How can I buy Reliance Health Insurance?

You can buy it online through Reliance’s website or with the help of OneAssure to get assistance at every step.

What is Reliance Health Insurance?

Reliance Health Insurance is a policy that helps cover medical expenses for hospitalization, treatments, and surgeries.

Can I buy Reliance Health Insurance online?

Yes, you can complete the entire process online, from selecting a plan to paying the premium via OneAssure.

What are the types of Reliance Health Insurance plans?

Reliance offers family plans, senior citizen plans, maternity plans, critical illness plans, and top-up plans.

Who can get Reliance Health Insurance?

Anyone from 18 to 65 years can apply. Some plans also cover children and senior citizens.

Does Reliance Health Insurance cover pre-existing diseases?

Yes, after a waiting period, most plans cover pre-existing conditions.

Can I get cashless treatment with Reliance Health Insurance?

Yes, cashless treatment is available at network hospitals.

How do I make a claim with Reliance Health Insurance?

You can file a claim at the hospital for cashless treatment or submit bills for reimbursement. OneAssure helps you at every step. You just have to bring required documents, fill a pre-authorization form for cashless treatment, and the insurer will pay. For reimbursement, keep all the bills and reports with you, fill required form, share bills and you will get your money.

What documents are needed for Reliance Health Insurance?

ID proof, address proof, age proof, photographs, and any medical reports if needed.

Can I include my family members in Reliance Health Insurance?

Yes, family members can be added under a single policy for complete coverage.

Does Reliance Health Insurance cover senior citizens?

Yes, there are plans specially designed for people aged 60 years and above.

Is maternity covered under Reliance Health Insurance?

Yes, you can choose addons or get separate plans. Maternity plans cover pregnancy, delivery, and postnatal expenses.

What is the claim settlement ratio of Reliance Health Insurance?

Reliance has a high claim settlement ratio of 99.57%, which means most claims are paid quickly and fairly.

How much premium do I pay for Reliance Health Insurance?

Premiums depend on your age, health, coverage amount, and plan type. You can contact OneAssure for more information.

Can I renew Reliance Health Insurance online?

Yes, you can renew your policy online with the help of OneAssure.

How does Reliance Health Insurance cover critical illnesses?

Critical illness plans pay a lump sum if you are diagnosed with listed serious illnesses.

Can I upgrade my Reliance Health Insurance plan later?

Yes, you can increase coverage or switch to a higher plan as needed.

Does Reliance Health Insurance provide worldwide coverage?

Some plans provide coverage for medical expenses abroad as well.

Are tax benefits available on Reliance Health Insurance?

Yes, premiums paid are eligible for tax deductions under Section 80D of the Income Tax Act.

How do I check my Reliance Health Insurance policy status?

You can check it online on Reliance’s website or by calling their customer support. You can call OneAssure or can check at OneAssure App.

OneAssure

Health Insurance

Reliance

Reliance Health Insurance

Get a Quote

99%

Claim Settlement Ratio

9,000+

Network Hospitals

7

Overall Rating

Reliance Health Insurance

Our Verdict About Reliance Health Insurance

Reliance Health Insurance provides simple, affordable, and dependable plans that cater to a wide range of health needs. With a vast hospital network and an impressive claim settlement ratio, it ensures smooth, worry-free healthcare access during emergencies.

What We Like

Flexible coverage options with useful add-ons.

Quick and hassle-free claim process.

Affordable plans for individuals and families.

Wide network of cashless hospitals across India.

High claim settlement ratio of 99.57%.

Areas of Improvement

Wellness and preventive care benefits could be broader.

Online claim tracking could be more streamlined.

Limited global or premium plan variants.

Customer service experience can vary regionally.

Some plans have room rent and sub-limit restrictions.

What We Like

Flexible coverage options with useful add-ons.

Quick and hassle-free claim process.

Affordable plans for individuals and families.

Wide network of cashless hospitals across India.

High claim settlement ratio of 99.57%.

Areas of Improvement

Wellness and preventive care benefits could be broader.

Online claim tracking could be more streamlined.

Limited global or premium plan variants.

Customer service experience can vary regionally.

Some plans have room rent and sub-limit restrictions.

Final Verdict

Reliance offers very reliable and simple health insurance plans. With a wide network of cashless hospitals and a 99.57 % claim settlement ratio, it makes emergencies hassle-free. You’ll find many plans for different requirements at affordable prices, so that you can choose the best option for you and your family....

Reliance offers very reliable and simple health insurance plans. With a wide network of cashless hospitals and a 99.57 % claim settlement ratio, it makes emergencies hassle-free. You’ll find many plans for different requirements at...

