
United India Health Insurance
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91.1%
Claim Settlement Ratio
10,000+
Network Hospitals
6.7
Overall Rating
United India Health Insurance
Our Verdict About United India Health Insurance
United India Health Insurance provides essential protection with a wide hospital network and a smooth claim process.
What We Like
Free health check-ups and renewal benefits in select plans.
Flexible plan options with top-up and senior citizen variants.
Covers hospitalization, daycare, and modern treatments.
Cashless treatment and reimbursement options available.
Backed by the Government of India for reliability and trust.
Areas of Improvement
Hospital network smaller in some smaller towns.
Fewer digital tools and claim tracking features.
Limited global or OPD coverage options.
Long waiting period for pre-existing diseases.
Room rent and treatment sub-limits in base plans.
Final Verdict
United India Health Insurance is a dependable option for anyone seeking trustworthy health coverage. The plans are simple to understand, and the claim process is straightforward, whether you choose cashless or reimbursement. The company offers flexible options for individuals, families, children, and senior citizens, making it easy to find a...
United India Health Insurance is a dependable option for anyone seeking trustworthy health coverage. The plans are simple to understand, and the claim process is straightforward, whether you choose cashless or reimbursement. The company offers...
United India Health Insurance
About United India Health Insurance
United India Health Insurance, formerly Max Bupa, is a top health insurance company in India. It’s a partnership between Bupa, a UK-based healthcare company, and True North, an Indian private equity firm. United India offers a variety of health plans designed to meet the needs of individuals and families, making...
United India Health Insurance, formerly Max Bupa, is a top health insurance company in India. It’s a partnership between Bupa, a UK-based healthcare company, and True North, an Indian private equity firm. United India offers...
United India Health Insurance
United India Health Insurance Rating
Overall Rating
6.7
out of 10
Solvency
2.2/4
ICR
1.7/3
Growth
2.8/3
Performance Index
Gross Direct Premium
United India Health Insurance
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Industry Average
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ICR%
United India Health Insurance
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Industry Average
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United India Health Insurance
Industry Average
United India Health Insurance
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
United India Health Insurance
Pros and Cons
Pros
Covers room rent, ICU, and doctor fees with pre- & post-hospitalisation up to 10% of the sum insured.
540+ daycare treatments like dialysis and cataract surgery covered.
No-Claim Bonus (up to 15%) and free health check-ups after claim-free years.
Family floater options covering spouse, children, and parents.
Lifetime renewability for all policyholders.
Cons
Long waiting period (up to 48 months) for pre-existing diseases.
Sub-limits on room rent (1%) and ICU (2%) of sum insured in some plans.
Certain surgeries like cataract or hernia have 24–48-month waiting periods.
Major surgeries may be reimbursed only up to 70% of the sum insured.
No coverage for treatment abroad or cosmetic/experimental procedures.
United India Health Insurance
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
United India Health Insurance Types
Documents Required
United India Health Insurance
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
United India Health Insurance
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
United India Health Insurance Network Hospitals
10,000+
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
United India Health Insurance
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
United India Health Insurance
How to Buy United India Health Insurance?
Follow these simple steps to purchase your United India Health Insurance health insurance policy and secure comprehensive coverage for you and your family.
Things to Remember
United India Health Insurance
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United India Health Insurance
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.




