Insurance Plans Comparison
Aditya Birla Active Care Premier vs Royal Sundaram Multiplier Health
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read more
Active Care Premier
Aditya Birla Activ Care Premiere
What Makes It Special:
Activ Care Premier is a senior citizen-focused health plan from Aditya Birla that upgrades classic senior cover with a Single Private Room, consumables coverage,and home care support, all with a shorter 2-year PED waiting period.
Best For:
Those looking for wellness-linked premium rewards
Buyers who prefer treatment at home through home care and domiciliary options
Those wanting a private room during hospitalisation
People managing chronic conditions like diabetes or hypertension
Senior citizens aged 46 to75 years
VS
Multiplier Health
Multiplier Health
What Makes It Special:
Multiplier Health focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Check the 20% co-payment and disease-wise sub-limits carefully before purchase
May not suit buyers wanting in-built OPD coverage
Suitable for buyers who value home nursing and domiciliary care options
Useful for people who want consumables coverage in the base plan
Good option if you're a senior wanting private-room comfort with a 2-year PED waiting period
Not available
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Care Premier Health Insurance Plan VS VS |
Multiplier Health Health Insurance Plan |
| Room Rent |
|---|
Active Care Premier Single Private Room. ICU charges covered up to the Sum Insured. |
VS VS |
Multiplier Health Covered up to Sum Insured Covered up to Sum Insured |
| ICU Charges |
|---|
Active Care Premier Covered up to the Sum Insured. |
VS VS |
Multiplier Health Information Unavailable |
| Advanced Treatments |
|---|
Active Care Premier Information Unavailable |
VS VS |
Multiplier Health Covered up to Sum Insured |
| Co-payment |
|---|
Active Care Premier 20% co-payment applies on admissible claims. |
VS VS |
Multiplier Health No mandatory co-pay |
| Disease-wise sublimits |
|---|
Active Care Premier Certain treatments carry sub-limits — including domiciliary hospitalisationcapped at10% of Sum Insured,and organ donor expenses up to50% of Sum Insured. |
VS VS |
Multiplier Health Information Unavailable |
| Waiting Period |
|---|
Active Care Premier Information Unavailable |
VS VS |
Multiplier Health 30 Days 36 Months 24 Months |
| Cashless Healthcare Providers |
|---|
Active Care Premier Cashless treatment available at 11,000+ network hospitals across India. |
VS VS |
Multiplier Health Cashless Available |
| Restoration Benefit |
|---|
Active Care Premier 100% of the Sum Insured is restored for subsequent hospitalisations due to a different illnessin the same policy year. |
VS VS |
Multiplier Health Information Unavailable |
| Cumulative Bonus |
|---|
Active Care Premier Earn 10% of Base Sum Insured per claim-free year, accumulating up to a maximum of 50%. |
VS VS |
Multiplier Health Information Unavailable |
| Daycare Treatment |
|---|
Active Care Premier 586 daycare procedures covered, even when hospitalisationis less than24 hours. |
VS VS |
Multiplier Health Covered up to Sum Insured |
| Consumable Cover |
|---|
Active Care Premier Covered in the base plan, including non-medical consumables used during hospitalisation. |
VS VS |
Multiplier Health Information Unavailable |
| AYUSH Treatment |
|---|
Active Care Premier Covered for listed AYUSH treatments, subject to policy terms. |
VS VS |
Multiplier Health Covered up to Sum Insured |
| Initial Waiting Period |
|---|
Active Care Premier 30 days from policy inception for general illnesses. Accidental hospitalisationis covered from day 1. |
VS VS |
Multiplier Health Information Unavailable |
| Specific Waiting Period |
|---|
