Star Health Young Star Gold Plan

Sum insured increases by 20% every year, up to 100% max

Yes

1 year

1 year

Health check-up is available once every policy year, from day 1 of the policy

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

Not covered under base plan (available as add-on)

Available as an option

82.31%

13000+ Healthcare Providers

Available coverage options:₹3L, ₹5L, 10L, 15L, 20L, 25L, 50L, 75L and 1 Cr

Available

Sum insured restores to 100% after each claim during the policy year

30 days.

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

No restriction on ICU room rent

Yes, certain diseases have coverage limits

Not Available

Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category