
Digit Health Insurance
Get a Quote
99%
Claim Settlement Ratio
9,400+
Network Hospitals
6.6
Overall Rating
Digit Health Insurance
Our Verdict About Digit Health Insurance
Go Digit Health Insurance offers a modern, hassle-free insurance experience with strong digital support and high claim success.
What We Like
Wide coverage and flexible sum insured options up to ₹1 crore.
100% digital platform for easy policy purchase and claims.
Excellent claim settlement ratio (around 99%) and fast claim processing.
Areas of Improvement
Fewer physical touchpoints for offline assistance in smaller cities.
Shorter track record compared to older insurers.
Some users report service delays or unclear communication.
Final Verdict
Digit Health Insurance makes things simple for you. You can buy, renew, and claim online without hassle. You get access to many hospitals for cashless treatment under the Digit Mediclaim Policy. With a 99% claim settlement ratio, rest assured you’ll get a quick settlement within a minimum time. Overall, it’s...
Digit Health Insurance makes things simple for you. You can buy, renew, and claim online without hassle. You get access to many hospitals for cashless treatment under the Digit Mediclaim Policy. With a 99% claim...
Digit Health Insurance
Top Digit Health Insurance Plans
Digit Health Care Plus
Critical illness cover for 20 serious diseases, including cancer
Dental, OPD & second opinion benefits for regular health support
Flexible plan — choose only the cover sections you need
Digit Health Insurance
About Digit Health Insurance
GoDigit General Insurance, also called Digit Insurance, is a digital-first insurance company in India. It started in 2016 with support from Fairfax Group. The company’s main aim is to make insurance simple and easy for everyone. You can buy policies online without paperwork. Claims are also managed online, which saves...
GoDigit General Insurance, also called Digit Insurance, is a digital-first insurance company in India. It started in 2016 with support from Fairfax Group. The company’s main aim is to make insurance simple and easy for...
Digit Health Insurance
Digit Health Insurance Rating
Overall Rating
6.6
out of 10
Solvency
2.9/4
ICR
1.7/3
Growth
2/3
Performance Index
Gross Direct Premium
Digit Health Insurance
1605.61Cr
Industry Average
1905.12Cr
ICR%
Digit Health Insurance
93.87%
Industry Average
83.49%
Digit Health Insurance
Industry Average
Digit Health Insurance
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
Digit Health Insurance
Pros and Cons
Pros
Fully online process for easy purchase and claim settlement.
No limit on hospital room rent — choose any room you prefer.
Sum insured refills automatically if your coverage is used up.
Access to 9,400+ network hospitals for cashless treatment.
Wellness rewards and health programs via the Digit app.
Cons
Waiting period applies for pre-existing and specific illnesses.
Benefits and limits differ across plan variants.
Some plans have deductibles before coverage starts.
Luxury or non-network room charges may not be fully covered.
Digit Health Insurance
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
Digit Health Insurance Types
Documents Required
Digit Health Insurance
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
Digit Health Insurance
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
Digit Health Insurance Network Hospitals
9,400
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
Digit Health Insurance
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Digit Health Insurance
How to Buy Digit Health Insurance?
Follow these simple steps to purchase your Digit Health Insurance health insurance policy and secure comprehensive coverage for you and your family.
Things to Remember
Renew your policy before the due date to ensure uninterrupted coverage.
No-claim bonuses and benefits may be carried forward upon timely renewal.
Premiums may change based on age, medical conditions, or policy updates.
Some plans offer lifetime renewability, so check your policy terms.
Review and update coverage if needed to match your current health needs.
Digit Health Insurance
Still Confused? Get Expert Guidance
Our insurance experts can help you compare plans and find the best coverage for your needs
Digit Health Insurance
Frequently Asked Questions
Get answers to common questions about our insurance policies and services.




