Aditya Birla Health Insurance

This plan provides exclusive coverage for a single individual. It covers hospitalisation expenses, pre- and post-hospitalisation costs, and a wide range of medical procedures. Ideal for those seeking personal healthcare security without sharing the coverage amount with anyone else.

Aditya Birla offers family floater plans like Activ Assure Diamond and Activ Health Platinum, which cover all family members under one sum insured. The insured amount can be utilised by any member during hospitalisation. These plans also include features like HealthReturns™, annual health check-ups, and wellness programs.

Plans like Super Health Plus Top-Up are designed to enhance your existing policy by offering additional coverage once your base plan limit is exhausted. These are cost-effective options for those who already have a primary plan but want to protect against large, unexpected medical bills.

Aditya Birla offers specialised coverage for life-threatening diseases through plans like Activ Secure – Critical Illness Plan and Cancer Secure Plan. These provide a lump-sum payout upon diagnosis of covered illnesses such as cancer, heart attack, or kidney failure. The payout helps cover treatment costs and provides financial stability during recovery.

The Activ Care Plan is crafted specifically for senior citizens. It includes lifelong renewability, home-based care, AYUSH treatment coverage, and tax benefits. The plan is designed to minimise medical worries during retirement years by offering easy claim processes and broad hospitalisation coverage.

Aditya Birla provides group health plans, such as the Group Activ Health Plan, that allow employers to cover employees and their families under one policy. These plans offer flexible customisation, tax benefits for employers, and seamless cashless claim processes across a vast hospital network.

The Personal Accident Plan provides financial protection against accidental death, disability, and injury. It includes compensation for income loss and education support for dependents, ensuring financial security during unforeseen events.

Aditya Birla also offers disease-focused insurance solutions targeting specific conditions. These include plans for ailments like cancer or other critical illnesses, allowing policyholders to get customised financial protection and treatment support.

Plans such as Activ Fit, Activ Fit Plus, and Activ Fit Preferred encourage healthy living by offering discounts and rewards for maintaining fitness. These plans integrate health insurance with lifestyle goals, providing wellness coaching, digital health tracking, and incentives for staying active.

Certain plans like Activ Health Platinum Enhanced include maternity and newborn coverage, offering comprehensive protection for pregnancy, delivery, and postnatal care. These are ideal for young couples planning to start a family.