Insurance Plans Comparison
ICICI Lombard Health Elite vs Aditya Birla Active Care Premier
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreHealth Elite
Include maternity after 3 years and outpatient treatment, pay hospital daily cash for a stay of at least 3 days, and add a 10% cumulative bonus each claim-free year, up to 50% of the sum insured.
What Makes It Special:
ICICI Lombard Health Elite is a comprehensive health insurance option with benefits that may include in-patient treatment, daycare procedures, pre- and post-hospitalisation expenses, outpatient treatment and maternity cover, depending on the applicable policy version and selected configuration.
Best For:
Buyers comparing sum insured options, reset benefits, waiting periods and policy-specific restrictions before choosing a plan.
Families evaluating maternity and newborn-related benefits, subject to eligibility and waiting periods.
Individuals who want to compare available outpatient treatment benefits and their applicable limits.
Buyers looking for a policy with additional healthcare benefits beyond basic hospitalisation cover.
Individuals seeking health insurance for eligible hospitalisation and daycare expenses.
VS
Active Care Premier
Get cover from age 55 in a single private room, with a 10% co-pay, a once-a-year reload of the full sum insured, and home treatment covered up to ₹50,000.
What Makes It Special:
Activ Care Premier is a senior citizen-focused health plan from Aditya Birla that upgrades classic senior cover with a Single Private Room, consumables coverage,and home care support, all with a shorter 2-year PED waiting period.
Best For:
Those looking for wellness-linked premium rewards
Buyers who prefer treatment at home through home care and domiciliary options
Those wanting a private room during hospitalisation
People managing chronic conditions like diabetes or hypertension
Senior citizens aged 46 to75 years
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Match the policy UIN and schedule to the exact Health Elite version being offered, because benefits may differ between versions.
Confirm whether outpatient treatment, maternity and newborn benefits are included in your chosen configuration and check their limits.
Review waiting periods for pre-existing diseases, specified treatments and maternity benefits before relying on the policy.
Check room eligibility, hospitalisation limits and exclusions to understand the expenses the policy may leave you paying.
Choose a sum insured that reflects potential hospitalisation expenses and the number of people covered.
Check the 20% co-payment and disease-wise sub-limits carefully before purchase
May not suit buyers wanting in-built OPD coverage
Suitable for buyers who value home nursing and domiciliary care options
Useful for people who want consumables coverage in the base plan
Good option if you're a senior wanting private-room comfort with a 2-year PED waiting period
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Health Elite Health Insurance Plan VS VS |
Active Care Premier Health Insurance Plan |
| Room Rent |
|---|
Health Elite Information Unavailable |
VS VS |
Active Care Premier Single Private Room. ICU charges covered up to the Sum Insured. |
| Advanced Treatments |
|---|
Health Elite
|
VS VS |
Active Care Premier Information Unavailable |
| ICU Charges |
|---|
Health Elite Covered under eligible in-patient hospitalisation, subject to the applicable sum insured and policy conditions. |
VS VS |
Active Care Premier Covered up to the Sum Insured. |
| Co-payment |
|---|
Health Elite Policyholders can opt for a co-payment of 10% or 20%, sharing a fixed percentage of the claim amount, which can help reduce premium costs. |
VS VS |
Active Care Premier 20% co-payment applies on admissible claims. |
