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Tata AIG MediCare Select Plan

Tata AIG MediCare Select Plan

Experience India's most trusted health insurance with TATA AIG Health Insurance. Get instant cashless treatment at 12000 network hospitals with sum insured up to ₹50 lakhs.

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95.43

Claim Settlement Ratio

12000

Network Hospitals

8.4

Customer Rating

Our Verdict

Expert Review: TATA AIG Health Insurance

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Final Verdict

Tata AIG MediCare Select is a value-for-money health insurance plan that offers highly customisable Add-ons, allowing individuals to tailor coverage to their specific healthcare needs. Ideal for urban families seeking comprehensive, mid-premium health insurance with strong network support.

About

About TATA AIG Health Insurance

Tata AIG MediCare Select is a customizable health insurance plan offering unlimited in‑patient and day‑care coverage, infinite annual restorations, OPD rider, consumables benefit, maternity cover, daily cash for shared rooms, and attractive discounts—with lifelong renewability and tax savings under Sec. 80D

Inclusions and Exclusions

Inclusions and Exclusions of TATA AIG Insurance Company Limited

Room Rent

  • Single private AC room is included as part of base cover. However, you can opt for add-on to downgrade the room category

ICU Charges

  • No restriction on ICU room rent

Cumulative Bonus

  • Your sum insured increases by 50% for every claim-free year, upto 100%. If a claim is made during the policy year, the cumulative bonus is reduced by 50% in the next policy year

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Exclusions

  • Obesity surgery unless medically advised with specified BMI criteria.

  • Gender transition treatments or surgeries are not covered.

  • Cosmetic surgeries unless post-accident, burn, or cancer related.

  • Infertility and sterility treatments including IVF or surrogacy.

  • Alcohol-related liver or pancreas conditions are excluded.

  • Sleep disorders, including sleep apnea, are excluded.

  • Immunoglobulin or Zoledronic infusions without direct hospitalization link.

  • Sexually transmitted diseases, including venereal diseases.

Add ons

Add-Ons

Advanced Cover

Accidental Death Benefit

Aggregate Deductible Discount

Salaried Discount

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Insurance Premium Calculator

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About the company

About the company

TATA AIG Hеalth Insurancе is onе of India’s lеading hеalth insurancе providеrs. It is a joint vеnturе bеtwееn thе Tata Group and Amеrican Intеrnational Group (AIG). Thе company focusеs on giving pеoplе financial sеcurity and quality hеalthcarе whеn thеy nееd it most. TATA AIG Hеalth Insurancе offеrs a widе rangе of hеalth plans for individuals, familiеs, and sеnior citizеns. Each plan is dеsignеd to covеr hospital еxpеnsеs, prе- and post-hospitalisation costs, and еmеrgеncy carе. Thе...

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