Does Star Health Women Care Policy offer cashless hospitalisation?

Yes. The policy offers cashless treatment at Star Health's network hospitals across India, subject to policy terms and successful pre-authorisation.

How can I file a claim under the Star Health Women Care Policy?

You can raise either a cashless or reimbursement claim. For cashless treatment, inform Star Health before planned hospitalisation or as soon as possible in case of an emergency. For reimbursement claims, submit the required documents after treatment.

What documents are required to make a reimbursement claim?

Typically, you'll need the claim form, hospital discharge summary, original medical bills, prescriptions, investigation reports, identity proof, and any additional documents requested by the insurer.

Is pre-authorisation required for cashless treatment?

Yes. For planned hospitalisation, pre-authorisation should be obtained from the insurer through the network hospital. In emergencies, the hospital should initiate the request at the earliest.

How long does Star Health take to settle claims?

Claim settlement timelines depend on document verification and the complexity of the claim. Complete documentation generally helps speed up the process.

OneAssure

Health Insurance

Star

Women Care

Experience India's most trusted health insurance with Star Health Insurance. Get instant cashless treatment at 14000 network hospitals with sum insured up to ₹50 lakhs.

82.31%

Claim Settlement Ratio

14000+

Network Hospitals

0

Customer Rating

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82.31%

Claim Settlement Ratio

14000+

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Star Women Care

Final Verdict

The Star Health Women Care Insurance Policy is built to address the healthcare needs of women from early adulthood to later stages of life. It provides comprehensive hospitalization coverage along with financial protection for medical conditions that are unique to women. The policy covers in-patient hospitalization, pre and post-hospitalization expenses, daycare procedures, domiciliary treatment, AYUSH treatments, and modern medical procedures as per policy terms. Depending on the chosen plan variant and eligibility conditions, it also offers maternity benefits, newborn baby cover, assisted reproductive treatment, and coverage for complications related to pregnancy. One of the key highlights of the policy is its focus on women-specific illnesses, including breast cancer, cervical cancer, ovarian cancer, uterine disorders, and other gynecological conditions covered under the policy terms. It also...

The Star Health Women Care Insurance Policy is built to address the healthcare needs of women from early adulthood to later stages of life. It provides comprehensive hospitalization coverage along with financial protection for medical conditions that are unique to women. The policy covers in-patient hospitalization, pre and post-hospitalization expenses, daycare procedures, domiciliary treatment, AYUSH treatments, and modern medical procedures as per policy terms. Depending on the chosen plan variant and eligibility conditions, it also...

About

About Star Women Care

The Star Health Women Care Insurance Policy is a health plan designed exclusively for women, covering healthcare needs across different life stages. Along with hospitalization expenses, it includes benefits such as maternity cover, newborn care, assisted reproduction treatment, and coverage for several women-specific illnesses. If you're looking for a policy that combines regular health insurance with benefits focused on women's health, this plan offers broader protection than a standard individual health policy.

Women Care Ratings

Ratings: Star Women Care

Insurer Rating

7.07

out of 10

Insurance Rating

5

out of 10

No Room Rent Limit

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Consumables Covered

No

No Co-payment

Yes

Loyalty Bonus >= 500%

Yes

No Disease Sublimits

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Unlimited Restoration

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Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

Yes

Waiting Period Waiver

No

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Star Women Care

Annual Health Checkup

Health check-up is available once every policy year, from day 1 of the policy

Daycare Treatment

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

AYUSH Treatment

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Pre-Hospitalisation

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Post-Hospitalisation

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)

OPD is available

Deductible Option

Not Available

Cashless Healthcare Providers

13000+ Healthcare Providers

Coverage Options

Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr

Claim Settlement Ratio

82.31%

Maternity Cover

Available

Room Rent

Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L

ICU Charges

No restriction on ICU room rent

Disease-wise sublimits

No

Co-payment

Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above)

Restoration Benefit

100% once after full/partial utilization in a year

Cumulative Bonus

20% each year, up to 100%

Consumable Cover

Yes

Initial Waiting Period

30 days.

Specific Waiting Period

2 years

PED Waiting Period

3 years

Modern Treatment

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup

Health check-up is available once every policy year, from day 1 of the policy

Daycare Treatment

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

AYUSH Treatment

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Exclusions

Not available

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About the company

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation; that way, customers can gain access to quality treatment and services without having to give any upfront payments. As per the plan, treatment can include...

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation;...