Tata AIG MediCare Select Plan

Advanced Cover - Pre-existing disease waiting period reduced to 30 days for diabetes, hypertension, hyperlipidemia, and asthma, with additional premium payment

Accidental Death Benefit - Accidental Death Benefit

Aggregate Deductible Discount - Applies a higher deductible in exchange for a premium discount on the health insurance policy.

Salaried Discount - Discount applicable for salaried individuals.

Professional discount - Professional discount for Salaried employee of Public or a Private Company

Waiver of Higher Zone Co-Payment - Waiver of Higher Zone Co-Payment

Modification of Mandatory Sub-Limits - Modification of Mandatory Sub-Limits

Infinite Advantage - Covers one lifetime inpatient or daycare claim without any limit on the base sum insured.

Maternity Care - Maternity Care

Reduction of Maternity Care Waiting Period - Reduction of Maternity Care Waiting Period

Consumables Benefit - Pays for specified consumables used during hospitalization as part of medical or surgical treatment.

Room Category - Choose “Twin Sharing” options with respective premium adjustments for your hospitalization stay.

Preventive Annual Health CheckUp - Preventive annual Health check up of the eligible medical tests ,on cashless basis

Restore Infinity - Restore Infinity

Voluntary Sublimits Discount - Voluntary Sublimits Discount

Emergency Air Ambulance Cover - Emergency Air Ambulance Cover

Early Access - Early Access

Supercharge Bonus Rider - Your sum insured increases by 50% every year, maximum up to 500%

Preventive Annual Health Checkup Rider - Preventive annual Health check up of the eligible medical tests ,on cashless basis

Cancer Benefit - Lump sum payout on diagnosis of cancer of specified severity during policy period, ensuring timely financial support and treatment continuity

Pocket Saver 2.0 - Comprehensive outpatient care for diagnostics, consultations, dental, vision, pharmacy, physiotherapy, devices, and high-end treatments, reducing medical expenses significantly

Women Suraksha - Arranged consultations, PCOD cover, cervical cancer vaccination, and cancer screenings for women, supporting preventive care and specialized health needs

International Second Opinion - Get a medical second opinion from global specialists if diagnosed with listed illnesses during the policy period.

Home Care Treatment Rider - Covers medical treatment at home up to sum insured; pandemic-related care covered up to 25%.

Emergency Air Ambulance Rider - Reimburses airplane or helicopter air ambulance costs for life-threatening emergencies needing immediate hospital transfer.

Additional Sum Insured For Accidental Hospitalization - Provides extra sum insured for inpatient treatment if hospitalization is solely due to an accident.

Mental Wellbeing - Covers annual mental health screening, therapy, diet consultations, stress management, vocational rehab, and addiction cessation support.

Accidental Death Benefit Rider - Pays 100% sum insured or ₹50,00,000 if death occurs solely due to an accident within 365 days.

Introduction Of Valued Provider Network - 30% co-payment applies for treatments outside our nationwide “Valued Provider” hospital and daycare network.

Health Condition Management Program - Offers professional programs to manage specific health conditions and improve long-term wellness.

Domestic Second Opinion - Get a second medical opinion in India for listed illnesses diagnosed during the policy period.