What is Raheja QBE Health Insurance?

Raheja QBE Health Insurance offers different health plans that cover hospital bills, treatments, and medical expenses for individuals and families.

How can I buy Raheja QBE Health Insurance?

You can buy it easily through OneAssure by calling us, requesting a callback, or filling out the online form.

What types of plans does Raheja QBE Health Insurance offer?

It offers individual, family, senior citizen, critical illness, and top-up health insurance plans.

What is the age limit for Raheja QBE Health Insurance?

The minimum entry age starts from 90 days, and the maximum age is usually 65 years, depending on the plan.

Can I include my family under one Raheja QBE Health Insurance policy?

Yes, you can add your spouse, children, parents, and even in-laws under a single family floater plan.

Does Raheja QBE Health Insurance cover pre-existing diseases?

Yes, but only after a waiting period, which can vary between 2 to 4 years depending on the plan.

How do I make a cashless claim under Raheja QBE Health Insurance?

Visit any network hospital, show your health card, and the hospital will coordinate directly with Raheja QBE for payment.

How can I file a reimbursement claim?

Pay your hospital bills first, keep all receipts and documents, and then submit them to Raheja QBE through OneAssure for reimbursement.

What documents are needed to buy Raheja QBE Health Insurance?

You’ll need ID proof, address proof, age proof, and passport-size photos.

Are AYUSH treatments covered under Raheja QBE Health Insurance?

Yes, most plans cover AYUSH treatments such as Ayurveda, Homeopathy, and Siddha.

Does Raheja QBE Health Insurance cover COVID-19 treatment?

Yes, COVID-19 hospitalization expenses are covered under eligible health insurance plans.

Is there any tax benefit with Raheja QBE Health Insurance?

Yes, premiums paid are eligible for tax deductions under Section 80D of the Income Tax Act.

What is the claim settlement ratio of Raheja QBE Health Insurance?

Raheja QBE has a claim settlement ratio of over 93%, showing reliability and quick service.

How long does it take to settle a Raheja QBE Health Insurance claim?

Cashless requests are usually approved within 1 hour, and reimbursements take a few working days.

Can I renew my Raheja QBE Health Insurance policy online?

Yes, you can renew your policy online through OneAssure or the Raheja QBE website.

Is there a free health check-up with Raheja QBE Health Insurance?

Yes, policyholders can get one free health check-up every year under certain plans.

What happens if I miss my premium payment?

You’ll usually get a grace period to make the payment and keep your coverage active.

Does Raheja QBE Health Insurance cover maternity or surrogacy costs?

Some specific plans, like the Surrogacy and Oocyte Donor Plan, cover related medical costs.

Can I increase my sum insured in Raheja QBE Health Insurance?

Yes, you can increase it at the time of renewal or by adding top-up plans.

How can OneAssure help with Raheja QBE Health Insurance?

OneAssure helps you compare plans, buy the right policy, and supports you through the entire claim process.

OneAssure

Health Insurance

Raheja QBE

Raheja QBE Health Insurance

Get a Quote

93.3%

Claim Settlement Ratio

6,000+

Network Hospitals

7.7

Overall Rating

Raheja QBE Health Insurance

Our Verdict About Raheja QBE Health Insurance

Raheja QBE Health Insurance offers flexible and affordable plans with wide coverage for individuals and families.

What We Like

Includes modern treatments and wellness benefits in select plans.

Responsive customer support and easy assistance.

Affordable premiums with good coverage value.

Flexible plan options for individuals and families.

Fast and efficient claim settlement process.

Areas of Improvement

Some benefits available only in top-tier plans.

Online services and app interfaces can be improved.

Fewer high-sum insured or global coverage options.

Limited awareness and presence in smaller cities.

Smaller hospital network compared to larger insurers.

What We Like

Includes modern treatments and wellness benefits in select plans.

Responsive customer support and easy assistance.

Affordable premiums with good coverage value.

Flexible plan options for individuals and families.

Fast and efficient claim settlement process.

Areas of Improvement

Some benefits available only in top-tier plans.

Online services and app interfaces can be improved.

Fewer high-sum insured or global coverage options.

Limited awareness and presence in smaller cities.

Smaller hospital network compared to larger insurers.

Final Verdict

With Raheja QBE Health Insurance, you get good plans with wide coverage. It gives quick claim service and helpful customer support. You’ll find the policy options flexible for families and individuals. Overall, it is a reliable choice for simple and affordable health protection.

With Raheja QBE Health Insurance, you get good plans with wide coverage. It gives quick claim service and helpful customer support. You’ll find the policy options flexible for families and individuals. Overall, it is a...