| Disease-wise sublimits |
|---|
Health Elite Specific limits depend on the applicable policy wording, sum insured and benefit configuration. A complete variant-specific list has not been verified. |
VS VS |
Active Care Premier Certain treatments carry sub-limits — including domiciliary hospitalisationcapped at10% of Sum Insured,and organ donor expenses up to50% of Sum Insured. |
| Cashless Healthcare Providers |
|---|
Health Elite Access to over 6,700 network hospitals and clinics for cashless treatments, ensuring convenient and hassle-free medical care. |
VS VS |
Active Care Premier Cashless treatment available at 11,000+ network hospitals across India. |
| Restoration Benefit |
|---|
Health Elite Published Health Elite materials list an unlimited reset benefit. The precise trigger, eligible claims and conditions must be confirmed against the applicable policy wording. |
VS VS |
Active Care Premier 100% of the Sum Insured is restored for subsequent hospitalisations due to a different illnessin the same policy year. |
| Daycare Treatment |
|---|
Health Elite Covers medical procedures requiring less than 24-hour hospitalization, such as cataract surgery and chemotherapy, accommodating treatments that don't necessitate extended hospital stays. |
VS VS |
Active Care Premier 586 daycare procedures covered, even when hospitalisationis less than24 hours. |
| Cumulative Bonus |
|---|
Health Elite Published Health Elite materials list Additional Sum Insured and a Super No Claim Bonus option. The applicable benefit percentage and conditions are not verified for this variant. |
VS VS |
Active Care Premier Earn 10% of Base Sum Insured per claim-free year, accumulating up to a maximum of 50%. |
| AYUSH Treatment |
|---|
Health Elite Expenses for alternative treatments, including Ayurveda, Yoga, Unani, Siddha, and Homeopathy, are covered when availed at government-recognized institutions, promoting holistic healthcare options. |
VS VS |
Active Care Premier Covered for listed AYUSH treatments, subject to policy terms. |
| Consumable Cover |
|---|
Health Elite Published Health Elite materials list Additional Sum Insured and a Super No Claim Bonus option. The applicable benefit percentage and conditions are not verified for this variant. |
VS VS |
Active Care Premier Covered in the base plan, including non-medical consumables used during hospitalisation. |
| Initial Waiting Period |
|---|
Health Elite The insurer's general health insurance information states 30 days for illness-related hospitalisation, except accidents. Confirm the exact Health Elite policy terms. |
VS VS |
Active Care Premier 30 days from policy inception for general illnesses. Accidental hospitalisationis covered from day 1. |
| Specific Waiting Period |
|---|
Health Elite The exact waiting period for specified diseases and procedures is not verified for this variant. |
VS VS |
Active Care Premier 2 years for listed specific illnesses and procedures. |
| PED Waiting Period |
|---|
Health Elite The exact waiting period for specified diseases and procedures is not verified for this variant. |
VS VS |
Active Care Premier 2 years for pre-existing diseases — a shorter-than-usual waiting period, helpful for seniors managing chronic conditions. |
| Modern Treatment |
|---|
Health Elite Listed as a covered category in the older Complete Health Insurance policy information, subject to the applicable policy terms and limits. |
VS VS |
Active Care Premier Covered for listed modern treatment methods, subject to the policy's list of covered procedures. |
| Annual Health Checkup |
|---|
Health Elite Health check-up is listed in published Health Elite materials. Eligibility, frequency and monetary limits are not verified for this exact variant. |
VS VS |