Active Care Premier 2 years for listed specific illnesses and procedures. |
VS VS |
Multiplier Health Information Unavailable |
| PED Waiting Period |
|---|
Active Care Premier 2 years for pre-existing diseases — a shorter-than-usual waiting period, helpful for seniors managing chronic conditions. |
VS VS |
Multiplier Health Information Unavailable |
| Modern Treatment |
|---|
Active Care Premier Covered for listed modern treatment methods, subject to the policy's list of covered procedures. |
VS VS |
Multiplier Health Information Unavailable |
| Annual Health Checkup |
|---|
Active Care Premier Available as an add-on — the Advanced Health Check-up covers additional tests like mammography, PAP smear, thyroid function test, TMT, chest X-ray,and abdominal sonography on a cashless basis. |
VS VS |
Multiplier Health Information Unavailable |
| Pre-Hospitalisation |
|---|
Active Care Premier Pre-hospitalisation medical expenses covered for30 days prior to hospitalisation. |
VS VS |
Multiplier Health Information Unavailable |
| Post-Hospitalisation |
|---|
Active Care Premier Post-hospitalisation medical expenses covered for60 days following discharge. |
VS VS |
Multiplier Health Information Unavailable |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Care Premier Not covered in the base plan. Tele-OPD e-consultationsare available as an add-on. |
VS VS |
Multiplier Health Information Unavailable |
| Deductible Option |
|---|
Active Care Premier Not a core feature of this variant — verify availability from the policy wordings. |
VS VS |
Multiplier Health Information Unavailable |
| Coverage Options |
|---|
Active Care Premier Sum Insured options from ₹3 lakh up to ₹10 lakh, designed for senior citizens. |
VS VS |
Multiplier Health Information Unavailable |
| Claim Settlement Ratio |
|---|
Active Care Premier Aditya Birla Health Insurance reports a 96% claim settlement ratio(3-year average. |
VS VS |
Multiplier Health Information Unavailable |
| Maternity Cover |
|---|
Active Care Premier Not available in this plan. |
VS VS |
Multiplier Health Information Unavailable |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
Zero Spam. Zero Hassle
Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Care Premier vs Optima Secure
Active Care Premier vs Optima Secure Plus
Active Care Premier vs Cancer Cover Activ Cancer Secure Plan
Active Care Premier vs Women Care
Active Care Premier vs Activate Booster Plan A
Active Care Premier vs ProHealth Accumulate
Active Care Premier vs Supreme Shine
Active Care Premier vs Optima Secure Global Plus
Active Care Premier vs myHealth Suraksha Gold
Active Care Premier vs LifeTime Health Global
Active Care Premier vs Active Fit Plus
Active Care Premier vs Activ Health Platinum Essential
Active Care Premier vs Medicare Plus
Active Care Premier vs Medicare Senior
Active Care Premier vs Medicare Protect
Active Care Premier vs Activ One SAVR
Active Care Premier vs Active Assure Diamond
Active Care Premier vs Activ One VIP
Active Care Premier vs Advantage
Active Care Premier vs Assure
Active Care Premier vs Activ One Max
Active Care Premier vs Classic
Active Care Premier vs Activ One Vytl
Active Care Premier vs Supreme
Active Care Premier vs Freedom
Active Care Premier vs Joy Today
Active Care Premier vs Medi Classic
Active Care Premier vs Activate Booster Plan B
Active Care Premier vs Health Recharge Super Top Up Plan
Active Care Premier vs Plus Complete
Active Care Premier vs EquiCover
Active Care Premier vs Activ One VIP+
Active Care Premier vs Reassure 3.0 Select
Active Care Premier vs Medicare Premier
Active Care Premier vs Plus Youth
Active Care Premier vs Optima Lite
Active Care Premier vs ProHealth Prime Protect
Active Care Premier vs Supreme Senior Premium
