Insurance Plans Comparison
Aditya Birla Active Care Premier vs Star Young Star Gold
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActive Care Premier
Aditya Birla Activ Care Premiere
What Makes It Special:
Activ Care Premier is a senior citizen-focused health plan from Aditya Birla that upgrades classic senior cover with a Single Private Room, consumables coverage,and home care support, all with a shorter 2-year PED waiting period.
Best For:
Those looking for wellness-linked premium rewards
Buyers who prefer treatment at home through home care and domiciliary options
Those wanting a private room during hospitalisation
People managing chronic conditions like diabetes or hypertension
Senior citizens aged 46 to75 years
VS
Young Star Gold
Star Health Young Star Gold Plan
What Makes It Special:
Star Young Star Gold is a smart health insurance plan designed for young adults, offering sum insured options from ₹3 lakh up to ₹1 crore. The plan covers hospitalization, daycare procedures, pre and post-hospitalization expenses, and provides cashless treatment across a wide hospital network. It features no pre-acceptance medical screening,...
Best For:
Flexible payment and coverage options
Comprehensive high-limit individual and floater
Smart young adult health protection
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Check the 20% co-payment and disease-wise sub-limits carefully before purchase
May not suit buyers wanting in-built OPD coverage
Suitable for buyers who value home nursing and domiciliary care options
Useful for people who want consumables coverage in the base plan
Good option if you're a senior wanting private-room comfort with a 2-year PED waiting period
You seek automatic sum insured restoration
You enjoy wellness rewards and teleconsultations
You value maternity and newborn benefits included
You want cashless treatments at many hospitals
You prefer no medical screening for easy entry
You want broad coverage up to ₹1 crore
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Care Premier Health Insurance Plan VS VS |
![]() Young Star Gold Health Insurance Plan |
| Room Rent |
|---|
Active Care Premier Single Private Room. ICU charges covered up to the Sum Insured. |
VS VS |
Young Star Gold Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category |
| ICU Charges |
|---|
Active Care Premier Covered up to the Sum Insured. |
VS VS |
Young Star Gold No restriction on ICU room rent |
| Co-payment |
|---|
Active Care Premier 20% co-payment applies on admissible claims. |
VS VS |
Young Star Gold Not Available |
| Disease-wise sublimits |
|---|
Active Care Premier Certain treatments carry sub-limits — including domiciliary hospitalisationcapped at10% of Sum Insured,and organ donor expenses up to50% of Sum Insured. |
VS VS |
Young Star Gold Yes, certain diseases have coverage limits |
| Cashless Healthcare Providers |
|---|
Active Care Premier Cashless treatment available at 11,000+ network hospitals across India. |
VS VS |
Young Star Gold 13000+ Healthcare Providers |
| Restoration Benefit |
|---|
Active Care Premier 100% of the Sum Insured is restored for subsequent hospitalisations due to a different illnessin the same policy year. |
VS VS |
Young Star Gold Sum insured restores to 100% after each claim during the policy year |
| Cumulative Bonus |
|---|
Active Care Premier Earn 10% of Base Sum Insured per claim-free year, accumulating up to a maximum of 50%. |
VS VS |
Young Star Gold Sum insured increases by 20% every year, up to 100% max |
| Daycare Treatment |
|---|
Active Care Premier 586 daycare procedures covered, even when hospitalisationis less than24 hours. |
