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Digit Health Insurance

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99%

Claim Settlement Ratio

9,400+

Network Hospitals

5.9

Overall Rating

Digit Health Insurance

Our Verdict About Digit Health Insurance

Go Digit Health Insurance offers a modern, hassle-free insurance experience with strong digital support and high claim success.

What We Like

Wide coverage and flexible sum insured options up to ₹1 crore.

100% digital platform for easy policy purchase and claims.

Excellent claim settlement ratio (around 99%) and fast claim processing.

Areas of Improvement

Fewer physical touchpoints for offline assistance in smaller cities.

Shorter track record compared to older insurers.

Some users report service delays or unclear communication.

Final Verdict

Digit Health Insurance makes things simple for you. You can buy, renew, and claim online without hassle. You get access to many hospitals for cashless treatment under the Digit Mediclaim Policy. With a 99% claim...

Digit Health Insurance

Top Digit Health Insurance Plans

Digit Health Care Plus

Digit Health Care Plus

  • Critical illness cover for 20 serious diseases, including cancer

  • Dental, OPD & second opinion benefits for regular health support

  • Flexible plan — choose only the cover sections you need

Digit Health Insurance

About Digit Health Insurance

GoDigit General Insurance, also called Digit Insurance, is a digital-first insurance company in India. It started in 2016 with support from Fairfax Group. The company’s main aim is to make insurance simple and easy for...

Digit Health Insurance

Digit Health Insurance Rating

Overall Rating

5.9

out of 10

Solvency

2/4

ICR

1.7/3

Growth

2.2/3

Performance Index

Gross Direct Premium

Digit Health Insurance

1605.61Cr

Industry Average

1905.12Cr

Digit Health Insurance

Industry Average

Performance Index

ICR%

Digit Health Insurance

93.87%

Industry Average

83.49%

Digit Health Insurance

Industry Average

Digit Health Insurance

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.

Thank you once again for your invaluable help – highly recommended!

Yogesh Meena

Digit Health Insurance

Pros and Cons

Pros

  • Fully online process for easy purchase and claim settlement.

  • No limit on hospital room rent — choose any room you prefer.

  • Sum insured refills automatically if your coverage is used up.

  • Access to 9,400+ network hospitals for cashless treatment.

  • Wellness rewards and health programs via the Digit app.

Cons

  • Waiting period applies for pre-existing and specific illnesses.

  • Benefits and limits differ across plan variants.

  • Some plans have deductibles before coverage starts.

  • Luxury or non-network room charges may not be fully covered.

Digit Health Insurance

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

Digit Health Insurance Types

Family Health Insurance

This plan helps you cover the medical expenses of your entire family under one policy. It pays for hospitalisation, surgeries, doctor fees, medicines, and other healthcare costs. It makes it easy and cost-effective to protect your family’s health.

Senior Citizen Health Insurance

If you are 60 or older, this plan helps cover your health issues and age-related illnesses. It pays for hospitalisation, surgeries, and treatments for chronic conditions, giving you peace of mind about medical expenses.

Maternity Insurance

This plan helps you manage expenses during pregnancy, childbirth, and newborn care. It covers delivery charges, hospital stays, and pre- and post-natal checkups, so you and your baby get proper care without financial stress.

Critical Illness Insurance

If you are diagnosed with a serious illness like cancer, stroke, or heart attack, this plan gives you a lump sum payout. You can use it for treatment, recovery, or any other financial need, letting you focus on your health.

Group Health Insurance

This policy is purchased by companies to cover employees and sometimes their families. It reduces individual premiums and provides comprehensive healthcare benefits, including hospitalisation, treatments, and wellness programs. It is a convenient way for employers to support staff health.

Documents Required

ID Proof

Aadhar Card, PAN Card, Passport)

Address Proof

Utility Bill, Voter ID

Age Proof

Birth Certificate, Driving License

Recent Passport

Size Photographs

Income Proof

for high cover plans, if required

Digit Health Insurance

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

Digit Health Insurance

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

Digit Health Insurance Network Hospitals

9,400

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

Digit Health Insurance

Features Comparison

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Digit Health Insurance

How to Buy Digit Health Insurance?

Follow these simple steps to purchase your Digit Health Insurance health insurance policy and secure comprehensive coverage for you and your family.

Things to Remember

  • Renew your policy before the due date to ensure uninterrupted coverage.

  • No-claim bonuses and benefits may be carried forward upon timely renewal.

  • Premiums may change based on age, medical conditions, or policy updates.

  • Some plans offer lifetime renewability, so check your policy terms.

  • Review and update coverage if needed to match your current health needs.

Digit Health Insurance

Still Confused? Get Expert Guidance

Our insurance experts can help you compare plans and find the best coverage for your needs

Digit Health Insurance

Frequently Asked Questions

Get answers to common questions about our insurance policies and services.

1-5 of 20 FAQs