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Zuno Health Insurance

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97.3%

Claim Settlement Ratio

12,500+

Network Hospitals

6.2

Overall Rating

Zuno Health Insurance

Our Verdict About Zuno Health Insurance

Zuno Health Insurance (also called Zuno Medical Insurance) is one of the new-age, digital-first insurance providers in India. It offers comprehensive health plans with benefits like maternity cover, global treatment options.

What We Like

Easy online purchase and fast claim process

Restoration and no-claim bonus benefits

Covers daycare, AYUSH, and domiciliary treatments

Sum insured options from ₹1 lakh to ₹1 crore

Areas of Improvement

Sub-limits and co-payment in select plans

Waiting periods for pre-existing diseases (24–48 months)

Final Verdict

ZUNO Health Insurance delivers good value and flexibility for most individuals and families who are looking for a modern, reasonably priced health cover with a wide choice of plans and features. It is especially well-suited...

Zuno Health Insurance

Top Zuno Health Insurance Plans

Zuno Health Insurance – Individual & Family Plans

Zuno Health Insurance – Individual & Family Plans

  • Allows family floater option for all members.

  • Offers no-claim bonus for claim-free years.

  • Includes daycare procedures not needing overnight stay.

Most Popular

Zuno Health Plus

Zuno Health Plus

  • Offers worldwide coverage for emergencies abroad.

  • Covers organ donor medical expenses.

  • Includes newborn baby cover from day one.

Zuno Health Insurance

Other Zuno Health Insurance Plans

Zuno Health Top-Up Plan

Zuno Health Top-Up Plan

  • Offers worldwide coverage options.

  • Activates after a deductible limit is crossed.

  • Provides additional coverage on top of your base insurance.

Zuno Health Insurance

About Zuno Health Insurance

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health...

Zuno Health Insurance

Zuno Health Insurance Rating

Overall Rating

6.2

out of 10

Solvency

2.2/4

ICR

1.7/3

Growth

2.3/3

Performance Index

Gross Direct Premium

Zuno Health Insurance

394.76Cr

Industry Average

1905.12Cr

Zuno Health Insurance

Industry Average

Performance Index

ICR%

Zuno Health Insurance

88.45%

Industry Average

83.49%

Zuno Health Insurance

Industry Average

Zuno Health Insurance

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.

Thank you once again for your invaluable help – highly recommended!

Yogesh Meena

Zuno Health Insurance

Pros and Cons

Pros

  • 10,000+ cashless network hospitals across India.

  • Covers AYUSH, organ donor, and modern treatments like robotic surgery.

  • Includes maternity and newborn care in select plans.

  • No-claim bonus and restoration benefits enhance total cover.

  • High sum insured options from ₹5 Lakh to ₹1 Crore.

  • Wide hospitalisation covers room rent, ICU, and surgery costs included.

  • Tax savings under Section 80D of the Income Tax Act.

Cons

  • Maternity and newborn benefits available only in higher plans.

  • Waiting period applies for pre-existing diseases and specific treatments.

  • Some advanced treatments may have sub-limits or caps.

  • Limited add-ons compared to larger insurers.

  • Customer service in smaller cities may vary.

Zuno Health Insurance

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

Zuno Health Insurance Types

Individual Health Insurance

Zuno’s Individual Health Insurance is a policy that takes care of one person’s medical costs starting from hospitalisation, surgeries, and to the consumption of medicines and to the execution of the treatment in the daycare unit. It gives the customer a combination of financial and legal security during abrupt health emergencies, thus allowing the concentration to be on healing as well as the time of the hospital visit.

Family Floater Health Insurance

Zuno Family Floater Health Insurance is a type of insurance that covers the whole family with just one policy and shared sum insured. It offers a safe and cheap healthcare plan for a husband, wife, children, and parents together by taking care of hospital bills and other treatments in the case of any emergency.

Personal Accident Insurance

Zuno Personal Accident Insurance (Saral Suraksha Bima) is a scheme that grants the family financial aid for the cases of the death, disability, or injuries caused by an accident. In addition to that, it gives you assurance and comfort with the money paid for loss of income, hospital expenses, and the rest of your care.

Critical Illness Insurance

Zuno Critical Illness Insurance supports the insured with a lump sum amount when cancer, heart attack, or kidney failure is among the diagnosis of critical illnesses. The money makes it possible to cover the extravagant treatment that may be required, recovery needs, and it keeps your finance progressing during hard times.

Top-Up and Super Top-Up Plans

Zuno's Top-Up and Super Top-up Health Insurance help open ended cover for your old policy. They start functioning when the limit of your base policy has been crossed, thus giving a higher protection at a low premium, which is the best solution for a big medical bill and long treatments.

Documents Required

Identity Proof

Such as Aadhaar Card, PAN Card, or Passport.

Address Proof

Accepted documents include Electricity Bill, Voter ID, or any valid government-issued proof.

Age Proof

You can submit your Birth Certificate, Driving License, or any valid ID mentioning date of birth.

Recent Passport-Size Photos

Required for policy records and verification.

Income Proof

Needed only for high coverage plans, such as salary slips, ITR, or Form 16 (if applicable).

Zuno Health Insurance

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

Zuno Health Insurance

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

1-5 of 6 Process

Zuno Health Insurance Network Hospitals

12,500

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

Zuno Health Insurance

Features Comparison

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Zuno Health Insurance

How to Buy Zuno Health Insurance?

Follow these simple steps to purchase your Zuno Health Insurance health insurance policy and secure comprehensive coverage for you and your family.

Things to Remember

  • Get reminders before renewal to ensure policy continuity.

  • Pay premiums via cards, net banking, or other methods.

  • Use the grace period to avoid lapses after the deadline.

  • Adjust coverage to suit your evolving life needs during renewal.

  • Enjoy smooth renewal with minimal documentation and effort.

  • Stay protected without interruptions by renewing on time.

Zuno Health Insurance

Still Confused? Get Expert Guidance

Our insurance experts can help you compare plans and find the best coverage for your needs

Zuno Health Insurance

Frequently Asked Questions

Get answers to common questions about our insurance policies and services.

1-5 of 20 FAQs