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Insurance Plans Comparison

Aditya Birla Cancer Cover Activ Cancer Secure Plan vs Aditya Birla Active Care Premier

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Aditya Birla

Cancer Cover Activ Cancer Secure Plan

Aditya Birla Activ Cancer Secure Plan

What Makes It Special:

Cancer Cover is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

  • Not available
VS
Aditya Birla

Active Care Premier

Aditya Birla Activ Care Premiere

What Makes It Special:

Activ Care Premier is a senior citizen-focused health plan from Aditya Birla that upgrades classic senior cover with a Single Private Room, consumables coverage,and home care support, all with a shorter 2-year PED waiting period.

Best For:

  • Those looking for wellness-linked premium rewards

  • Buyers who prefer treatment at home through home care and domiciliary options

  • Those wanting a private room during hospitalisation

  • People managing chronic conditions like diabetes or hypertension

  • Senior citizens aged 46 to75 years

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Aditya Birla Cancer Cover Activ Cancer Secure Plan

Not available

Aditya Birla Active Care Premier

  • Check the 20% co-payment and disease-wise sub-limits carefully before purchase

  • May not suit buyers wanting in-built OPD coverage

  • Suitable for buyers who value home nursing and domiciliary care options

  • Useful for people who want consumables coverage in the base plan

  • Good option if you're a senior wanting private-room comfort with a 2-year PED waiting period

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Cancer Cover Activ Cancer Secure Plan
Cancer Cover Activ Cancer Secure Plan

Health Insurance Plan

VS
Active Care Premier
Active Care Premier

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Cancer Cover Activ Cancer Secure Plan

  1. Normal Room Rent: Covered up to a specified limit or as per policy terms.
  2. ICU Charges: Covered up to a defined limit or as per actuals, depending on the plan.
VS

Active Care Premier

Single Private Room. ICU charges covered up to the Sum Insured.

Advanced Treatments

Cancer Cover Activ Cancer Secure Plan

The plan covers Targeted Therapy, Immunotherapy, Proton Therapy, Robotic Surgery, and Bone Marrow Transplant, ensuring advanced cancer treatments with precision, faster recovery, and financial support for critical procedures like radiation, immune-boosting, and transplants.

 

VS

Active Care Premier

Information Unavailable

ICU Charges

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Covered up to the Sum Insured.

Co-payment

Cancer Cover Activ Cancer Secure Plan

Copayment percentage varies based on age, sum insured, and treatment type.

VS

Active Care Premier

20% co-payment applies on admissible claims.

Disease-wise sublimits

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Certain treatments carry sub-limits — including domiciliary hospitalisationcapped at10% of Sum Insured,and organ donor expenses up to50% of Sum Insured.

Waiting Period

Cancer Cover Activ Cancer Secure Plan

  1. Initial Waiting Period: 30 days from policy inception, except for accidental claims.
  2. Specific Disease Waiting Period: Certain illnesses may have a waiting period of 24 months.
  3. Pre-Existing Disease Waiting Period: Coverage for pre-existing conditions begins after 48 months from policy start.
VS

Active Care Premier

Information Unavailable

Cashless Healthcare Providers

Cancer Cover Activ Cancer Secure Plan

24800+ network hospitals

VS

Active Care Premier

Cashless treatment available at 11,000+ network hospitals across India.

Restoration Benefit

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

100% of the Sum Insured is restored for subsequent hospitalisations due to a different illnessin the same policy year.

Daycare Treatment

Cancer Cover Activ Cancer Secure Plan

Covered under the policy

VS

Active Care Premier

586 daycare procedures covered, even when hospitalisationis less than24 hours.

Cumulative Bonus

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Earn 10% of Base Sum Insured per claim-free year, accumulating up to a maximum of 50%.

AYUSH Treatment

Cancer Cover Activ Cancer Secure Plan

AYUSH treatment covered under this policy

VS

Active Care Premier

Covered for listed AYUSH treatments, subject to policy terms.

Consumable Cover

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Covered in the base plan, including non-medical consumables used during hospitalisation.

Initial Waiting Period

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

30 days from policy inception for general illnesses. Accidental hospitalisationis covered from day 1.

Specific Waiting Period

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

2 years for listed specific illnesses and procedures.

PED Waiting Period

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

2 years for pre-existing diseases — a shorter-than-usual waiting period, helpful for seniors managing chronic conditions.

Modern Treatment

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Covered for listed modern treatment methods, subject to the policy's list of covered procedures.

Annual Health Checkup

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Available as an add-on — the Advanced Health Check-up covers additional tests like mammography, PAP smear, thyroid function test, TMT, chest X-ray,and abdominal sonography on a cashless basis.

Pre-Hospitalisation

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Pre-hospitalisation medical expenses covered for30 days prior to hospitalisation.

Post-Hospitalisation

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Post-hospitalisation medical expenses covered for60 days following discharge.

Outpatient Department Cover (OPD Expense)

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Not covered in the base plan. Tele-OPD e-consultationsare available as an add-on.

Deductible Option

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Not a core feature of this variant — verify availability from the policy wordings.

Coverage Options

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Sum Insured options from ₹3 lakh up to ₹10 lakh, designed for senior citizens.

Claim Settlement Ratio

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Aditya Birla Health Insurance reports a 96% claim settlement ratio(3-year average.

Maternity Cover

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

VS

Active Care Premier

Not available in this plan.

Insurance Plans Comparison

Still Confused? Get Expert Advice

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Why Choose Our Expert Consultation?

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Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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