Active Care Premier Available as an add-on — the Advanced Health Check-up covers additional tests like mammography, PAP smear, thyroid function test, TMT, chest X-ray,and abdominal sonography on a cashless basis. |
| Pre-Hospitalisation |
|---|
Health Elite Up to 30 days according to the published Health Elite product comparison, subject to policy terms. |
VS VS |
Active Care Premier Pre-hospitalisation medical expenses covered for30 days prior to hospitalisation. |
| Post-Hospitalisation |
|---|
Health Elite Up to 60 days according to the published Health Elite product comparison, subject to policy terms. |
VS VS |
Active Care Premier Post-hospitalisation medical expenses covered for60 days following discharge. |
| Outpatient Department Cover (OPD Expense) |
|---|
Health Elite Outpatient Treatment Cover is listed in published Health Elite materials. The limit depends on the applicable sum insured and policy configuration. |
VS VS |
Active Care Premier Not covered in the base plan. Tele-OPD e-consultationsare available as an add-on. |
| Deductible Option |
|---|
Health Elite A voluntary deductible may be available under applicable ICICI Lombard health products, but its availability for this Health Elite variant is not verified. |
VS VS |
Active Care Premier Not a core feature of this variant — verify availability from the policy wordings. |
| Coverage Options |
|---|
Health Elite Information Unavailable |
VS VS |
Active Care Premier Sum Insured options from ₹3 lakh up to ₹10 lakh, designed for senior citizens. |
| Claim Settlement Ratio |
|---|
Health Elite FY 24-25: ~84% |
VS VS |
Active Care Premier Aditya Birla Health Insurance reports a 96% claim settlement ratio(3-year average. |
| Maternity Cover |
|---|
Health Elite Published materials list multiple sum insured options, including ₹5 lakh, ₹7 lakh, ₹10 lakh, ₹15 lakh, ₹20 lakh, ₹25 lakh and ₹50 lakh. Availability varies by policy version. |
VS VS |
Active Care Premier Not available in this plan. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Health Elite vs Supreme Senior Premium
Health Elite vs Energy Silver Without Copay
Health Elite vs Ultimate
Health Elite vs EquiCover
Health Elite vs Optima Secure Global Plus
Health Elite vs Optima Secure
Health Elite vs Super Mediclaim
Health Elite vs Critical Illness Platinum Plan
Health Elite vs Health Recharge
Health Elite vs Golden Shield
Health Elite vs Optima Secure Plus
Health Elite vs Cancer Cover Activ Cancer Secure Plan
Health Elite vs LifeTime Health Global
Health Elite vs Women Care
Health Elite vs Aspire Diamond+
Health Elite vs Activate Booster Plan A
Health Elite vs myHealth Medisure Super Top-up
Health Elite vs Health Super Saver Standard
Health Elite vs Active Care Premier
Health Elite vs ProHealth Accumulate
Health Elite vs Health Booster SuperTopup Individual Adult 1 Year N
Health Elite vs Supreme Shine
Health Elite vs Health Shield 360 Retail
Health Elite vs Health Cardiac Care Silver & Gold Plan
Health Elite vs myHealth Suraksha Gold
Health Elite vs Max Protect Premium
Health Elite vs Elder Care
Health Elite vs Young Star Gold
Health Elite vs Assure
Health Elite vs Active Fit Plus
Health Elite vs Cancer Care Platinum
Health Elite vs Health Connect Elite
Health Elite vs Arogya Sanjeevani
Health Elite vs OneHealth Premium
Health Elite vs ProHealth Prime Protect
Health Elite vs Optima Lite
Health Elite vs Medicare Plus
Health Elite vs Activ Health Platinum Essential
Health Elite vs GoActive
Health Elite vs Criti Shield Family Shield
Health Elite vs Medicare Senior
Health Elite vs Enhance Super Top-up Two
Health Elite vs Reassure 3.0
Health Elite vs Medicare Protect
Health Elite vs Health AdvantEdge Plus
Health Elite vs Activ One SAVR
Health Elite vs Active Assure Diamond
Health Elite vs Activ One VIP
