
Zuno Health Insurance
Get a Quote
97.3%
Claim Settlement Ratio
12,500+
Network Hospitals
6.2
Overall Rating
Zuno Health Insurance
Our Verdict About Zuno Health Insurance
Zuno Health Insurance (also called Zuno Medical Insurance) is one of the new-age, digital-first insurance providers in India. It offers comprehensive health plans with benefits like maternity cover, global treatment options.
What We Like
Easy online purchase and fast claim process
Restoration and no-claim bonus benefits
Covers daycare, AYUSH, and domiciliary treatments
Sum insured options from ₹1 lakh to ₹1 crore
Areas of Improvement
Sub-limits and co-payment in select plans
Waiting periods for pre-existing diseases (24–48 months)
Final Verdict
ZUNO Health Insurance delivers good value and flexibility for most individuals and families who are looking for a modern, reasonably priced health cover with a wide choice of plans and features. It is especially well-suited for those who want the option to scale up cover, make use of online tools,...
ZUNO Health Insurance delivers good value and flexibility for most individuals and families who are looking for a modern, reasonably priced health cover with a wide choice of plans and features. It is especially well-suited...
Zuno Health Insurance
Top Zuno Health Insurance Plans
Zuno Health Insurance – Individual & Family Plans
Allows family floater option for all members.
Offers no-claim bonus for claim-free years.
Includes daycare procedures not needing overnight stay.
Most Popular
Zuno Health Plus
Offers worldwide coverage for emergencies abroad.
Covers organ donor medical expenses.
Includes newborn baby cover from day one.
Zuno Health Insurance
Other Zuno Health Insurance Plans
Zuno Health Top-Up Plan
Offers worldwide coverage options.
Activates after a deductible limit is crossed.
Provides additional coverage on top of your base insurance.
Zuno Health Insurance
About Zuno Health Insurance
Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses,...
Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health...
Zuno Health Insurance
Zuno Health Insurance Rating
Overall Rating
6.2
out of 10
Solvency
2.2/4
ICR
1.7/3
Growth
2.3/3
Performance Index
Gross Direct Premium
Zuno Health Insurance
394.76Cr
Industry Average
1905.12Cr
ICR%
Zuno Health Insurance
88.45%
Industry Average
83.49%
Zuno Health Insurance
Industry Average
Zuno Health Insurance
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.
Shreya Goyal
My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.
Anju Renjith
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
Zuno Health Insurance
Pros and Cons
Pros
10,000+ cashless network hospitals across India.
Covers AYUSH, organ donor, and modern treatments like robotic surgery.
Includes maternity and newborn care in select plans.
No-claim bonus and restoration benefits enhance total cover.
High sum insured options from ₹5 Lakh to ₹1 Crore.
Wide hospitalisation covers room rent, ICU, and surgery costs included.
Tax savings under Section 80D of the Income Tax Act.
Cons
Maternity and newborn benefits available only in higher plans.
Waiting period applies for pre-existing diseases and specific treatments.
Some advanced treatments may have sub-limits or caps.
Limited add-ons compared to larger insurers.
Customer service in smaller cities may vary.
Zuno Health Insurance
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
Zuno Health Insurance Types
Documents Required
Zuno Health Insurance
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
Zuno Health Insurance
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
Zuno Health Insurance Network Hospitals
12,500
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
Zuno Health Insurance
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Zuno Health Insurance
How to Buy Zuno Health Insurance?
Follow these simple steps to purchase your Zuno Health Insurance health insurance policy and secure comprehensive coverage for you and your family.
Things to Remember
Get reminders before renewal to ensure policy continuity.
Pay premiums via cards, net banking, or other methods.
Use the grace period to avoid lapses after the deadline.
Adjust coverage to suit your evolving life needs during renewal.
Enjoy smooth renewal with minimal documentation and effort.
Stay protected without interruptions by renewing on time.
Zuno Health Insurance
Still Confused? Get Expert Guidance
Our insurance experts can help you compare plans and find the best coverage for your needs
Zuno Health Insurance
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.
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