Active Care Premier vs myHealth Suraksha Platinum
Active Care Premier vs Supreme Senior Super
Active Care Premier vs Medicare
Active Care Premier vs Ultimate (Direct)
Active Care Premier vs Sarvah Param
Active Care Premier vs Optima Insurance
Active Care Premier vs Smart Super Health Assure
Active Care Premier vs Health Guard Platinum
Active Care Premier vs Health Guard Gold
Active Care Premier vs Extra Care Plus Super Top-up
Active Care Premier vs Health Care Supreme Smart
Active Care Premier vs Medi Classic Gold
Active Care Premier vs Smart Health Pro
Active Care Premier vs Optima Super Secure
Active Care Premier vs Special Care
Active Care Premier vs Medicare LITE
Active Care Premier vs Health Shield 360
Active Care Premier vs SecureHealth
Active Care Premier vs Supreme (Direct)
Active Care Premier vs Mediclaim Insurance Policy
Active Care Premier vs Young Star Gold
Active Care Premier vs Senior
Active Care Premier vs myHealth Koti Suraksha
Active Care Premier vs myHealth Suraksha Silver
Active Care Premier vs Cancer Care Platinum
Active Care Premier vs Royal Sundaram Lifeline Elite
Active Care Premier vs Supreme Enhance One
Active Care Premier vs Supreme Enhance Two
Active Care Premier vs Health Companion Variant 2022
Active Care Premier vs Elder Care
Active Care Premier vs HeartBeat Gold
Active Care Premier vs Health SuperCharge
Active Care Premier vs iHealth Plus
Active Care Premier vs HeartBeat Enhanced
Active Care Premier vs ProHealth Prime Advantage
Active Care Premier vs Active Fit Preferred
Active Care Premier vs Senior Health Advantage
Active Care Premier vs Reassure 3.0 Elite
Active Care Premier vs Reassure 2.0 Platinum+
Active Care Premier vs Health Wallet
Active Care Premier vs Heart
Active Care Premier vs Elevate
Active Care Premier vs Reassure 2.0 Titanium+
Active Care Premier vs LifeTime Health
Active Care Premier vs ProHealth Prime Active
Active Care Premier vs ProHealth Prime Senior Elite
Active Care Premier vs Advanced Top Up
Active Care Premier vs Multiplier Health
Active Care Premier vs Joy Tomorrow
Active Care Premier vs Reassure 2.0 Bronze+
Active Care Premier vs Star Women Care Policy
Active Care Premier vs Young Star Silver
Active Care Premier vs Reassure 3.0
Active Care Premier vs Joy
Active Care Premier vs Supreme Senior Health AdvantEdge
Active Care Premier vs Family Plus
Active Care Premier vs Criti Shield Plus
Active Care Premier vs Health Care Supreme Ultimo
Active Care Premier vs Health Shield 360 Retail
Active Care Premier vs Supreme Super Saver
Active Care Premier vs Super Star
Active Care Premier vs Senior First Platinum
Active Care Premier vs Optima Secure Global
Active Care Premier vs NextGen
Active Care Premier vs Health Insurance Platinum
Active Care Premier vs Energy Silver With Copay
Multiplier Health vs Optima Secure
Multiplier Health vs Optima Secure Plus
Multiplier Health vs Cancer Cover Activ Cancer Secure Plan
Multiplier Health vs Women Care
Multiplier Health vs Activate Booster Plan A
Multiplier Health vs Active Care Premier
Multiplier Health vs ProHealth Accumulate
Multiplier Health vs Supreme Shine
Multiplier Health vs Optima Secure Global Plus
Multiplier Health vs myHealth Suraksha Gold
Multiplier Health vs LifeTime Health Global
Multiplier Health vs Active Fit Plus
Multiplier Health vs Activ Health Platinum Essential
Multiplier Health vs Medicare Plus
Multiplier Health vs Medicare Senior
Multiplier Health vs Medicare Protect
Multiplier Health vs Activ One SAVR
Multiplier Health vs Active Assure Diamond
Multiplier Health vs Activ One VIP
Multiplier Health vs Advantage
Multiplier Health vs Assure
Multiplier Health vs Activ One Max
Multiplier Health vs Classic
Multiplier Health vs Activ One Vytl
Multiplier Health vs Supreme