VS VS |
Young Star Gold Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Consumable Cover |
|---|
Active Care Premier Covered in the base plan, including non-medical consumables used during hospitalisation. |
VS VS |
Young Star Gold Yes |
| AYUSH Treatment |
|---|
Active Care Premier Covered for listed AYUSH treatments, subject to policy terms. |
VS VS |
Young Star Gold Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Active Care Premier 30 days from policy inception for general illnesses. Accidental hospitalisationis covered from day 1. |
VS VS |
Young Star Gold 30 days. |
| Specific Waiting Period |
|---|
Active Care Premier 2 years for listed specific illnesses and procedures. |
VS VS |
Young Star Gold 1 year |
| PED Waiting Period |
|---|
Active Care Premier 2 years for pre-existing diseases — a shorter-than-usual waiting period, helpful for seniors managing chronic conditions. |
VS VS |
Young Star Gold 1 year |
| Modern Treatment |
|---|
Active Care Premier Covered for listed modern treatment methods, subject to the policy's list of covered procedures. |
VS VS |
Young Star Gold Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Active Care Premier Available as an add-on — the Advanced Health Check-up covers additional tests like mammography, PAP smear, thyroid function test, TMT, chest X-ray,and abdominal sonography on a cashless basis. |
VS VS |
Young Star Gold Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Active Care Premier Pre-hospitalisation medical expenses covered for30 days prior to hospitalisation. |
VS VS |
Young Star Gold You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Active Care Premier Post-hospitalisation medical expenses covered for60 days following discharge. |
VS VS |
Young Star Gold You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Care Premier Not covered in the base plan. Tele-OPD e-consultationsare available as an add-on. |
VS VS |
Young Star Gold Not covered under base plan (available as add-on) |
| Deductible Option |
|---|
Active Care Premier Not a core feature of this variant — verify availability from the policy wordings. |
VS VS |
Young Star Gold Available as an option |
| Coverage Options |
|---|
Active Care Premier Sum Insured options from ₹3 lakh up to ₹10 lakh, designed for senior citizens. |
VS VS |
Young Star Gold Available coverage options:₹3L, ₹5L, 10L, 15L, 20L, 25L, 50L, 75L and 1 Cr |
| Claim Settlement Ratio |
|---|
Active Care Premier Aditya Birla Health Insurance reports a 96% claim settlement ratio(3-year average. |
VS VS |
Young Star Gold 82.31% |
| Maternity Cover |
|---|
Active Care Premier Not available in this plan. |
VS VS |
Young Star Gold Available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Care Premier vs Optima Secure
Active Care Premier vs Optima Secure Plus
Active Care Premier vs Cancer Cover Activ Cancer Secure Plan
Active Care Premier vs Women Care
Active Care Premier vs Activate Booster Plan A
Active Care Premier vs ProHealth Accumulate
Active Care Premier vs Supreme Shine
Active Care Premier vs Optima Secure Global Plus
Active Care Premier vs myHealth Suraksha Gold
Active Care Premier vs LifeTime Health Global
Active Care Premier vs Active Fit Plus
Active Care Premier vs Activ Health Platinum Essential
Active Care Premier vs Medicare Plus
Active Care Premier vs Medicare Senior
Active Care Premier vs Medicare Protect
Active Care Premier vs Activ One SAVR
Active Care Premier vs Active Assure Diamond
Active Care Premier vs Activ One VIP
Active Care Premier vs Advantage
Active Care Premier vs Assure
Active Care Premier vs Activ One Max
Active Care Premier vs Classic
Active Care Premier vs Activ One Vytl
