Discover Your Ideal Medical Health Insurance Plan
with Oneassure
At OneAssure, we simplify decision making while buying an insurance polilcy. Consult our certified advisors for 100% unbiased recommendations.
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99.51% death claim paid ratio
What Is
Health Insurance
Health insurance is a financial product that pays for medical and surgical expenses incurred by the insured.It can cover a variety of services, including doctor visits, hospital stays, preventive care, prescription medications, and sometimes even mental health services.
Why Should You Buy Health Insurance?
Given the unpredictable nature of health issues, medical insurance is a vital investment. It safeguards financial stability and health security. Here's how:
Access to quality healthcare
Network Hospitals
Access to a network of accredited hospitals that ensure quality healthcare under health cover plans.
Preventive Care
Coverage of primary health care services enables early detection and management of health issues.
Regulatory Standards
IRDAI enforces fair and transparent health insurance policies.
Telemedicine
Convenient remote access to healthcare via digital services.
Coverage for Pre-existing Conditions
Most private medical insurance covers pre-existing conditions after a waiting period.
Financial protection
Comprehensive Coverage
Best health coverage includes payment for hospitalization, surgeries and outpatient services.
Tax Deduction
Premiums paid for health insurance qualify for tax deductions under Section 80D.
Cashless Transactions
Treatment without upfront payment eliminates financial barriers to essential services at a critical time.
High Sum Insured Options
High sum insured limit enables coverage of major medical expenses.
Protection Against Inflation
Protection against the financial impact of inflation on medical expenses.
Benefits of Buying Health Insurance Plans Online
Online purchase of the policy makes the entire process simple and instant.
Convenient Paperless Transactions
Online purchases require less paperwork which is convenient and eco-friendly.
Comparative Analysis
Detailed plan comparison from top companies in one place.
Instant Quotes
Get immediate quotes based on your requirements and preferences.
Easy Policy Management
Simplified processes for policy renewals or upgrades available online.
Live Support
Get instant assistance. Ask questions and resolve doubts immediately.
How to Choose the Best Health Insurance Plan in India?
Find the best health plan with Oneassure
Personalised Guidance
Compare between top companies and between top policies
Find the right insurance company
Look for companies with a high claim settlement ratio and extensive network of hospitals and partners
Customize your health insurance
Customise your insurance based on your finance and the right coverage for you.
How to Buy a Health Insurance Plan from Oneassure?
Buy Health Insurance with Oneassure in 4 Simple Steps
1
Connect with Us
Connect with us via website or phone number (+91 6364334343) to book a free consultation.
2
Receive Unbiased Recommendations
Get 100% unbiased recommendations based on your needs and select the best health cover that suits your needs.
3
Complete KYC Details
Provide us the required KYC details for further processing. Additional reports may be required for any pre-existing conditions.
4
Make Payment and Receive Your Policy
Once your application is processed, you will receive a secure payment link via your phone or email. Your policy will be issued instantly upon successful transaction.
Health Insurance
At A Glance
1
2
3
Health Insurance
Checklist
Buy Health Insurance with Oneassure in 4 Simple Steps
Adequate sum insured
Sum insured should reflect the average cost of medical treatments you might require.
Waiting periods
Affordable premiums
Copay and deductibles
Exclusions & limitations
Additional benefits
Top Health
Insurance Plans
Buy Health Insurance with Oneassure in 4 Simple Steps
After assessing your needs, choose the most suitable medical health insurance option from the following recommendations.
For young adults
Focus: When looking for health insurance plans for young, healthy individuals, the focus often shifts to affordability, flexibility, and coverage for unexpected health needs.
| Desirable features | Top plans |
| Affordable premiums | Care health insurance - Care supreme ICICI Lombard health insurance - Elevate |
| Comprehensive coverage | Niva bupa health insurance - Aspire Titanium plus HDFC Ergo health insurance - Optima Secure |
| Flexibility in sum insured | ICICI Lombard health insurance - ICICI Elevate |
| Lifetime renewability to lock in the premium | Niva Bupa Reassure 2.0 |
| Preventive healthcare coverage | Care health insurance - Care supreme ICICI Lombard health insurance - ICICI Elevate HDFC Ergo health insurance - Optima Secure |
For family
Focus: When selecting a family health insurance plan in India, the most important thing is comprehensive coverage for all members of the family.
| Desirable features | Top plans |
| Family floater option to consolidate coverage | Care health insurance - Care supreme ICICI Lombard - Elevate |
| Maternity benefits and newborn coverage | ICICI Lombard - Elevate TATA health insurance Star Health insurance - Health Assure |
| Flexibility in sum insured | Niva Bupa Reassure 2.0 HDFC Ergo - My optima secure |
For seniors
Focus: Best health coverage insurance for seniors should cater to the increased health concerns of older individuals.
| Desirable features | Top plans |
| High sum insured | ICICI Lombard health insurance - ICICI Elevate Care health insurance - Care supreme |
| PED Specific Plans | ICICI Lombard health insurance - ICICI Elevate Care health insurance - Care supreme Aditya Birla Health Insurance |
| Chronic disease management | Care health insurance - Care supreme Aditya Birla Health Insurance Care health insurance - Care Freedom |
Health Insurance Plan Eligibility Criteria
Buy Health Insurance with Oneassure in 4 Simple Steps
Age: The minimum age to buy health insurance is 18 years. The maximum age may vary (usually 60-70 years) depending on the policy terms and prevailing market conditions.
Income: Although there is no set income limit, insurers require income proof to identify the financial responsibilities of the policy buyer and assess the appropriate coverage amount.
Health: Disclosure of any pre-existing medical conditions is required. Applicants may need to undergo medical examinations, especially for older applicants or those seeking higher coverage amounts.
Nationality: Most health cover plans are available primarily to Indian citizens. Non-resident Indians (NRIs) may also be eligible.
Occupation: High-risk jobs may impact eligibility or lead to higher premiums.
Documents Required to Buy
Health Insurance Plan in India
Identity proof (Aadhar card, passport, voter ID, PAN)
Address proof (driver's license, utility bill, rental agreement)
Age proof (Birth certificate, passport, school leaving certificate)
Medical records (may be required for age and health verification)
Recent passport-sized photographs.
Buy the Best Health Insurance Plan Online with Oneassure
Your Perfect Plan Awaits
Ready to elevate your health insurance experience? Let’s chat! Schedule a call with us today and find the best health cover for you and your loved ones.
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