
Oriental Health Insurance
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95.49%
Claim Settlement Ratio
4,500+
Network Hospitals
5.8
Overall Rating
Oriental Health Insurance
Our Verdict About Oriental Health Insurance
Oriental Health Insurance is a government-backed insurer known for its affordable plans and dependable service.
What We Like
Wide range of plans catering to diverse healthcare needs.
Affordable premium options for individuals and families.
High claim settlement ratio of 95.49%.
4,500+ network hospitals offering cashless treatment.
Supported by the Government of India for reliability and trust.
Areas of Improvement
Product information and digital updates can be improved.
Customer support quality varies by branch.
Some plans have sub-limits on treatments and room rent.
Limited global or high-end coverage options.
Online policy management and claim process could be more user-friendly.
Final Verdict
When it comes to health insurance, Oriental is among the popular choices in India. People trust them for their genuine services and affordable pricing. The company is backed by the government and offers a wide range of services in the insurance sector. With more than 4500 network hospitals and a...
When it comes to health insurance, Oriental is among the popular choices in India. People trust them for their genuine services and affordable pricing. The company is backed by the government and offers a wide...
Oriental Health Insurance
About Oriental Health Insurance
Oriental Insurance Company started in 1947 in Mumbai. It began as a small insurance provider and grew steadily over the years. Today, it is one of India’s leading public-sector general insurance companies. The company offers a wide range of products, including health, motor, travel, property, and agriculture insurance. Over the...
Oriental Insurance Company started in 1947 in Mumbai. It began as a small insurance provider and grew steadily over the years. Today, it is one of India’s leading public-sector general insurance companies. The company offers...
Oriental Health Insurance
Oriental Health Insurance Rating
Overall Rating
5.8
out of 10
Solvency
2/4
ICR
1.6/3
Growth
2.2/3
Performance Index
Gross Direct Premium
Oriental Health Insurance
0Cr
Industry Average
0Cr
ICR%
Oriental Health Insurance
0%
Industry Average
0%
Oriental Health Insurance
Industry Average
Oriental Health Insurance
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
Oriental Health Insurance
Pros and Cons
Pros
No pre-policy medical check-up required for most plans
Free annual health check-up facilities available
Responsive and helpful customer support team
Premiums eligible for tax deduction under Section 80D
Cons
Claim settlement process can be time-consuming
Limited digital and app-based services
Fewer wellness or modern coverage options
Smaller hospital network compared to leading private insurers
Some plans have sub-limits on room rent and specific treatments
Oriental Health Insurance
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
Oriental Health Insurance Types
Documents Required
Oriental Health Insurance
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
Oriental Health Insurance
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
Oriental Health Insurance Network Hospitals
4,500+
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
Oriental Health Insurance
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Oriental Health Insurance
How to Buy Oriental Health Insurance ?
Follow these simple steps to purchase your Oriental Health Insurance health insurance policy and secure comprehensive coverage for you and your family.
Things to Remember
Oriental Health Insurance
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Oriental Health Insurance
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.




