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Insurance Plans Comparison

Star Women Care vs Care Supreme Shine

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Star

What Makes It Special:

Star Women Care is a specialized health plan designed for women and their families. It offers coverage from ₹5 lakh to ₹1 crore with benefits like maternity, newborn care, preventive check-ups, OPD consultations, and wellness rewards. The plan also includes coverage for surrogacy, oocyte donation, modern treatments, AYUSH, and organ...

Best For:

  • Wellness-linked, preventive care insurance

  • Automatic sum insured restoration

  • Premium maternity and newborn care

  • Comprehensive women’s family health protection

  • (4-5 word description of the type of plan)

VS
Care

Supreme Shine

Comprehensive health insurance with unlimited recharge, wellness benefits and broad hospitalisation cover.

What Makes It Special:

Care Supreme Shine is a comprehensive health insurance plan covering hospitalisation, modern treatments, AYUSH care, domiciliary treatment, ambulance services, e-consultations, wellness benefits and unlimited automatic recharge.

Best For:

  • People who want unlimited e-consultations with general physicians

  • Customers wanting AYUSH and domiciliary treatment cover

  • People looking for wellness-linked renewal discounts

  • Customers wanting unlimited automatic recharge

  • Families looking for comprehensive health coverage

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Star Women Care

  • You prefer no medical check-up before purchase

  • You enjoy earning wellness points and premium discounts

  • You need surrogacy and oocyte donor coverage

  • You want automatic sum insured restoration after a claim

  • You value OPD consultations and yearly health check-ups

Care Supreme Shine

  • Check the waiting periods and optional benefits before buying the plan.

  • Wellness benefits can provide up to 30% renewal discount.

  • Unlimited e-consultations with general physicians are included.

  • The plan covers modern treatments, AYUSH treatment and domiciliary hospitalisation.

  • Consider this plan if you want unlimited automatic recharge during the policy year.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Women Care
Women Care

Health Insurance Plan

Brochure

Policy Wording

VS
Supreme Shine
Supreme Shine

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Women Care

Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L

VS

Supreme Shine

Single room covered up to the available Sum Insured

ICU Charges

Women Care

No restriction on ICU room rent

VS

Supreme Shine

Covered up to Sum Insured

Disease-wise sublimits

Women Care

No

VS

Supreme Shine

Specific disease-wise sub-limits are not mentioned in the available plan details

Co-payment

Women Care

Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above)

VS

Supreme Shine

20% co-payment applies when the optional co-payment benefit is selected

Cashless Healthcare Providers

Women Care

13000+ Healthcare Providers

VS

Supreme Shine

Cashless treatment available through the insurer's network hospitals

Restoration Benefit

Women Care

100% once after full/partial utilization in a year

VS

Supreme Shine

Unlimited automatic recharge restores the base Sum Insured during the policy year

Daycare Treatment

Women Care

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

VS

Supreme Shine

All eligible daycare procedures are covered under the plan

Cumulative Bonus

Women Care

20% each year, up to 100%

VS

Supreme Shine

Cumulative Bonus up to 100% of Sum Insured

AYUSH Treatment

Women Care

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Supreme Shine

Eligible AYUSH treatment expenses covered up to the available Sum Insured

Consumable Cover

Women Care

Yes

VS

Supreme Shine

Consumables covered through optional Care Shield add-on

Initial Waiting Period

Women Care

30 days.

VS

Supreme Shine

30-day waiting period, except for accident-related claims

Specific Waiting Period

Women Care

2 years

VS

Supreme Shine

24-month waiting period for specified ailments and procedures

PED Waiting Period

Women Care

3 years

VS

Supreme Shine

36-month waiting period for pre-existing diseases, subject to policy terms

Modern Treatment

Women Care

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

VS

Supreme Shine

Covered up to Sum Insured


Annual Health Checkup

Women Care

Health check-up is available once every policy year, from day 1 of the policy

VS

Supreme Shine

Annual health check-up available through the insurer's network on a cashless basis

Pre-Hospitalisation

Women Care

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

VS

Supreme Shine

Pre-hospitalisation expenses covered for up to 60 days before hospitalisation

Post-Hospitalisation

Women Care

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

VS

Supreme Shine

Post-hospitalisation expenses covered for up to 180 days after discharge

Outpatient Department Cover (OPD Expense)

Women Care

OPD is available

VS

Supreme Shine

Unlimited e-consultations included, with physical OPD available through optional rider

Deductible Option

Women Care

Not Available


VS

Supreme Shine

Optional deductible benefit available, subject to the policy schedule and applicable terms

Coverage Options

Women Care

Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr


VS

Supreme Shine

Sum Insured options from ₹5 lakh to ₹1 crore, including higher coverage choices

Claim Settlement Ratio

Women Care

82.31%

VS

Supreme Shine

Claim Settlement Ratio is not mentioned in the available plan details

Maternity Cover

Women Care

Available

VS

Supreme Shine

Maternity expenses are not listed as a base plan benefit

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

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From choosing the right policy to managing claims, every step is handled for you

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Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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