Health Elite vs Health Pulse Classic
Health Elite vs Advantage
Health Elite vs Mediclaim Insurance Policy
Health Elite vs iHealth
Health Elite vs Special Care Gold
Health Elite vs Energy Gold Without Copay
Health Elite vs Activ One Max
Health Elite vs Smart Super Health
Health Elite vs Classic
Health Elite vs Activ One Vytl
Health Elite vs Supreme
Health Elite vs Freedom
Health Elite vs Sarvah Pratham
Health Elite vs Joy Today
Health Elite vs Medi Classic
Health Elite vs Activate Booster Plan B
Health Elite vs Aspire Gold+
Health Elite vs Health Gain
Health Elite vs Aspire Platinum+
Health Elite vs Plus Complete
Health Elite vs Health Companion Family First Plan
Health Elite vs Reassure 2.0 Platinum+
Health Elite vs Reassure 3.0 Elite
Health Elite vs Enhance Super Top-up One
Health Elite vs Joy Tomorrow
Health Elite vs Reassure 3.0 Select
Health Elite vs Activ One VIP+
Health Elite vs Red Carpet Senior Citizens
Health Elite vs Super Surplus Gold
Health Elite vs Health SuperCharge
Health Elite vs Health Elite Plus
Health Elite vs Medicare Premier
Health Elite vs Family Health Optima
Health Elite vs Health Companion Variant 2022
Health Elite vs Health Companion Variant 3
Health Elite vs Plus Youth
Health Elite vs ProHealth Prime Advantage
Health Elite vs Critical Illness Silver Plan
Health Elite vs Health Premia Gold
Health Elite vs Health Premia Platinum
Health Elite vs Comprehensive
Health Elite vs HeartBeat Enhanced
Health Elite vs Reassure
Health Elite vs Complete Health Insurance Health Shield Plus Plan
Health Elite vs myHealth Suraksha Platinum
Health Elite vs Health Recharge Super Top Up Plan
Health Elite vs Supreme Value for Money
Health Elite vs Supreme Enhance Two
Health Elite vs Supreme Senior Super
Health Elite vs Supreme Enhance
Health Elite vs Reassure 2.0 Gold
Health Elite vs Active Fit Preferred
Health Elite vs LifeTime Health
Health Elite vs Medicare
Health Elite vs ProHealth Prime Active
Health Elite vs ProHealth Prime Senior Elite
Health Elite vs Advanced Top Up
Health Elite vs Multiplier Health
Health Elite vs Ultimate (Direct)
Health Elite vs Young Star
Health Elite vs Star Women Care Policy
Health Elite vs Health Assurance
Health Elite vs Family Plus
Health Elite vs Sarvah Param
Health Elite vs Optima Insurance
Health Elite vs Smart Super Health Assure
Health Elite vs Criti Shield Plus
Health Elite vs Health Care Supreme Ultimo
Health Elite vs Super Star
Health Elite vs Reassure 3.0 Black
Health Elite vs Health Guard Platinum
Health Elite vs Health Guard Gold
Health Elite vs Elevate (Direct)
Health Elite vs Senior First Platinum
Health Elite vs Extra Care Plus Super Top-up
Health Elite vs Health Care Supreme Smart
Health Elite vs Medi Classic Gold
Health Elite vs Smart Health Pro
Health Elite vs Optima Super Secure
Health Elite vs Optima Secure Global
Health Elite vs Special Care
Health Elite vs Medicare LITE
Health Elite vs NextGen
Health Elite vs Health Shield 360
Health Elite vs SecureHealth
Health Elite vs Energy Silver With Copay
Health Elite vs Supreme (Direct)
Health Elite vs Plus
Health Elite vs Medicare Select
Health Elite vs Complete Health Insurance Health Protect Plus Plan
Health Elite vs myHealth Koti Suraksha
Health Elite vs Senior
Health Elite vs myHealth Suraksha Silver
Health Elite vs Health Booster
Health Elite vs Complete Health Insurance Health Shield
Health Elite vs Cardiac Care Platinum
Health Elite vs Royal Sundaram Lifeline Elite
Health Elite vs HeartBeat Platinum
Health Elite vs Supreme Enhance One
Health Elite vs HeartBeat Gold
Health Elite vs Health Companion Variant 2
Health Elite vs Health Companion Variant 1
Health Elite vs Aspire Titanium+
Health Elite vs iHealth Plus
Health Elite vs Reassure 3.0 Classic
Health Elite vs Senior Health Advantage
Health Elite vs Health Wallet
Health Elite vs Elevate