Reliance Health Insurance

About Reliance

Reliance Health Insurance

Reliance Rating

Overall Rating

7.0

out of 10

Solvency

2.9/4

ICR

1.9/3

Growth

2.2/3

Performance Index

Gross Direct Premium

Reliance

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Industry Average

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ICR%

Reliance

0%

Industry Average

0%

Reliance

Industry Average

Overall Rating

7.0

out of 10

Solvency

2.9/4

ICR

1.9/3

Growth

2.2/3

Performance Index

Gross Direct Premium

Reliance

0Cr

Industry Average

0Cr

Reliance

Industry Average

Performance Index

ICR%

Reliance

0%

Industry Average

0%

Reliance

Industry Average

Reliance Health Insurance

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

Reliance Health Insurance

Pros and Cons

Pros

Tax benefits under Section 80D
Wide plan range with OPD, COVID-19, global & critical illness cover
24×7 in-house claim team with real-time updates
Cashless care at 9,000+ hospitals nationwide
Easy online claim process via Reliance Self-i App

Cons

2–4 year waiting period for pre-existing & maternity conditions
Room rent capped at 1% of sum insured in base plans
OPD & global cover only in premium variants
No restore benefit in some basic plans
Occasional delays in reimbursement claims

Pros

Tax benefits under Section 80D
Wide plan range with OPD, COVID-19, global & critical illness cover
24×7 in-house claim team with real-time updates
Cashless care at 9,000+ hospitals nationwide
Easy online claim process via Reliance Self-i App

Cons

2–4 year waiting period for pre-existing & maternity conditions
Room rent capped at 1% of sum insured in base plans
OPD & global cover only in premium variants
No restore benefit in some basic plans
Occasional delays in reimbursement claims

Reliance Health Insurance

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

Reliance Types

Family Health Insurance

This plan covers your entire family under one policy. It includes hospitalisation, treatments, and surgeries for all members without needing separate plans.

Individual Health Insurance

Perfect for single individuals, this plan takes care of personal medical expenses such as hospital bills, medicines, and doctor fees.

Senior Citizen Health Insurance

Designed for people aged 60 years and above, it covers hospitalisation, medicines, and treatments for age-related health issues.

Maternity Health Insurance

This plan supports expecting mothers by covering delivery expenses, hospital bills, doctor consultations, and postnatal care.

Critical Illness Insurance

Provides a lump sum payout if you’re diagnosed with serious illnesses like cancer, heart attack, or stroke.

Top-Up & Super Top-Up Plans

Extend your base coverage at an affordable cost. These plans activate once your main policy limit is used.

Personal Accident Insurance

Offers financial support in case of accidental death or disability, ensuring protection for you and your family.

Group Health Insurance

Ideal for companies or organisations that want to insure their employees under a single master policy.

Disease-Specific Health Plans

Covers specific illnesses such as diabetes or heart disease, offering targeted protection and special benefits.

Overseas Mediclaim Policy

Covers medical emergencies and hospitalisation while travelling abroad, ensuring peace of mind on international trips.

Family Health Insurance

This plan covers your entire family under one policy. It includes hospitalisation, treatments, and surgeries for all members without needing separate plans.

Individual Health Insurance

Perfect for single individuals, this plan takes care of personal medical expenses such as hospital bills, medicines, and doctor fees.

Senior Citizen Health Insurance

Designed for people aged 60 years and above, it covers hospitalisation, medicines, and treatments for age-related health issues.

Maternity Health Insurance

This plan supports expecting mothers by covering delivery expenses, hospital bills, doctor consultations, and postnatal care.

Critical Illness Insurance

Provides a lump sum payout if you’re diagnosed with serious illnesses like cancer, heart attack, or stroke.

Top-Up & Super Top-Up Plans

Extend your base coverage at an affordable cost. These plans activate once your main policy limit is used.

Personal Accident Insurance

Offers financial support in case of accidental death or disability, ensuring protection for you and your family.

Group Health Insurance

Ideal for companies or organisations that want to insure their employees under a single master policy.

Disease-Specific Health Plans

Covers specific illnesses such as diabetes or heart disease, offering targeted protection and special benefits.

Overseas Mediclaim Policy

Covers medical emergencies and hospitalisation while travelling abroad, ensuring peace of mind on international trips.

Documents Required

ID Proof

You can use your Aadhaar card, PAN card, or passport.

Address Proof

A voter ID or any recent utility bill will work.

Age Proof

You can give your birth certificate or driving licence.

Photographs

A few recent passport-size photos are needed.

Income Proof

This is required only if you choose a high coverage amount.

ID Proof

You can use your Aadhaar card, PAN card, or passport.

Address Proof

A voter ID or any recent utility bill will work.

Age Proof

You can give your birth certificate or driving licence.

Photographs

A few recent passport-size photos are needed.

Income Proof

This is required only if you choose a high coverage amount.

Reliance Health Insurance

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

Reliance Health Insurance

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

Reliance Network Hospitals

9,000+

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

9,000+

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

Reliance Health Insurance

Features Comparison

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Reliance Health Insurance

How to Buy Reliance?

Follow these simple steps to purchase your Reliance health insurance policy and secure comprehensive coverage for you and your family.

Things to Remember

Reliance Health Insurance

Still Confused? Get Expert Guidance

Our insurance experts can help you compare plans and find the best coverage for your needs

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.