Insurance Plans Comparison
TATA AIG Medicare vs Star Diabetes Safe Plan A
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Tata AIG Medicare
What Makes It Special:
Tata AIG MediCare is a comprehensive health insurance plan that provides coverage for inpatient hospitalisation, Day Care Treatment, pre and post-hospitalisation expenses, domiciliary treatment and AYUSH treatment. The policy also includes benefits such as automatic restoration of the Sum Insured, Cumulative Bonus, preventive health check-ups, second medical opinion and additional...
Best For:
Customers who value additional healthcare services such as preventive health check-ups and second medical opinions.
Individuals looking for additional protection through restoration and Cumulative Bonus benefits.
Customers who want coverage for domiciliary treatment and AYUSH treatment.
Families looking for health insurance with Family Floater coverage.
Individuals looking for comprehensive hospitalisation and Day Care Treatment coverage.
VS
Diabetes Safe Plan A
Health Insurance Designed for People with Type I or Type II Diabetes
What Makes It Special:
Diabetes-Focused Health Insurance
Best For:
Eligible couples considering individual or floater coverage.
Customers who want outpatient benefits at network hospitals and diagnostic centres.
Individuals looking for hospitalisation cover for other illnesses and accidental injuries.
Customers seeking cover for eligible diabetes complications.
Individuals aged 18 to 65 years with Type I or Type II Diabetes Mellitus.
Insurance Plans Comparison
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Quick Decision Guide
The policy also provides additional benefits such as preventive health check-ups, second medical opinion and other healthcare support, subject to the applicable limits and conditions.
Domiciliary Treatment is covered when the treatment exceeds three days and the applicable policy conditions are satisfied.
A 50% Cumulative Bonus is added after each claim-free policy year, up to a maximum of 100% of the Sum Insured, subject to policy conditions.
The policy provides automatic restoration of the Basic Sum Insured after the Sum Insured and accrued Cumulative Bonus are exhausted, subject to applicable conditions.
Consider Tata AIG MediCare if you want coverage for inpatient hospitalisation, Day Care Treatment, pre-hospitalisation and post-hospitalisation expenses.
Understand the restoration benefit and its individual-policy restriction.
Review the room category and pre- and post-hospitalisation limits.
Check cataract and modern treatment sublimits.
Review the Sum Insured and outpatient benefit limits.
Check the waiting period for diabetes complications under Plan B.
Understand the medical screening requirement under Plan A.
Compare Plan A and Plan B.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Medicare Health Insurance Plan VS VS |
![]() Diabetes Safe Plan A Health Insurance Plan |
| Room Rent |
|---|
Medicare
|
VS VS |
Diabetes Safe Plan A
|
| ICU Charges |
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Medicare 4% of Sum Insured per day |
VS VS |
Diabetes Safe Plan A Covered as part of eligible hospitalisation expenses, subject to policy terms. |
| Co-payment |
|---|
Medicare No Specific Mandatory Co-payment Mentioned |
VS VS |
Diabetes Safe Plan A Not specified. |
| Disease-wise sublimits |
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Medicare Applicable to Specified Treatments |
VS VS |
Diabetes Safe Plan A Sublimits apply to specified treatments, including cataract and certain modern treatments. Plan B also has limits for specified cardiovascular complications. |
| Waiting Period |
|---|
Medicare
|
VS VS |
Diabetes Safe Plan A Information Unavailable |
| Cashless Healthcare Providers |
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Medicare 11,000+ Cashless Hospitals |
VS VS |
Diabetes Safe Plan A Cashless treatment is available at eligible network hospitals, subject to authorisation and policy conditions. |
| Restoration Benefit |
|---|
Medicare Available Once for Road Traffic Accident |
VS VS |
Diabetes Safe Plan A 100% of the basic Sum Insured is restored once during the policy period for eligible Section 2 claims on individual policies. This benefit is not available on floater policies. |
| Daycare Treatment |
|---|
Medicare Cover expenses for listed Day Care Treatment due to disease/illness/injury during the policy period taken at a hospital or a Day Care Centre. |
VS VS |
Diabetes Safe Plan A Eligible daycare procedures are covered, subject to policy terms. |
| Cumulative Bonus |
|---|
Medicare 5% of Sum Insured per claim-free year |
VS VS |
Diabetes Safe Plan A Not specified. |
| AYUSH Treatment |
|---|
Medicare Cover for expenses incurred for treatment as in-patient in AYUSH Hospital. |
VS VS |
Diabetes Safe Plan A Eligible inpatient Ayurveda, Unani, Siddha and Homeopathy treatment is covered up to the Sum Insured, subject to policy terms. Yoga and Naturopathy require prior approval. |
| Consumable Cover |
|---|
Medicare Not Covered as a Separate Benefit |
VS VS |
Diabetes Safe Plan A Not specified. |
| Initial Waiting Period |
|---|
Medicare 30 Days |
VS VS |
Diabetes Safe Plan A
|
| Specific Waiting Period |
|---|
Medicare 24 Months |
VS VS |
Diabetes Safe Plan A 24 months for specified diseases and procedures under applicable sections. A 12-month waiting period applies to specified diabetes complications under Plan B. |
| PED Waiting Period |
|---|
Medicare 36 Months |
VS VS |
Diabetes Safe Plan A 36 months for pre-existing diseases under applicable sections. |
| Modern Treatment |
|---|
Medicare Covered up to 25% of Sum Insured |
VS VS |
Diabetes Safe Plan A
|
| Annual Health Checkup |
|---|
Medicare Available as per Policy Terms |
VS VS |
Diabetes Safe Plan A Not specified. |
| Pre-Hospitalisation |
|---|
Medicare Covered for Up to 30 Days |
VS VS |
Diabetes Safe Plan A Up to 30 days before hospital admission. |
| Post-Hospitalisation |
|---|
Medicare Covered for Up to 60 Days |
VS VS |
Diabetes Safe Plan A Up to 60 days after discharge, limited to 7% of eligible hospitalisation expenses and a maximum of ₹5,000 per hospitalisation. |
| Outpatient Department Cover (OPD Expense) |
|---|
Medicare Not Covered under Base Policy |
VS VS |
Diabetes Safe Plan A Covered at network hospitals and diagnostic centres. Limits vary by plan, Sum Insured and individual or floater basis. |
| Deductible Option |
|---|
Medicare Not Specified |
VS VS |
Diabetes Safe Plan A Not specified. |
| Coverage Options |
|---|
Medicare ₹1 Lakh to ₹10 Lakh |
VS VS |
Diabetes Safe Plan A Individual and Family Floater for self and spouse. |
| Claim Settlement Ratio |
|---|
Medicare Not Specified |
VS VS |
Diabetes Safe Plan A Insurer-level metric, not a policy benefit. |
| Maternity Cover |
|---|
Medicare Not Covered |
VS VS |
Diabetes Safe Plan A Not covered, except ectopic pregnancy as specified in the policy. |
Insurance Plans Comparison
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