Health Elite vs Heart
Health Elite vs Reassure 2.0 Titanium+
Health Elite vs Diabetes Safe Plan A
Health Elite vs Reassure 2.0 Bronze+
Health Elite vs Young Star Silver
Health Elite vs Enhance Super Top-up
Health Elite vs Joy
Health Elite vs Supreme Senior Health AdvantEdge
Health Elite vs Health AdvantEdge
Health Elite vs Supreme Super Saver
Health Elite vs Health Insurance Platinum
Active Care Premier vs Supreme Senior Premium
Active Care Premier vs Energy Silver Without Copay
Active Care Premier vs Ultimate
Active Care Premier vs EquiCover
Active Care Premier vs Optima Secure Global Plus
Active Care Premier vs Optima Secure
Active Care Premier vs Super Mediclaim
Active Care Premier vs Critical Illness Platinum Plan
Active Care Premier vs Health Recharge
Active Care Premier vs Golden Shield
Active Care Premier vs Optima Secure Plus
Active Care Premier vs Cancer Cover Activ Cancer Secure Plan
Active Care Premier vs LifeTime Health Global
Active Care Premier vs Women Care
Active Care Premier vs Aspire Diamond+
Active Care Premier vs Activate Booster Plan A
Active Care Premier vs myHealth Medisure Super Top-up
Active Care Premier vs Health Super Saver Standard
Active Care Premier vs ProHealth Accumulate
Active Care Premier vs Health Booster SuperTopup Individual Adult 1 Year N
Active Care Premier vs Supreme Shine
Active Care Premier vs Health Shield 360 Retail
Active Care Premier vs Health Cardiac Care Silver & Gold Plan
Active Care Premier vs myHealth Suraksha Gold
Active Care Premier vs Max Protect Premium
Active Care Premier vs Elder Care
Active Care Premier vs Young Star Gold
Active Care Premier vs Assure
Active Care Premier vs Active Fit Plus
Active Care Premier vs Cancer Care Platinum
Active Care Premier vs Health Connect Elite
Active Care Premier vs Arogya Sanjeevani
Active Care Premier vs OneHealth Premium
Active Care Premier vs ProHealth Prime Protect
Active Care Premier vs Optima Lite
Active Care Premier vs Medicare Plus
Active Care Premier vs Activ Health Platinum Essential
Active Care Premier vs GoActive
Active Care Premier vs Criti Shield Family Shield
Active Care Premier vs Medicare Senior
Active Care Premier vs Enhance Super Top-up Two
Active Care Premier vs Reassure 3.0
Active Care Premier vs Medicare Protect
Active Care Premier vs Health AdvantEdge Plus
Active Care Premier vs Activ One SAVR
Active Care Premier vs Active Assure Diamond
Active Care Premier vs Activ One VIP
Active Care Premier vs Health Pulse Classic
Active Care Premier vs Advantage
Active Care Premier vs Mediclaim Insurance Policy
Active Care Premier vs iHealth
Active Care Premier vs Special Care Gold
Active Care Premier vs Energy Gold Without Copay
Active Care Premier vs Activ One Max
Active Care Premier vs Smart Super Health
Active Care Premier vs Classic
Active Care Premier vs Activ One Vytl
Active Care Premier vs Supreme
Active Care Premier vs Freedom
Active Care Premier vs Sarvah Pratham
Active Care Premier vs Joy Today
Active Care Premier vs Medi Classic
Active Care Premier vs Activate Booster Plan B
Active Care Premier vs Aspire Gold+
Active Care Premier vs Health Gain
Active Care Premier vs Aspire Platinum+
Active Care Premier vs Plus Complete
Active Care Premier vs Health Companion Family First Plan
Active Care Premier vs Reassure 2.0 Platinum+
Active Care Premier vs Reassure 3.0 Elite
Active Care Premier vs Enhance Super Top-up One
Active Care Premier vs Joy Tomorrow
Active Care Premier vs Reassure 3.0 Select
Active Care Premier vs Activ One VIP+
Active Care Premier vs Red Carpet Senior Citizens
Active Care Premier vs Super Surplus Gold
Active Care Premier vs Health SuperCharge
Active Care Premier vs Health Elite Plus
Active Care Premier vs Medicare Premier
Active Care Premier vs Family Health Optima
