saver Standard
Medicare LITE vs Supreme Shine
Medicare LITE vs Optima Secure Global Plus
Medicare LITE vs Health Cardiac Care Silver & Gold Plan
Medicare LITE vs myHealth Suraksha Gold
Medicare LITE vs LifeTime Health Global
Medicare LITE vs Active Fit Plus
Medicare LITE vs OneHealth Premium
Medicare LITE vs Activ Health Platinum Essential
Medicare LITE vs Medicare Plus
Medicare LITE vs Medicare Senior
Medicare LITE vs Enhance Super Top-up Two
Medicare LITE vs Medicare Protect
Medicare LITE vs Activ One SAVR
Medicare LITE vs Active Assure Diamond
Medicare LITE vs Activ One VIP
Medicare LITE vs Health Pulse Classic
Medicare LITE vs Advantage
Medicare LITE vs Special Care Gold
Medicare LITE vs Activ One Max
Medicare LITE vs Classic
Medicare LITE vs Activ One Vytl
Medicare LITE vs Supreme
Medicare LITE vs Freedom
Medicare LITE vs Sarvah Pratham
Medicare LITE vs Joy Today
Medicare LITE vs Medi Classic
Medicare LITE vs Activate Booster Plan B
Medicare LITE vs Aspire Gold+
Medicare LITE vs Aspire Platinum+
Medicare LITE vs Plus Complete
Medicare LITE vs Reassure 2.0 Platinum+
Medicare LITE vs Elder Care
Medicare LITE vs Reassure 3.0 Elite
Medicare LITE vs EquiCover
Medicare LITE vs Young Star Gold
Medicare LITE vs Enhance Super Top-up One
Medicare LITE vs Joy Tomorrow
Medicare LITE vs Activ One VIP+
Medicare LITE vs Reassure 3.0 Select
Medicare LITE vs Red Carpet Senior Citizens
Medicare LITE vs Medicare Premier
Medicare LITE vs Family Health Optima
Medicare LITE vs Health Companion Variant 2022
Medicare LITE vs Health Companion Variant 3
Medicare LITE vs Plus Youth
Medicare LITE vs Assure
Medicare LITE vs Health Premia Gold
Medicare LITE vs Health Premia Platinum
Medicare LITE vs Cancer Care Platinum
Medicare LITE vs Optima Lite
Medicare LITE vs ProHealth Prime Protect
Medicare LITE vs Comprehensive
Medicare LITE vs HeartBeat Enhanced
Medicare LITE vs Reassure
Medicare LITE vs Supreme Senior Premium
Medicare LITE vs Health Recharge Super Top Up Plan
Medicare LITE vs Reassure 3.0
Medicare LITE vs myHealth Suraksha Platinum
Medicare LITE vs Supreme Value for Money
Medicare LITE vs Supreme Senior Super
Medicare LITE vs Supreme Enhance
Medicare LITE vs Reassure 2.0 Gold
Medicare LITE vs Medicare
Medicare LITE vs Ultimate (Direct)
Medicare LITE vs Young Star
Medicare LITE vs Sarvah Param
Medicare LITE vs Optima Insurance
Medicare LITE vs Smart Super Health Assure
Medicare LITE vs Reassure 3.0 Black
Medicare LITE vs Health Guard Platinum
Medicare LITE vs Health Guard Gold
Medicare LITE vs Elevate (Direct)
Medicare LITE vs Extra Care Plus Super Top-up
Medicare LITE vs Health Care Supreme Smart
Medicare LITE vs Smart Health Pro
Medicare LITE vs Medi Classic Gold
Medicare LITE vs Optima Super Secure
Medicare LITE vs Special Care
Medicare LITE vs Health Shield 360
Medicare LITE vs SecureHealth
Medicare LITE vs Supreme (Direct)
Medicare LITE vs Plus
Medicare LITE vs Mediclaim Insurance Policy
Medicare LITE vs Medicare Select
Medicare LITE vs Health Gain
Medicare LITE vs myHealth Koti Suraksha
Medicare LITE vs Senior
Medicare LITE vs myHealth Suraksha Silver
