Insurance Plans Comparison
TATA AIG Medicare vs TATA AIG Medicare LITE
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Tata AIG Medicare
What Makes It Special:
Tata AIG MediCare is a comprehensive health insurance plan that provides coverage for inpatient hospitalisation, Day Care Treatment, pre and post-hospitalisation expenses, domiciliary treatment and AYUSH treatment. The policy also includes benefits such as automatic restoration of the Sum Insured, Cumulative Bonus, preventive health check-ups, second medical opinion and additional...
Best For:
Customers who value additional healthcare services such as preventive health check-ups and second medical opinions.
Individuals looking for additional protection through restoration and Cumulative Bonus benefits.
Customers who want coverage for domiciliary treatment and AYUSH treatment.
Families looking for health insurance with Family Floater coverage.
Individuals looking for comprehensive hospitalisation and Day Care Treatment coverage.
VS
Medicare LITE
Medicare LITE
What Makes It Special:
Affordable health insurance with comprehensive hospitalisation coverage
Best For:
Customers who want additional benefits such as Restore Benefit, health check-ups, teleconsultation and lifelong renewal.
Individuals looking for coverage that includes In-Patient Treatment, Day Care Treatment, AYUSH treatment and pre and post-hospitalisation expenses.
Customers who want Sum Insured options ranging from ₹5 lakh to ₹20 lakh.
Families looking for Individual or Family Floater health insurance coverage.
Individuals looking for a budget-friendly health insurance plan with comprehensive hospitalisation coverage.
Insurance Plans Comparison
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Quick Decision Guide
The policy also provides additional benefits such as preventive health check-ups, second medical opinion and other healthcare support, subject to the applicable limits and conditions.
Domiciliary Treatment is covered when the treatment exceeds three days and the applicable policy conditions are satisfied.
A 50% Cumulative Bonus is added after each claim-free policy year, up to a maximum of 100% of the Sum Insured, subject to policy conditions.
The policy provides automatic restoration of the Basic Sum Insured after the Sum Insured and accrued Cumulative Bonus are exhausted, subject to applicable conditions.
Consider Tata AIG MediCare if you want coverage for inpatient hospitalisation, Day Care Treatment, pre-hospitalisation and post-hospitalisation expenses.
Before choosing the plan, consider its waiting periods, age-linked and network-related co-payment conditions, room category and other policy terms that may affect your claim.
If you want additional protection after your available Sum Insured and accrued Cumulative Bonus are exhausted, the Restore Benefit automatically reinstates 100% of the Sum Insured once during the policy year, subject to applicable conditions.
MediCare LITE may be considered if you want both Individual and Family Floater policy options, with coverage available for eligible family members.
The plan offers Sum Insured options of ₹5 lakh, ₹7.5 lakh, ₹10 lakh, ₹15 lakh and ₹20 lakh, allowing you to select the coverage amount applicable to your requirements.
Consider MediCare LITE if you want a health insurance plan with In-Patient Treatment, Day Care Treatment and related medical expenses covered under one policy.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Medicare Health Insurance Plan VS VS |
![]() Medicare LITE Health Insurance Plan |
| Room Rent |
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Medicare
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Medicare LITE Normal: Single Private Room ICU: Up to Sum Insured |
| ICU Charges |
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Medicare 4% of Sum Insured per day |
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Medicare LITE Information Unavailable |
| Advanced Treatments |
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Medicare Information Unavailable |
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Medicare LITE Bariatric Surgery Cover Modern Treatments (subject to policy terms and limits) In-Patient Dental Treatment Hearing Aid Benefit |
| Co-payment |
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Medicare No Specific Mandatory Co-payment Mentioned |
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Medicare LITE 20% co-payment if entry age is 61 years or above at first coverage 30% co-payment for treatment outside the "Valued Provider – Pan India" network |
| Disease-wise sublimits |
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Medicare Applicable to Specified Treatments |
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Medicare LITE No specific disease-wise sublimit specified |
| Waiting Period |
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Medicare
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Medicare LITE Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 36 months |
| Cashless Healthcare Providers |
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Medicare 11,000+ Cashless Hospitals |
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Medicare LITE Cashless treatment available through Valued Provider – Pan India network |
| Restoration Benefit |
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Medicare Available Once for Road Traffic Accident |
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Medicare LITE 100% of Sum Insured restored once during the policy year |
| Daycare Treatment |
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Medicare Cover expenses for listed Day Care Treatment due to disease/illness/injury during the policy period taken at a hospital or a Day Care Centre. |
VS VS |
Medicare LITE Covered up to Sum Insured |
| Cumulative Bonus |
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Medicare 5% of Sum Insured per claim-free year |
VS VS |
Medicare LITE Information Unavailable |
| AYUSH Treatment |
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Medicare Cover for expenses incurred for treatment as in-patient in AYUSH Hospital. |
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Medicare LITE Covered up to Sum Insured |
| Consumable Cover |
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Medicare Not Covered as a Separate Benefit |
VS VS |
Medicare LITE Information Unavailable |
| Initial Waiting Period |
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Medicare 30 Days |
VS VS |
Medicare LITE Information Unavailable |
| Specific Waiting Period |
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Medicare 24 Months |
VS VS |
Medicare LITE Information Unavailable |
| PED Waiting Period |
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Medicare 36 Months |
VS VS |
Medicare LITE Information Unavailable |
| Modern Treatment |
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Medicare Covered up to 25% of Sum Insured |
VS VS |
Medicare LITE Information Unavailable |
| Annual Health Checkup |
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Medicare Available as per Policy Terms |
VS VS |
Medicare LITE Information Unavailable |
| Pre-Hospitalisation |
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Medicare Covered for Up to 30 Days |
VS VS |
Medicare LITE Covered up to 60 days before hospitalisation |
| Post-Hospitalisation |
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Medicare Covered for Up to 60 Days |
VS VS |
Medicare LITE Covered up to 180 days after hospitalisation |
| Outpatient Department Cover (OPD Expense) |
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Medicare Not Covered under Base Policy |
VS VS |
Medicare LITE Not covered |
| Deductible Option |
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Medicare Not Specified |
VS VS |
Medicare LITE Not specified |
| Coverage Options |
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Medicare ₹1 Lakh to ₹10 Lakh |
VS VS |
Medicare LITE ₹5 Lakhs, ₹7.5 Lakhs, ₹10 Lakhs, ₹15 Lakhs and ₹20 Lakhs |
| Claim Settlement Ratio |
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Medicare Not Specified |
VS VS |
Medicare LITE Not specified in the product prospectus |
| Maternity Cover |
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Medicare Not Covered |
VS VS |
Medicare LITE Not covered |
Insurance Plans Comparison
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Insurance Plans Comparison
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Insurance Plans Comparison
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