Active Care Premier vs Supreme
Active Care Premier vs Freedom
Active Care Premier vs Joy Today
Active Care Premier vs Medi Classic
Active Care Premier vs Activate Booster Plan B
Active Care Premier vs Health Recharge Super Top Up Plan
Active Care Premier vs Plus Complete
Active Care Premier vs EquiCover
Active Care Premier vs Activ One VIP+
Active Care Premier vs Reassure 3.0 Select
Active Care Premier vs Medicare Premier
Active Care Premier vs Plus Youth
Active Care Premier vs Optima Lite
Active Care Premier vs ProHealth Prime Protect
Active Care Premier vs Supreme Senior Premium
Active Care Premier vs myHealth Suraksha Platinum
Active Care Premier vs Supreme Senior Super
Active Care Premier vs Medicare
Active Care Premier vs Ultimate (Direct)
Active Care Premier vs Sarvah Param
Active Care Premier vs Optima Insurance
Active Care Premier vs Smart Super Health Assure
Active Care Premier vs Health Guard Platinum
Active Care Premier vs Health Guard Gold
Active Care Premier vs Extra Care Plus Super Top-up
Active Care Premier vs Health Care Supreme Smart
Active Care Premier vs Medi Classic Gold
Active Care Premier vs Smart Health Pro
Active Care Premier vs Optima Super Secure
Active Care Premier vs Special Care
Active Care Premier vs Medicare LITE
Active Care Premier vs Health Shield 360
Active Care Premier vs SecureHealth
Active Care Premier vs Supreme (Direct)
Active Care Premier vs Mediclaim Insurance Policy
Active Care Premier vs Young Star Gold
Active Care Premier vs Senior
Active Care Premier vs myHealth Koti Suraksha
Active Care Premier vs myHealth Suraksha Silver
Active Care Premier vs Cancer Care Platinum
Active Care Premier vs Royal Sundaram Lifeline Elite
Active Care Premier vs Supreme Enhance One
Active Care Premier vs Supreme Enhance Two
Active Care Premier vs Health Companion Variant 2022
Active Care Premier vs Elder Care
Active Care Premier vs HeartBeat Gold
Active Care Premier vs Health SuperCharge
Active Care Premier vs iHealth Plus
Active Care Premier vs HeartBeat Enhanced
Active Care Premier vs ProHealth Prime Advantage
Active Care Premier vs Active Fit Preferred
Active Care Premier vs Senior Health Advantage
Active Care Premier vs Reassure 3.0 Elite
Active Care Premier vs Reassure 2.0 Platinum+
Active Care Premier vs Health Wallet
Active Care Premier vs Heart
Active Care Premier vs Elevate
Active Care Premier vs Reassure 2.0 Titanium+
Active Care Premier vs LifeTime Health
Active Care Premier vs ProHealth Prime Active
Active Care Premier vs ProHealth Prime Senior Elite
Active Care Premier vs Advanced Top Up
Active Care Premier vs Multiplier Health
Active Care Premier vs Joy Tomorrow
Active Care Premier vs Reassure 2.0 Bronze+
Active Care Premier vs Star Women Care Policy
Active Care Premier vs Young Star Silver
Active Care Premier vs Reassure 3.0
Active Care Premier vs Joy
Active Care Premier vs Supreme Senior Health AdvantEdge
Active Care Premier vs Family Plus
Active Care Premier vs Criti Shield Plus
Active Care Premier vs Health Care Supreme Ultimo
Active Care Premier vs Health Shield 360 Retail
Active Care Premier vs Supreme Super Saver
Active Care Premier vs Super Star
Active Care Premier vs Senior First Platinum
Active Care Premier vs Optima Secure Global
Active Care Premier vs NextGen
Active Care Premier vs Health Insurance Platinum
Active Care Premier vs Energy Silver With Copay
Young Star Gold vs Optima Secure
Young Star Gold vs Optima Secure Plus
Young Star Gold vs Cancer Cover Activ Cancer Secure Plan
Young Star Gold vs Women Care
Young Star Gold vs Activate Booster Plan A
Young Star Gold vs Active Care Premier
Young Star Gold vs ProHealth Accumulate