Medicare LITE vs Cardiac Care Platinum
Medicare LITE vs Royal Sundaram Lifeline Elite
Medicare LITE vs Super Surplus Gold
Medicare LITE vs Supreme Enhance One
Medicare LITE vs Supreme Enhance Two
Medicare LITE vs HeartBeat Platinum
Medicare LITE vs HeartBeat Gold
Medicare LITE vs Health SuperCharge
Medicare LITE vs Aspire Titanium+
Medicare LITE vs iHealth Plus
Medicare LITE vs ProHealth Prime Advantage
Medicare LITE vs Active Fit Preferred
Medicare LITE vs Reassure 3.0 Classic
Medicare LITE vs Senior Health Advantage
Medicare LITE vs Health Wallet
Medicare LITE vs Elevate
Medicare LITE vs Heart
Medicare LITE vs LifeTime Health
Medicare LITE vs Reassure 2.0 Titanium+
Medicare LITE vs ProHealth Prime Active
Medicare LITE vs ProHealth Prime Senior Elite
Medicare LITE vs Advanced Top Up
Medicare LITE vs Multiplier Health
Medicare LITE vs Diabetes Safe Plan A
Medicare LITE vs Reassure 2.0 Bronze+
Medicare LITE vs Enhance Super Top-up
Medicare LITE vs Young Star Silver
Medicare LITE vs Star Women Care Policy
Medicare LITE vs Joy
Medicare LITE vs Supreme Senior Health AdvantEdge
Medicare LITE vs Family Plus
Medicare LITE vs Criti Shield Plus
Medicare LITE vs Health Care Supreme Ultimo
Medicare LITE vs Health Shield 360 Retail
Medicare LITE vs Super Star
Medicare LITE vs Supreme Super Saver
Medicare LITE vs Senior First Platinum
Medicare LITE vs Optima Secure Global
Medicare LITE vs NextGen
Medicare LITE vs Health Insurance Platinum
Medicare LITE vs Energy Silver With Copay
Health Gain vs Optima Secure
Health Gain vs Super Mediclaim
Health Gain vs Health Recharge
Health Gain vs Cancer Cover Activ Cancer Secure Plan
Health Gain vs Optima Secure Plus
Health Gain vs Women Care
Health Gain vs Aspire Diamond+
Health Gain vs Activate Booster Plan A
Health Gain vs Active Care Premier
Health Gain vs ProHealth Accumulate
Health Gain vs Health Super Saver Standard
Health Gain vs Supreme Shine
Health Gain vs Optima Secure Global Plus
Health Gain vs Health Cardiac Care Silver & Gold Plan
Health Gain vs myHealth Suraksha Gold
Health Gain vs LifeTime Health Global
Health Gain vs Active Fit Plus
Health Gain vs OneHealth Premium
Health Gain vs Activ Health Platinum Essential
Health Gain vs Medicare Plus
Health Gain vs Medicare Senior
Health Gain vs Enhance Super Top-up Two
Health Gain vs Medicare Protect
Health Gain vs Activ One SAVR
Health Gain vs Active Assure Diamond
Health Gain vs Activ One VIP
Health Gain vs Health Pulse Classic
Health Gain vs Advantage
Health Gain vs Special Care Gold
Health Gain vs Activ One Max
Health Gain vs Classic
Health Gain vs Activ One Vytl
Health Gain vs Supreme
Health Gain vs Freedom
Health Gain vs Sarvah Pratham
Health Gain vs Joy Today
Health Gain vs Medi Classic
Health Gain vs Activate Booster Plan B
Health Gain vs Aspire Gold+
Health Gain vs Aspire Platinum+
Health Gain vs Plus Complete
Health Gain vs Reassure 2.0 Platinum+
Health Gain vs Elder Care
Health Gain vs Reassure 3.0 Elite
Health Gain vs EquiCover
Health Gain vs Young Star Gold
Health Gain vs Enhance Super Top-up One
Health Gain vs Joy Tomorrow
Health Gain vs Activ One VIP+
