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Reliance Health Insurance

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99%

Claim Settlement Ratio

9,000+

Network Hospitals

6.4

Overall Rating

Reliance Health Insurance

Our Verdict About Reliance Health Insurance

Reliance Health Insurance provides simple, affordable, and dependable plans that cater to a wide range of health needs. With a vast hospital network and an impressive claim settlement ratio, it ensures smooth, worry-free healthcare access during emergencies.

What We Like

Flexible coverage options with useful add-ons.

Quick and hassle-free claim process.

Affordable plans for individuals and families.

Wide network of cashless hospitals across India.

High claim settlement ratio of 99.57%.

Areas of Improvement

Wellness and preventive care benefits could be broader.

Online claim tracking could be more streamlined.

Limited global or premium plan variants.

Customer service experience can vary regionally.

Some plans have room rent and sub-limit restrictions.

Final Verdict

Reliance offers very reliable and simple health insurance plans. With a wide network of cashless hospitals and a 99.57 % claim settlement ratio, it makes emergencies hassle-free. You’ll find many plans for different requirements at...

Reliance Health Insurance

About Reliance Health Insurance

Reliance General Insurance started in 2000 and is now one of India’s well-known insurance companies. It offers different types of insurance, including health, motor, home, and travel. The company aims to make insurance simple and...

Reliance Health Insurance

Reliance Health Insurance Rating

Overall Rating

6.4

out of 10

Solvency

2/4

ICR

1.9/3

Growth

2.5/3

Performance Index

Gross Direct Premium

Reliance Health Insurance

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Industry Average

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Reliance Health Insurance

Industry Average

Performance Index

ICR%

Reliance Health Insurance

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Industry Average

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Reliance Health Insurance

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Reliance Health Insurance

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.

Thank you once again for your invaluable help – highly recommended!

Yogesh Meena

Reliance Health Insurance

Pros and Cons

Pros

  • Tax benefits under Section 80D

  • Wide plan range with OPD, COVID-19, global & critical illness cover

  • 24×7 in-house claim team with real-time updates

  • Cashless care at 9,000+ hospitals nationwide

  • Easy online claim process via Reliance Self-i App

Cons

  • 2–4 year waiting period for pre-existing & maternity conditions

  • Room rent capped at 1% of sum insured in base plans

  • OPD & global cover only in premium variants

  • No restore benefit in some basic plans

  • Occasional delays in reimbursement claims

Reliance Health Insurance

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

Reliance Health Insurance Types

Family Health Insurance

This plan covers your entire family under one policy. It includes hospitalisation, treatments, and surgeries for all members without needing separate plans.

Individual Health Insurance

Perfect for single individuals, this plan takes care of personal medical expenses such as hospital bills, medicines, and doctor fees.

Senior Citizen Health Insurance

Designed for people aged 60 years and above, it covers hospitalisation, medicines, and treatments for age-related health issues.

Maternity Health Insurance

This plan supports expecting mothers by covering delivery expenses, hospital bills, doctor consultations, and postnatal care.

Critical Illness Insurance

Provides a lump sum payout if you’re diagnosed with serious illnesses like cancer, heart attack, or stroke.

Top-Up & Super Top-Up Plans

Extend your base coverage at an affordable cost. These plans activate once your main policy limit is used.

Personal Accident Insurance

Offers financial support in case of accidental death or disability, ensuring protection for you and your family.

Group Health Insurance

Ideal for companies or organisations that want to insure their employees under a single master policy.

Disease-Specific Health Plans

Covers specific illnesses such as diabetes or heart disease, offering targeted protection and special benefits.

Overseas Mediclaim Policy

Covers medical emergencies and hospitalisation while travelling abroad, ensuring peace of mind on international trips.

Documents Required

ID Proof

You can use your Aadhaar card, PAN card, or passport.

Address Proof

A voter ID or any recent utility bill will work.

Age Proof

You can give your birth certificate or driving licence.

Photographs

A few recent passport-size photos are needed.

Income Proof

This is required only if you choose a high coverage amount.

Reliance Health Insurance

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

Reliance Health Insurance

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

Reliance Health Insurance Network Hospitals

9,000+

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

Reliance Health Insurance

Features Comparison

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Reliance Health Insurance

How to Buy Reliance Health Insurance?

Follow these simple steps to purchase your Reliance Health Insurance health insurance policy and secure comprehensive coverage for you and your family.

Things to Remember

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    Still Confused? Get Expert Guidance

    Our insurance experts can help you compare plans and find the best coverage for your needs

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    Frequently Asked Questions

    Get answers to common questions about our insurance policies and services.

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