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Looking To Buy Health Insurance?
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We Are Here To Help You
Guide For Choosing The Right Health Insurance Plan
Why OneAssure?
10+
Partners Brands
2000+
Happy Customers
150+
Trained Partners
How it works
Book an appointment and talk to our partner
You consult them on which one you should pick up
Express your insurance needs, location, lifestyle details, and concerns if any
Payment and registration
Our partners suggest a few curated plans for you
Bam! Your lifetime insurance partner does the rest for you!
Tell us who you’re looking to insure with OneAssure!
Type of plans we offer
Fixed Benefit
Critical Illness, Accident, Hospital Cash, Vector-Borne Cover
Indemnity Benefit
Base Plan, Super Top-Up, Certain Critical Illness Plans
How do we select and train our
OneAssure partners?
We train proficient professionals who understand your needs and requirements as an individual
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How do we select our Partners
What does this mean for you?
Well-trained experts who can guide you to take the right decision
Why you should buy
Health Insurance?
Buying health cover for you & your loved ones is considered an expense by many. However, the right health insurance plan can help you save a lot of money and provide financial security. We’re here to tell you all about the advantages of having health insurance.
Benefits of buying Health Insurance
To Stay Secure From Rising Medical Costs:
Advancement in medical technologies and evolution of diseases increase the cost of treatment and hospital costs are not the only source of medical expenses. In the absence of proper preparation, it could place a significant strain on your finances. The relatively affordable health insurance premiums you pay each year help you beat the burden of medical inflation, so you can choose quality treatment, without worrying about the cost.
To Defend Against Lifestyle Diseases:
Lifestyle diseases are on the rise, especially among younger people. Sedentary lifestyles, stress, pollution, poor eating habits, gadget addiction, and undisciplined lives all contribute to these diseases. Regular medical tests covered by a health plan can help you catch these illnesses earlier and reduce the number of medical expenses you have to worry about.
To Plan Early & Stay Protected
Lifestyle diseases are on the rise, especially among younger people. Sedentary lifestyles, stress, pollution, poor eating habits, gadget addiction, and undisciplined lives all contribute to these diseases. Regular medical tests covered by a health plan can help you catch these illnesses earlier and reduce the number of medical expenses you have to worry about.
To Protect Your Family
You can secure your entire family under one policy rather than buying separate plans when shopping for an ideal health insurance policy, including your parents & children. In the event of an accident or illness, you would not have to worry about providing them with the best medical treatment. Get an unbiased opinion from experts, research thoroughly, and make sure the plan offers all-around coverage.
To Protect Your Savings
An affordable health insurance policy can help you better manage your medical expenses without draining your savings account. In fact, some insurance companies provide cashless payment options, so you won’t have to worry about reimbursements. Savings can be put toward the things you really want, such as owning a house, education, and retirement. You can also get tax benefits from health insurance, which allows you to save more.
What to look for while buying a health cover?
Type of Health Plan:
Getting the right insurance plan for you starts with asking your insurer what type of policy is right for you based on your requirements. The health insurance industry offers three types of plans: fixed benefit, medical, and critical illness. Make sure you carefully review the features of each plan before selecting one that meets your needs.
Inclusions & Exclusions of The Plan:
According to a health insurance policy, its scope will depend on whether it covers specific conditions and whether it excludes certain conditions. Be sure you are totally clear on both before buying insurance. Being unaware of coverages can lead to higher out-of-pocket expenses, while not knowing exclusions can lead to claims being rejected.
Plan Cost:
Plan costs are determined by the amount you pay every month to keep your health insurance active or the monthly premium. Your costs can vary depending on the type of plan you choose and the amount of coverage you need.
Number of Claims in one year:
There isn’t a limit on how many claims you can submit in a year as long as the policy sum assured does not exceed your annual limit. It is important to know how many claims you can make per year before applying.
Claim Filing Process
Emergencies occur without warning. Hence, understanding the claim process and the documents you will need for the initiation of a claim is important. Some insurance companies also offer cashless services through which you can access medical care without paying for it. Don’t forget to discuss it while you’re deciding to buy a health cover!
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