Active Care Premier vs Health Companion Variant 2022
Active Care Premier vs Health Companion Variant 3
Active Care Premier vs Plus Youth
Active Care Premier vs ProHealth Prime Advantage
Active Care Premier vs Critical Illness Silver Plan
Active Care Premier vs Health Premia Gold
Active Care Premier vs Health Premia Platinum
Active Care Premier vs Comprehensive
Active Care Premier vs HeartBeat Enhanced
Active Care Premier vs Reassure
Active Care Premier vs Complete Health Insurance Health Shield Plus Plan
Active Care Premier vs myHealth Suraksha Platinum
Active Care Premier vs Health Recharge Super Top Up Plan
Active Care Premier vs Supreme Value for Money
Active Care Premier vs Supreme Enhance Two
Active Care Premier vs Supreme Senior Super
Active Care Premier vs Supreme Enhance
Active Care Premier vs Reassure 2.0 Gold
Active Care Premier vs Active Fit Preferred
Active Care Premier vs LifeTime Health
Active Care Premier vs Medicare
Active Care Premier vs ProHealth Prime Active
Active Care Premier vs ProHealth Prime Senior Elite
Active Care Premier vs Advanced Top Up
Active Care Premier vs Multiplier Health
Active Care Premier vs Ultimate (Direct)
Active Care Premier vs Young Star
Active Care Premier vs Star Women Care Policy
Active Care Premier vs Health Assurance
Active Care Premier vs Family Plus
Active Care Premier vs Sarvah Param
Active Care Premier vs Optima Insurance
Active Care Premier vs Smart Super Health Assure
Active Care Premier vs Criti Shield Plus
Active Care Premier vs Health Care Supreme Ultimo
Active Care Premier vs Super Star
Active Care Premier vs Reassure 3.0 Black
Active Care Premier vs Health Guard Platinum
Active Care Premier vs Health Guard Gold
Active Care Premier vs Elevate (Direct)
Active Care Premier vs Senior First Platinum
Active Care Premier vs Extra Care Plus Super Top-up
Active Care Premier vs Health Care Supreme Smart
Active Care Premier vs Medi Classic Gold
Active Care Premier vs Smart Health Pro
Active Care Premier vs Optima Super Secure
Active Care Premier vs Optima Secure Global
Active Care Premier vs Special Care
Active Care Premier vs Medicare LITE
Active Care Premier vs NextGen
Active Care Premier vs Health Shield 360
Active Care Premier vs SecureHealth
Active Care Premier vs Energy Silver With Copay
Active Care Premier vs Supreme (Direct)
Active Care Premier vs Plus
Active Care Premier vs Medicare Select
Active Care Premier vs Complete Health Insurance Health Protect Plus Plan
Active Care Premier vs myHealth Koti Suraksha
Active Care Premier vs Senior
Active Care Premier vs myHealth Suraksha Silver
Active Care Premier vs Health Booster
Active Care Premier vs Complete Health Insurance Health Shield
Active Care Premier vs Cardiac Care Platinum
Active Care Premier vs Royal Sundaram Lifeline Elite
Active Care Premier vs HeartBeat Platinum
Active Care Premier vs Supreme Enhance One
Active Care Premier vs HeartBeat Gold
Active Care Premier vs Health Companion Variant 2
Active Care Premier vs Health Companion Variant 1
Active Care Premier vs Aspire Titanium+
Active Care Premier vs iHealth Plus
Active Care Premier vs Reassure 3.0 Classic
Active Care Premier vs Senior Health Advantage
Active Care Premier vs Health Wallet
Active Care Premier vs Elevate
Active Care Premier vs Heart
Active Care Premier vs Reassure 2.0 Titanium+
Active Care Premier vs Diabetes Safe Plan A
Active Care Premier vs Reassure 2.0 Bronze+
Active Care Premier vs Young Star Silver
Active Care Premier vs Enhance Super Top-up
Active Care Premier vs Joy
Active Care Premier vs Health Elite
Active Care Premier vs Supreme Senior Health AdvantEdge
Active Care Premier vs Health AdvantEdge
Active Care Premier vs Supreme Super Saver
Active Care Premier vs Health Insurance Platinum
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.







.png)