
Reliance Health Insurance
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99%
Claim Settlement Ratio
9,000+
Network Hospitals
7
Overall Rating
Reliance Health Insurance
Our Verdict About Reliance Health Insurance
Reliance Health Insurance provides simple, affordable, and dependable plans that cater to a wide range of health needs. With a vast hospital network and an impressive claim settlement ratio, it ensures smooth, worry-free healthcare access during emergencies.
What We Like
Flexible coverage options with useful add-ons.
Quick and hassle-free claim process.
Affordable plans for individuals and families.
Wide network of cashless hospitals across India.
High claim settlement ratio of 99.57%.
Areas of Improvement
Wellness and preventive care benefits could be broader.
Online claim tracking could be more streamlined.
Limited global or premium plan variants.
Customer service experience can vary regionally.
Some plans have room rent and sub-limit restrictions.
Final Verdict
Reliance offers very reliable and simple health insurance plans. With a wide network of cashless hospitals and a 99.57 % claim settlement ratio, it makes emergencies hassle-free. You’ll find many plans for different requirements at affordable prices, so that you can choose the best option for you and your family....
Reliance offers very reliable and simple health insurance plans. With a wide network of cashless hospitals and a 99.57 % claim settlement ratio, it makes emergencies hassle-free. You’ll find many plans for different requirements at...
Reliance Health Insurance
About Reliance Health Insurance
Reliance General Insurance started in 2000 and is now one of India’s well-known insurance companies. It offers different types of insurance, including health, motor, home, and travel. The company aims to make insurance simple and affordable for everyone. The company offers different health plans to suit families, individuals, and senior...
Reliance General Insurance started in 2000 and is now one of India’s well-known insurance companies. It offers different types of insurance, including health, motor, home, and travel. The company aims to make insurance simple and...
Reliance Health Insurance
Reliance Health Insurance Rating
Overall Rating
7.0
out of 10
Solvency
2.9/4
ICR
1.9/3
Growth
2.2/3
Performance Index
Gross Direct Premium
Reliance Health Insurance
0Cr
Industry Average
0Cr
ICR%
Reliance Health Insurance
0%
Industry Average
0%
Reliance Health Insurance
Industry Average
Reliance Health Insurance
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
Reliance Health Insurance
Pros and Cons
Pros
Tax benefits under Section 80D
Wide plan range with OPD, COVID-19, global & critical illness cover
24×7 in-house claim team with real-time updates
Cashless care at 9,000+ hospitals nationwide
Easy online claim process via Reliance Self-i App
Cons
2–4 year waiting period for pre-existing & maternity conditions
Room rent capped at 1% of sum insured in base plans
OPD & global cover only in premium variants
No restore benefit in some basic plans
Occasional delays in reimbursement claims
Reliance Health Insurance
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
Reliance Health Insurance Types
Documents Required
Reliance Health Insurance
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
Reliance Health Insurance
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
Reliance Health Insurance Network Hospitals
9,000+
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
Reliance Health Insurance
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Reliance Health Insurance
How to Buy Reliance Health Insurance?
Follow these simple steps to purchase your Reliance Health Insurance health insurance policy and secure comprehensive coverage for you and your family.
Things to Remember
Reliance Health Insurance
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Reliance Health Insurance
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.




