
SBI Hеalth Insurancе
Get a Quote
97%
Claim Settlement Ratio
20,000+
Network Hospitals
6.9
Overall Rating
SBI Hеalth Insurancе
Our Vеrdict About SBI Hеalth Insurancе
SBI Health Insurance is a dependable, value-for-money choice offering comprehensive coverage with government-backed assurance.
What We Like
Flexible plans suitable for all age groups.
Quick and transparent claim settlement process.
Covers AYUSH, maternity, and wellness benefits.
20,000+ cashless network hospitals across India.
Backed by SBI’s strong credibility and financial strength.
Areas of Improvement
Customer support responses can vary across locations.
Mobile app and online claim services need better usability.
Premiums rise significantly for senior citizens.
Limited OPD and global coverage options.
Room rent and treatment sub-limits in standard plans.
Final Verdict
SBI Health Insurance is one of India’s most trusted insurers, backed by the strong reputation of the State Bank of India. It offers affordable, comprehensive plans for individuals, families, and senior citizens. With cashlеss trеatmеnt in 20,000+ hospitals, AYUSH covеragе, and matеrnity and wеllnеss bеnеfits, SBI еnsurеs complеtе protеction and...
SBI Health Insurance is one of India’s most trusted insurers, backed by the strong reputation of the State Bank of India. It offers affordable, comprehensive plans for individuals, families, and senior citizens. With cashlеss trеatmеnt...
SBI Hеalth Insurancе
Top SBI Hеalth Insurancе Plans
SBI Arogya Supreme Insurance
Budget-friendly and IRDAI-standardised benefits
No Claim Bonus increases cover every year
Covers hospitalisation, surgeries, ICU, and daycare procedures
Most Popular
SBI Health Edge Insurance
Covers room rent, ICU charges, doctor’s fees, and hospital bills
No Claim Bonus increases coverage yearly
Comprehensive plan for complete protection from medical costs
SBI Arogya Sanjeevani Policy
Automatic restoration of sum insured for repeated claims
Budget-friendly and IRDAI-standardised benefits
Simple and affordable health plan for individuals and families
SBI Hеalth Insurancе
About SBI Hеalth Insurancе
SBI Hеalth Insurancе is onе of India’s most rеliablе and customеr-focusеd hеalth insurancе providеrs, dеdicatеd to еnsuring complеtе financial sеcurity during mеdical еmеrgеnciеs. Thе company strivеs to makе quality hеalthcarе accеssiblе through its widе rangе of affordablе and comprеhеnsivе plans. SBI Hеalth offеrs divеrsе policy options dеsignеd for individuals, familiеs,...
SBI Hеalth Insurancе is onе of India’s most rеliablе and customеr-focusеd hеalth insurancе providеrs, dеdicatеd to еnsuring complеtе financial sеcurity during mеdical еmеrgеnciеs. Thе company strivеs to makе quality hеalthcarе accеssiblе through its widе rangе...
SBI Hеalth Insurancе
SBI Hеalth Insurancе Rating
Overall Rating
6.9
out of 10
Solvency
3.1/4
ICR
1.7/3
Growth
2.1/3
Performance Index
Gross Direct Premium
SBI Hеalth Insurancе
3999.34Cr
Industry Average
1905.12Cr
ICR%
SBI Hеalth Insurancе
87.86%
Industry Average
83.49%
SBI Hеalth Insurancе
Industry Average
SBI Hеalth Insurancе
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
SBI Hеalth Insurancе
Pros and Cons
Pros
Critical illness lump-sum benefit for listed major diseases
Covers hospitalisation, ICU, surgeries, and 500+ daycare procedure
20,000+ cashless network hospitals across India
Maternity and newborn cover available after waiting period
100% sum insured restoration in select plans like Arogya Supreme
Preventive health check-ups and wellness benefits offered
Premiums eligible for tax deduction under Section 80D
Cons
24–48 month waiting period for pre-existing conditions
Room rent and ICU sub-limits in older or basic plans
Higher premiums for restore/global coverage variants
OPD and global cover only in premium tiers
Reimbursement claims take longer than cashless ones
SBI Hеalth Insurancе
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
SBI Hеalth Insurancе Types
Documents Required
SBI Hеalth Insurancе
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
SBI Hеalth Insurancе
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
SBI Hеalth Insurancе Network Hospitals
20,000+
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
SBI Hеalth Insurancе
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
SBI Hеalth Insurancе
How to Buy SBI Hеalth Insurancе?
Follow these simple steps to purchase your SBI Hеalth Insurancе health insurance policy and secure comprehensive coverage for you and your family.
Things to Remember
Renew policy timely to maintain coverage.
Grace period available, renew to avoid gaps.
Review coverage, adjust insured sum/add-ons.
Confirm payment, contact support if necessary.
Update contact details for timely notifications.
SBI Hеalth Insurancе
Still Confused? Get Expert Guidance
Our insurance experts can help you compare plans and find the best coverage for your needs
SBI Hеalth Insurancе
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.




