Insurance Plans Comparison
Star Women Care vs Royal Sundaram Multiplier Health
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Women Care
Women Care
What Makes It Special:
Star Women Care is a specialized health plan designed for women and their families. It offers coverage from ₹5 lakh to ₹1 crore with benefits like maternity, newborn care, preventive check-ups, OPD consultations, and wellness rewards. The plan also includes coverage for surrogacy, oocyte donation, modern treatments, AYUSH, and organ...
Best For:
Wellness-linked, preventive care insurance
Automatic sum insured restoration
Premium maternity and newborn care
Comprehensive women’s family health protection
(4-5 word description of the type of plan)
VS
Multiplier Health
Multiplier Health
What Makes It Special:
Multiplier Health focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
You prefer no medical check-up before purchase
You enjoy earning wellness points and premium discounts
You need surrogacy and oocyte donor coverage
You want automatic sum insured restoration after a claim
You value OPD consultations and yearly health check-ups
Not available
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Women Care Health Insurance Plan VS VS |
Multiplier Health Health Insurance Plan |
| Room Rent |
|---|
Women Care Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L |
VS VS |
Multiplier Health Covered up to Sum Insured Covered up to Sum Insured |
| ICU Charges |
|---|
Women Care No restriction on ICU room rent |
VS VS |
Multiplier Health Not Available |
| Advanced Treatments |
|---|
Women Care Not Available |
VS VS |
Multiplier Health Covered up to Sum Insured |
| Disease-wise sublimits |
|---|
Women Care No |
VS VS |
Multiplier Health Not Available |
| Co-payment |
|---|
Women Care Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above) |
VS VS |
Multiplier Health No mandatory co-pay |
| Waiting Period |
|---|
Women Care Not Available |
VS VS |
Multiplier Health 30 Days 36 Months 24 Months |
| Cashless Healthcare Providers |
|---|
Women Care 13000+ Healthcare Providers |
VS VS |
Multiplier Health Cashless Available |
| Restoration Benefit |
|---|
Women Care 100% once after full/partial utilization in a year |
VS VS |
Multiplier Health Not Available |
| Daycare Treatment |
|---|
Women Care Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Multiplier Health Covered up to Sum Insured |
| Cumulative Bonus |
|---|
Women Care 20% each year, up to 100% |
VS VS |
Multiplier Health Not Available |
| AYUSH Treatment |
|---|
Women Care Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Multiplier Health Covered up to Sum Insured |
| Consumable Cover |
|---|
Women Care Yes |
VS VS |
Multiplier Health Not Available |
| Initial Waiting Period |
|---|
Women Care 30 days. |
VS VS |
Multiplier Health Not Available |
| Specific Waiting Period |
|---|
Women Care 2 years |
VS VS |
Multiplier Health Not Available |
| PED Waiting Period |
|---|
Women Care 3 years |
VS VS |
Multiplier Health Not Available |
| Modern Treatment |
|---|
Women Care Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Multiplier Health Not Available |
| Annual Health Checkup |
|---|
Women Care Health check-up is available once every policy year, from day 1 of the policy |
VS VS |
Multiplier Health Not Available |
| Pre-Hospitalisation |
|---|
Women Care You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
VS VS |
Multiplier Health Not Available |
| Post-Hospitalisation |
|---|
Women Care You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Multiplier Health Not Available |
| Outpatient Department Cover (OPD Expense) |
|---|
Women Care OPD is available |
VS VS |
Multiplier Health Not Available |
| Deductible Option |
|---|
Women Care Not Available |
VS VS |
Multiplier Health Not Available |
| Coverage Options |
|---|
Women Care Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr |
VS VS |
Multiplier Health Not Available |
| Claim Settlement Ratio |
|---|
Women Care 82.31% |
VS VS |
Multiplier Health Not Available |
| Maternity Cover |
|---|
Women Care Available |
VS VS |
Multiplier Health Not Available |
Insurance Plans Comparison
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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