Health Gain vs Reassure 3.0 Select
Health Gain vs Red Carpet Senior Citizens
Health Gain vs Medicare Premier
Health Gain vs Family Health Optima
Health Gain vs Health Companion Variant 2022
Health Gain vs Health Companion Variant 3
Health Gain vs Plus Youth
Health Gain vs Assure
Health Gain vs Health Premia Gold
Health Gain vs Health Premia Platinum
Health Gain vs Cancer Care Platinum
Health Gain vs Optima Lite
Health Gain vs ProHealth Prime Protect
Health Gain vs Comprehensive
Health Gain vs HeartBeat Enhanced
Health Gain vs Reassure
Health Gain vs Supreme Senior Premium
Health Gain vs Health Recharge Super Top Up Plan
Health Gain vs Reassure 3.0
Health Gain vs myHealth Suraksha Platinum
Health Gain vs Supreme Value for Money
Health Gain vs Supreme Senior Super
Health Gain vs Supreme Enhance
Health Gain vs Reassure 2.0 Gold
Health Gain vs Medicare
Health Gain vs Ultimate (Direct)
Health Gain vs Young Star
Health Gain vs Sarvah Param
Health Gain vs Optima Insurance
Health Gain vs Smart Super Health Assure
Health Gain vs Reassure 3.0 Black
Health Gain vs Health Guard Platinum
Health Gain vs Health Guard Gold
Health Gain vs Elevate (Direct)
Health Gain vs Extra Care Plus Super Top-up
Health Gain vs Health Care Supreme Smart
Health Gain vs Smart Health Pro
Health Gain vs Medi Classic Gold
Health Gain vs Optima Super Secure
Health Gain vs Special Care
Health Gain vs Medicare LITE
Health Gain vs Health Shield 360
Health Gain vs SecureHealth
Health Gain vs Supreme (Direct)
Health Gain vs Plus
Health Gain vs Mediclaim Insurance Policy
Health Gain vs Medicare Select
Health Gain vs myHealth Koti Suraksha
Health Gain vs Senior
Health Gain vs myHealth Suraksha Silver
Health Gain vs Cardiac Care Platinum
Health Gain vs Royal Sundaram Lifeline Elite
Health Gain vs Super Surplus Gold
Health Gain vs Supreme Enhance One
Health Gain vs Supreme Enhance Two
Health Gain vs HeartBeat Platinum
Health Gain vs HeartBeat Gold
Health Gain vs Health SuperCharge
Health Gain vs Aspire Titanium+
Health Gain vs iHealth Plus
Health Gain vs ProHealth Prime Advantage
Health Gain vs Active Fit Preferred
Health Gain vs Reassure 3.0 Classic
Health Gain vs Senior Health Advantage
Health Gain vs Health Wallet
Health Gain vs Elevate
Health Gain vs Heart
Health Gain vs LifeTime Health
Health Gain vs Reassure 2.0 Titanium+
Health Gain vs ProHealth Prime Active
Health Gain vs ProHealth Prime Senior Elite
Health Gain vs Advanced Top Up
Health Gain vs Multiplier Health
Health Gain vs Diabetes Safe Plan A
Health Gain vs Reassure 2.0 Bronze+
Health Gain vs Enhance Super Top-up
Health Gain vs Young Star Silver
Health Gain vs Star Women Care Policy
Health Gain vs Joy
Health Gain vs Supreme Senior Health AdvantEdge
Health Gain vs Family Plus
Health Gain vs Criti Shield Plus
Health Gain vs Health Care Supreme Ultimo
Health Gain vs Health Shield 360 Retail
Health Gain vs Super Star
Health Gain vs Supreme Super Saver
Health Gain vs Senior First Platinum
Health Gain vs Optima Secure Global
Health Gain vs NextGen
Health Gain vs Health Insurance Platinum
Health Gain vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