Multiplier Health vs Freedom
Multiplier Health vs Joy Today
Multiplier Health vs Medi Classic
Multiplier Health vs Activate Booster Plan B
Multiplier Health vs Health Recharge Super Top Up Plan
Multiplier Health vs Plus Complete
Multiplier Health vs EquiCover
Multiplier Health vs Activ One VIP+
Multiplier Health vs Reassure 3.0 Select
Multiplier Health vs Medicare Premier
Multiplier Health vs Plus Youth
Multiplier Health vs Optima Lite
Multiplier Health vs ProHealth Prime Protect
Multiplier Health vs Supreme Senior Premium
Multiplier Health vs myHealth Suraksha Platinum
Multiplier Health vs Supreme Senior Super
Multiplier Health vs Medicare
Multiplier Health vs Ultimate (Direct)
Multiplier Health vs Sarvah Param
Multiplier Health vs Optima Insurance
Multiplier Health vs Smart Super Health Assure
Multiplier Health vs Health Guard Platinum
Multiplier Health vs Health Guard Gold
Multiplier Health vs Extra Care Plus Super Top-up
Multiplier Health vs Health Care Supreme Smart
Multiplier Health vs Medi Classic Gold
Multiplier Health vs Smart Health Pro
Multiplier Health vs Optima Super Secure
Multiplier Health vs Special Care
Multiplier Health vs Medicare LITE
Multiplier Health vs Health Shield 360
Multiplier Health vs SecureHealth
Multiplier Health vs Supreme (Direct)
Multiplier Health vs Mediclaim Insurance Policy
Multiplier Health vs Young Star Gold
Multiplier Health vs Senior
Multiplier Health vs myHealth Koti Suraksha
Multiplier Health vs myHealth Suraksha Silver
Multiplier Health vs Cancer Care Platinum
Multiplier Health vs Royal Sundaram Lifeline Elite
Multiplier Health vs Supreme Enhance One
Multiplier Health vs Supreme Enhance Two
Multiplier Health vs Health Companion Variant 2022
Multiplier Health vs Elder Care
Multiplier Health vs HeartBeat Gold
Multiplier Health vs Health SuperCharge
Multiplier Health vs iHealth Plus
Multiplier Health vs HeartBeat Enhanced
Multiplier Health vs ProHealth Prime Advantage
Multiplier Health vs Active Fit Preferred
Multiplier Health vs Senior Health Advantage
Multiplier Health vs Reassure 3.0 Elite
Multiplier Health vs Reassure 2.0 Platinum+
Multiplier Health vs Health Wallet
Multiplier Health vs Heart
Multiplier Health vs Elevate
Multiplier Health vs Reassure 2.0 Titanium+
Multiplier Health vs LifeTime Health
Multiplier Health vs ProHealth Prime Active
Multiplier Health vs ProHealth Prime Senior Elite
Multiplier Health vs Advanced Top Up
Multiplier Health vs Joy Tomorrow
Multiplier Health vs Reassure 2.0 Bronze+
Multiplier Health vs Star Women Care Policy
Multiplier Health vs Young Star Silver
Multiplier Health vs Reassure 3.0
Multiplier Health vs Joy
Multiplier Health vs Supreme Senior Health AdvantEdge
Multiplier Health vs Family Plus
Multiplier Health vs Criti Shield Plus
Multiplier Health vs Health Care Supreme Ultimo
Multiplier Health vs Health Shield 360 Retail
Multiplier Health vs Supreme Super Saver
Multiplier Health vs Super Star
Multiplier Health vs Senior First Platinum
Multiplier Health vs Optima Secure Global
Multiplier Health vs NextGen
Multiplier Health vs Health Insurance Platinum
Multiplier Health vs Energy Silver With Copay
Related Blogs
Making Health Insurance Affordable: Is EMI Really the Best Way?
February 4, 2026 | OneAssure Team
Read MoreInsurance in 2026: Great for Your Wallet, But What’s Still Missing?
February 1, 2026 | OneAssure Team
Read MoreHow India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.
February 1, 2026 | OneAssure Team
Read More.png)
Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying
November 17, 2025 | Mahak Chauhan
Read More
ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?
September 25, 2025 | OneAssure Team
Read More
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.