How does the waiting period affect my coverage?

A general 30-day waiting period applies, while pre-existing conditions and specific illnesses have waiting periods of up to 48 months.

What if I don’t use my health insurance benefits for the entire year?

You receive a No Claim Bonus, increasing your sum insured without extra premiums, ensuring greater financial security for future treatments.

Does the Cancer Cover plan include international treatment?

The plan primarily covers treatments within India, but optional add-ons may offer limited international coverage for medical emergencies abroad.

OneAssure

Health Insurance

Aditya Birla

Cancer Cover Activ Cancer Secure Plan

Aditya Birla Activ Cancer Secure Plan

Experience India's most trusted health insurance with Aditya Birla Health Insurance. Get instant cashless treatment at 8000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

8000

Network Hospitals

7

Customer Rating

Get a Quote

96

Claim Settlement Ratio

8000

Network Hospitals

7

Customer Rating

Our Verdict

Expert Review: Aditya Birla Health Insurance

Final Verdict

The Cancer Cover Plan offers comprehensive financial support for all cancer stages, with valuable add-ons like income benefit and home care. It's ideal for those seeking specialized protection and peace of mind against the high costs of cancer treatment.

About

About Aditya Birla Health Insurance

The Cancer Cover Plan is a specialized health insurance policy designed to provide financial support for cancer diagnosis and treatment. It offers comprehensive coverage for all stages of cancer, including hospitalization, chemotherapy, radiation, and advanced treatments. The plan provides a lump sum payout or reimbursement for medical expenses, ensuring access to quality care without financial strain. With flexible sum insured options, no-claim benefits, and lifelong renewability, this policy helps patients and their families manage treatment costs effectively while focusing on recovery.

The Cancer Cover Plan is a specialized health insurance policy designed to provide financial support for cancer diagnosis and treatment. It offers comprehensive coverage for all stages of cancer, including hospitalization, chemotherapy, radiation, and advanced treatments. The plan provides a lump sum payout or reimbursement for medical expenses, ensuring access to quality care without financial strain. With flexible sum insured options, no-claim benefits, and lifelong renewability, this policy helps patients and their families manage treatment...

Inclusions and Exclusions

Inclusions and Exclusions of Aditya Birla Insurance Company Limited

Room Rent

Normal Room Rent: Covered up to a specified limit or as per policy terms.
ICU Charges: Covered up to a defined limit or as per actuals, depending on the plan.

Advanced Treatments

The plan covers Targeted Therapy, Immunotherapy, Proton Therapy, Robotic Surgery, and Bone Marrow Transplant, ensuring advanced cancer treatments with precision, faster recovery, and financial support for critical procedures like radiation, immune-boosting, and transplants.

Co-payment

Copayment percentage varies based on age, sum insured, and treatment type.

Waiting Period

Initial Waiting Period: 30 days from policy inception, except for accidental claims.
Specific Disease Waiting Period: Certain illnesses may have a waiting period of 24 months.
Pre-Existing Disease Waiting Period: Coverage for pre-existing conditions begins after 48 months from policy start.

Cashless Healthcare Providers

24800+ network hospitals

Daycare Treatment

Covered under the policy

AYUSH Treatment

AYUSH treatment covered under this policy

Room Rent

Normal Room Rent: Covered up to a specified limit or as per policy terms.
ICU Charges: Covered up to a defined limit or as per actuals, depending on the plan.

Advanced Treatments

The plan covers Targeted Therapy, Immunotherapy, Proton Therapy, Robotic Surgery, and Bone Marrow Transplant, ensuring advanced cancer treatments with precision, faster recovery, and financial support for critical procedures like radiation, immune-boosting, and transplants.

Co-payment

Copayment percentage varies based on age, sum insured, and treatment type.

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Exclusions

Pre-existing cancer conditions diagnosed before policy inception are not covered.
Cancer caused by congenital diseases or genetic disorders is excluded.
Any cancer arising due to nuclear, biological, or chemical exposure is not covered.
Non-melanoma skin cancer, unless specified, may not be covered.
Cancer resulting from alcohol, drug abuse, or tobacco consumption may be excluded.
Any cancer diagnosed within the initial waiting period is not covered.
Experimental or unproven cancer treatments are excluded.
Cancer due to sexually transmitted infections, including HIV/AIDS, is not covered.

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About the company

Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits. With a strong network of over 8,000 hospitals across India, Aditya Birla ensures easy access to quality medical care through a smooth cashless claim process. The insurer also offers features like chronic care management, annual health check-ups, and value-added wellness services to promote long-term health. Backed by 24/7 customer support, quick claim settlement, and a transparent service approach, Aditya Birla Health...

Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits. With a strong network of over 8,000 hospitals across India, Aditya...