Digit Infinity Wallet Plan
Digit
Highlighted Features
Room Rent (Normal & ICU)
The Digit Health Care Plus Policy – Infinity Wallet offers unlimited room rent and ICU charges.
Advanced Treatments
Covers cutting-edge procedures like robotic surgery, stem cell therapy, deep brain stimulation, and monoclonal antibody immunotherapy under specialized insurance plans.
Brochure
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Our Verdict
The Digit Health Care Plus Infinity Wallet plan offers unlimited restoration, global coverage, and maternity benefits. Ideal for families and individuals seeking extensive, flexible coverage with no room rent limits or co-payments.
About the Plan
The Digit Health Care Plus Policy – Infinity Wallet is a comprehensive health insurance plan designed to provide extensive coverage for various medical needs. It offers unlimited restoration benefits, ensuring your sum insured is reinstated multiple times during the policy period if exhausted due to claims. Policyholders benefit from a 50% no-claim bonus for each claim-free year, enhancing their coverage over time. The plan includes an in-built personal accident cover of ₹1,00,000, providing financial support in case of accidental death. Notably, there are no room rent limits or co-payment requirements, allowing for flexible and hassle-free hospitalization experiences.
About the Plan
Features of the Product
Room Rent
The Digit Health Care Plus Policy – Infinity Wallet offers unlimited room rent and ICU charges.
Advanced Treatments
- Bariatric Surgery: Addresses obesity-related health issues; coverage options range from 5% to 100% of the sum insured.
- Psychiatric Illness Treatment: Offers mental health support with coverage up to ₹1 lakh, depending on the chosen sum insured percentage.
- Infertility Treatment: Provides financial assistance for fertility procedures, covering up to 10% of the sum insured.
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Co-payment
The Digit Health Care Plus Policy – Infinity Wallet is designed with no mandatory co-payment, meaning the insurer covers the entire cost of treatment up to the sum insured.
Waiting Period
- Initial Waiting Period: Options include no waiting period, 2 days, 7 days, 15 days, or 30 days.
- Pre-existing Disease Waiting Period: Choices range from no waiting period to 1, 2, 3, or 4 years.
- Specific Disease Waiting Period: Options are no waiting period, 1 year, or 2 years.
Cashless Healthcare Providers
Access to over 11,300 cashless network hospitals across India.
Daycare Treatment
Covered by the policy.
AYUSH Treatment
The policy covers alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy.
Exclusions
Pre-existing diseases during the waiting period.
Injuries or illnesses caused by self-inflicted harm or suicide attempts.
Treatments related to drug abuse, alcohol consumption, or substance misuse.
Cosmetic or plastic surgeries unless medically necessary.
Dental treatment unless required due to an accident.
Infertility treatments, IVF, and surrogacy-related expenses.
Injuries sustained during adventure sports or hazardous activities.
War, terrorism, or nuclear exposure-related injuries.
Treatment received outside the coverage zone, unless specified.
OPD consultations unless covered under an add-on benefit.
Exclusions
Looking for a Specific Hospital ?
Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
GoDigit General Insurance, also called Digit Insurance, is a digital-first insurance company in India. It started in 2016 with support from Fairfax Group. The company’s main aim is to make insurance simple and easy for everyone.
You can buy policies online without paperwork. Claims are also managed online, which saves your time and effort. The company offers health, motor, travel, and property insurance. Its health plans cover hospital bills, maternity, critical illness, and more.
Digit has a large network of hospitals and garages for cashless services. You can also customise your plan to suit your needs. The use of technology makes the process smooth and transparent.
The company is trusted for quick claim settlement and customer-friendly service. With affordable premiums and easy processes, Digit has grown into one of the fastest-growing insurance companies in India.
About the Company
Still Confused ?
FAQs
Frequently Asked Questions
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
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