ICICI Lombard Elevate

2 hours Hospitalisation - Cover the Medical Expenses incurred in respect of Hospitalisation of the Insured Person for 2 hours or more like room rent, practitioner's fees, ICU charges and more

Jump Start - The Jumpstart Rider for ICICI Lombard's Elevate health insurance plan reduces the waiting period for pre-existing diseases (PEDs) like asthma, diabetes, hypertension, hyperlipidemia, obesity to just 30 days. This means you can get coverage for these conditions sooner rather than waiting the standard period

Worldwide Waiting Period Reduction - Cuts worldwide cover waiting from 24 to 12 months.

Cibil Discount - The CIBIL Discount allows policyholders to avail of a discount on their premium for the ICICI Lombard Elevate product based on their credit score. A good CIBIL score (generally 700 or above) indicates a strong credit history and financial discipline

Inflation Protector - With this add-on, the insurer will increase your cover in line with inflation every year.

Voluntary Co-payment - This benefit allows you to choose a co-payment option ranging from 10% to 50%.

Nursing at Home - Covers professional nursing care within your home setting.

Maternity Expenses - The rider covers medical expenses related to childbirth, including both normal and cesarean deliveries.

New Born Baby Expenses - This rider provides essential financial protection for your newborn's medical needs during their critical first year.

Compassionate Visit - Covers travel expenses for a family member to visit during extended hospital stays.

Convalescence Benefit - Provides a lump sum payout for recovery expenses post-hospitalization.

Worldwide Cover - Get access to advanced global healthcare! With cashless coverage of up to 3 Crore, you are safeguarded against major illnesses - be it planned treatments or emergencies, even outside India. Waiting period of 2 years is applicable with an option to reduce it to one year with additional premium.

Maternity Waiting Period Reduction - Maternity waiting period can be reduced to 1 year from 2 years.

Room Modifier - Allows upgrading to a preferred hospital room category.

Claim Protector - Covers all the non-medical expenses and consumables

Domestic Air Ambulance Cover - Provides transportation via air ambulance for critical medical emergencies within India.

Sum Insured Protector - Safeguards your base sum insured against inflation and claim deductions.

Dependent Accomodation Benefit - Covers accommodation costs for a dependent family member during hospitalization.

Tele Consultation - The Elevate Teleconsultation Rider"offered by ICICI Lombard is an add-on benefit to their Elevate health insurance policy that provides access to unlimited teleconsultations with qualified medical practitioners through various channels like audio, chat, online portal, video, or mobile application.

Infinite Care - The "Infinite Care" rider, available with ICICI Lombard's Elevate health insurance plan, offers one-time unlimited coverage for a single claim during the policy's lifetime, ensuring comprehensive healthcare without limits.

Power Booster - Power booster (Guaranteed super bonus): If the insured person opts for this, a cumulative bonus of 100% of expiring or renewed annual 'Sum Insured' (whichever is lower) is provided at the end of each policy year irrespective of a claim being initiated

Vaccination Expenses - Covers essential childhood immunizations, ensuring early health protection.

Co-Payment - Reduces your premium by sharing a portion of claim costs.

Annual Health Checkup - Provides yearly preventive health screenings for early detection.

Critical Illness - Pays lump sum on diagnosis of specified critical illnesses.

Befit - Covers non-hospital wellness expenses like diagnostics, pharmacy, and consultations.

Personal Accident - Covers death or disability due to accidents with lump sum payout.

Durable Medical Equipment Cover - Covers expenses for purchasing or renting medical equipment needed after illness or injury.