Raheja QBE Health Insurance

About Raheja QBE

Raheja QBE Health Insurance

Raheja QBE Rating

Overall Rating

7.7

out of 10

Solvency

3.1/4

ICR

1.9/3

Growth

2.7/3

Performance Index

Gross Direct Premium

Raheja QBE

0Cr

Industry Average

0Cr

ICR%

Raheja QBE

0%

Industry Average

0%

Raheja QBE

Industry Average

Overall Rating

7.7

out of 10

Solvency

3.1/4

ICR

1.9/3

Growth

2.7/3

Performance Index

Gross Direct Premium

Raheja QBE

0Cr

Industry Average

0Cr

Raheja QBE

Industry Average

Performance Index

ICR%

Raheja QBE

0%

Industry Average

0%

Raheja QBE

Industry Average

Raheja QBE Health Insurance

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

Raheja QBE Health Insurance

Pros and Cons

Pros

100% restoration of sum insured once coverage is used
Free annual health check-up included
Extra 10% cover for cashless treatments at network hospitals
Fast claim approvals — cashless within 1 hour, final settlement within 3 hours

Cons

Premiums eligible for tax deduction under Section 80D
Smaller hospital network compared to larger insurers
Limited global or international coverage options
Some plans have waiting periods for specific treatments
Digital support and app services can be improved
Fewer plan variants than major competitors

Pros

100% restoration of sum insured once coverage is used
Free annual health check-up included
Extra 10% cover for cashless treatments at network hospitals
Fast claim approvals — cashless within 1 hour, final settlement within 3 hours

Cons

Premiums eligible for tax deduction under Section 80D
Smaller hospital network compared to larger insurers
Limited global or international coverage options
Some plans have waiting periods for specific treatments
Digital support and app services can be improved
Fewer plan variants than major competitors

Raheja QBE Health Insurance

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

Raheja QBE Types

Family Health Insurance

This plan covers the medical expenses of your entire family under one single policy. It removes the need to buy separate plans for each member, offering convenience and affordable protection for everyone.

Senior Citizen Health Insurance

Specially designed for individuals aged 60 years and above, this plan helps cover hospitalisation, treatments, and medical bills. It ensures that seniors receive quality healthcare without financial worries.

Critical Illness Insurance

This plan provides a lump sum payout if you’re diagnosed with a major illness like cancer, stroke, or heart disease. The amount can be used for treatment, recovery, or to manage daily living expenses.

Individual Health Insurance

Ideal for self-coverage, this plan takes care of hospitalisation, doctor’s fees, medicines, and post-treatment costs, giving you complete financial protection against unexpected health issues.

Top-Up & Super Top-Up Plans

These plans enhance your existing health insurance coverage at a lower premium, offering additional protection when your base sum insured is exhausted.

Personal Accident Insurance

This policy provides financial support in case of accidental injury, disability, or death, ensuring your family stays secure during unforeseen events.

Group Health Insurance

Perfect for employers, this plan offers comprehensive health coverage to employees under one umbrella, promoting safety and wellbeing at the workplace.

Family Health Insurance

This plan covers the medical expenses of your entire family under one single policy. It removes the need to buy separate plans for each member, offering convenience and affordable protection for everyone.

Senior Citizen Health Insurance

Specially designed for individuals aged 60 years and above, this plan helps cover hospitalisation, treatments, and medical bills. It ensures that seniors receive quality healthcare without financial worries.

Critical Illness Insurance

This plan provides a lump sum payout if you’re diagnosed with a major illness like cancer, stroke, or heart disease. The amount can be used for treatment, recovery, or to manage daily living expenses.

Individual Health Insurance

Ideal for self-coverage, this plan takes care of hospitalisation, doctor’s fees, medicines, and post-treatment costs, giving you complete financial protection against unexpected health issues.

Top-Up & Super Top-Up Plans

These plans enhance your existing health insurance coverage at a lower premium, offering additional protection when your base sum insured is exhausted.

Personal Accident Insurance

This policy provides financial support in case of accidental injury, disability, or death, ensuring your family stays secure during unforeseen events.

Group Health Insurance

Perfect for employers, this plan offers comprehensive health coverage to employees under one umbrella, promoting safety and wellbeing at the workplace.

Documents Required

ID Proof

Use your Aadhaar, PAN, or passport.

Address Proof

Submit a voter ID or a recent utility bill.

Age Proof

Provide a birth certificate or driving license.

Photographs

Keep a few recent passport-size photos ready.

Income Proof

Needed only if you select a higher coverage amount.

ID Proof

Use your Aadhaar, PAN, or passport.

Address Proof

Submit a voter ID or a recent utility bill.

Age Proof

Provide a birth certificate or driving license.

Photographs

Keep a few recent passport-size photos ready.

Income Proof

Needed only if you select a higher coverage amount.

Raheja QBE Health Insurance

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

Raheja QBE Health Insurance

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

Raheja QBE Network Hospitals

6,000

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

6,000

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

Raheja QBE Health Insurance

Features Comparison

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Raheja QBE Health Insurance

How to Buy Raheja QBE?

Follow these simple steps to purchase your Raheja QBE health insurance policy and secure comprehensive coverage for you and your family.

Things to Remember

Raheja QBE Health Insurance

Still Confused? Get Expert Guidance

Our insurance experts can help you compare plans and find the best coverage for your needs

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.