Young Star Gold vs Supreme Shine
Young Star Gold vs Optima Secure Global Plus
Young Star Gold vs myHealth Suraksha Gold
Young Star Gold vs LifeTime Health Global
Young Star Gold vs Active Fit Plus
Young Star Gold vs Activ Health Platinum Essential
Young Star Gold vs Medicare Plus
Young Star Gold vs Medicare Senior
Young Star Gold vs Medicare Protect
Young Star Gold vs Activ One SAVR
Young Star Gold vs Active Assure Diamond
Young Star Gold vs Activ One VIP
Young Star Gold vs Advantage
Young Star Gold vs Assure
Young Star Gold vs Activ One Max
Young Star Gold vs Classic
Young Star Gold vs Activ One Vytl
Young Star Gold vs Supreme
Young Star Gold vs Freedom
Young Star Gold vs Joy Today
Young Star Gold vs Medi Classic
Young Star Gold vs Activate Booster Plan B
Young Star Gold vs Health Recharge Super Top Up Plan
Young Star Gold vs Plus Complete
Young Star Gold vs EquiCover
Young Star Gold vs Activ One VIP+
Young Star Gold vs Reassure 3.0 Select
Young Star Gold vs Medicare Premier
Young Star Gold vs Plus Youth
Young Star Gold vs Optima Lite
Young Star Gold vs ProHealth Prime Protect
Young Star Gold vs Supreme Senior Premium
Young Star Gold vs myHealth Suraksha Platinum
Young Star Gold vs Supreme Senior Super
Young Star Gold vs Medicare
Young Star Gold vs Ultimate (Direct)
Young Star Gold vs Sarvah Param
Young Star Gold vs Optima Insurance
Young Star Gold vs Smart Super Health Assure
Young Star Gold vs Health Guard Platinum
Young Star Gold vs Health Guard Gold
Young Star Gold vs Extra Care Plus Super Top-up
Young Star Gold vs Health Care Supreme Smart
Young Star Gold vs Medi Classic Gold
Young Star Gold vs Smart Health Pro
Young Star Gold vs Optima Super Secure
Young Star Gold vs Special Care
Young Star Gold vs Medicare LITE
Young Star Gold vs Health Shield 360
Young Star Gold vs SecureHealth
Young Star Gold vs Supreme (Direct)
Young Star Gold vs Mediclaim Insurance Policy
Young Star Gold vs Senior
Young Star Gold vs myHealth Koti Suraksha
Young Star Gold vs myHealth Suraksha Silver
Young Star Gold vs Cancer Care Platinum
Young Star Gold vs Royal Sundaram Lifeline Elite
Young Star Gold vs Supreme Enhance One
Young Star Gold vs Supreme Enhance Two
Young Star Gold vs Health Companion Variant 2022
Young Star Gold vs Elder Care
Young Star Gold vs HeartBeat Gold
Young Star Gold vs Health SuperCharge
Young Star Gold vs iHealth Plus
Young Star Gold vs HeartBeat Enhanced
Young Star Gold vs ProHealth Prime Advantage
Young Star Gold vs Active Fit Preferred
Young Star Gold vs Senior Health Advantage
Young Star Gold vs Reassure 3.0 Elite
Young Star Gold vs Reassure 2.0 Platinum+
Young Star Gold vs Health Wallet
Young Star Gold vs Heart
Young Star Gold vs Elevate
Young Star Gold vs Reassure 2.0 Titanium+
Young Star Gold vs LifeTime Health
Young Star Gold vs ProHealth Prime Active
Young Star Gold vs ProHealth Prime Senior Elite
Young Star Gold vs Advanced Top Up
Young Star Gold vs Multiplier Health
Young Star Gold vs Joy Tomorrow
Young Star Gold vs Reassure 2.0 Bronze+
Young Star Gold vs Star Women Care Policy
Young Star Gold vs Young Star Silver
Young Star Gold vs Reassure 3.0
Young Star Gold vs Joy
Young Star Gold vs Supreme Senior Health AdvantEdge
Young Star Gold vs Family Plus
Young Star Gold vs Criti Shield Plus
Young Star Gold vs Health Care Supreme Ultimo
Young Star Gold vs Health Shield 360 Retail
Young Star Gold vs Supreme Super Saver
Young Star Gold vs Super Star
Young Star Gold vs Senior First Platinum
Young Star Gold vs Optima Secure Global
Young Star Gold vs NextGen
Young Star Gold vs Health Insurance Platinum
Young Star Gold vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

