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Insurance Plans Comparison

ICICI Lombard Health Elite Plus vs Aditya Birla Cancer Cover Activ Cancer Secure Plan

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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ICICI Lombard

Health Elite Plus

Get a single private room and reset up to 100% of the sum insured once for the same illness and unlimited times for a different illness, with a 20% loyalty bonus up to 100% that stays after a claim.

What Makes It Special:

ICICI Lombard Health Elite Plus offers an unlimited reset benefit that can replenish up to 100% of the base sum insured when the available cover becomes insufficient after previous claims. It can be used unlimited times for different illnesses and once for the same illness, subject to policy conditions. The plan...

Best For:

  • Buyers who want the option to add specific benefits, such as worldwide hospitalisation cover or outpatient services, subject to eligibility and additional premium.

  • Customers seeking benefits such as donor expenses, domiciliary hospitalisation and air ambulance cover.

  • People who value a guaranteed cumulative bonus that can increase their available cover over time.

  • Buyers who want a reset benefit for eligible subsequent hospitalisation claims.

  • Individuals or families looking for a health insurance plan with multiple sum insured options.

VS
Aditya Birla

Cancer Cover Activ Cancer Secure Plan

Get a lump-sum cancer payout by stage: 50% of the sum insured for early cancer, up to ₹10 lakh, the full sum insured for major cancer, and 150% for advanced cancer, after you survive 7 days.

What Makes It Special:

Cancer Cover focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

ICICI Lombard Health Elite Plus

  • If you need worldwide cover or other add-ons, confirm their availability, waiting periods, limits and additional premium before purchasing.

  • If you opt for voluntary co-payment or treatment outside your selected pricing zone, account for the applicable out-of-pocket share.

  • If you expect to use outpatient services, confirm whether the optional BeFit cover is selected and what its specific limits include.

  • If you have a pre-existing condition, check the 24-month waiting period and disclose your medical history accurately.

  • Choose a sum insured that fits your expected medical costs and check how room eligibility changes at the ₹20 lakh threshold.

Aditya Birla Cancer Cover Activ Cancer Secure Plan

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Health Elite Plus
Health Elite Plus

Health Insurance Plan

Brochure

Policy Wording

VS
Cancer Cover Activ Cancer Secure Plan
Cancer Cover Activ Cancer Secure Plan

Health Insurance Plan

Room Rent

Health Elite Plus

  1. Normal: Covered Up to Sum Insured
  2. ICU: Covered up to sum insured
VS

Cancer Cover Activ Cancer Secure Plan

  1. Normal Room Rent: Covered up to a specified limit or as per policy terms.
  2. ICU Charges: Covered up to a defined limit or as per actuals, depending on the plan.
Advanced Treatments

Health Elite Plus

  1. Oral chemotherapy
  2. Robotic surgeries
  3. Stem cell therapy
VS

Cancer Cover Activ Cancer Secure Plan

The plan covers Targeted Therapy, Immunotherapy, Proton Therapy, Robotic Surgery, and Bone Marrow Transplant, ensuring advanced cancer treatments with precision, faster recovery, and financial support for critical procedures like radiation, immune-boosting, and transplants.

 

ICU Charges

Health Elite Plus

Not verified for the exact current variant configuration.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Co-payment

Health Elite Plus

Insured can choose 10% or 20% co-payment, allowing cost-sharing for lower premium expenses.

VS

Cancer Cover Activ Cancer Secure Plan

Copayment percentage varies based on age, sum insured, and treatment type.

Disease-wise sublimits

Health Elite Plus

Cataract treatment is limited to 10% of the sum insured, up to ₹1 lakh per eye, after the applicable two-year period. Other applicable limits and exclusions must be checked in the policy wording.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Waiting Period

Health Elite Plus

Information Unavailable

VS

Cancer Cover Activ Cancer Secure Plan

  1. Initial Waiting Period: 30 days from policy inception, except for accidental claims.
  2. Specific Disease Waiting Period: Certain illnesses may have a waiting period of 24 months.
  3. Pre-Existing Disease Waiting Period: Coverage for pre-existing conditions begins after 48 months from policy start.
Cashless Healthcare Providers

Health Elite Plus

10,000+ Cashless Healthcare Providers

VS

Cancer Cover Activ Cancer Secure Plan

24800+ network hospitals

Restoration Benefit

Health Elite Plus

Reset of up to 100% of the base sum insured, unlimited times for different illnesses and once for the same illness. It does not trigger on the first claim and is subject to the policy conditions.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Daycare Treatment

Health Elite Plus

Covers procedures requiring less than 24-hour hospitalization, like cataract surgery and chemotherapy.

VS

Cancer Cover Activ Cancer Secure Plan

Covered under the policy

Cumulative Bonus

Health Elite Plus

Loyalty bonus is described in the available policy information; current applicable rate and maximum require verification.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

AYUSH Treatment

Health Elite Plus

Coverage for Ayurveda, Yoga, Unani, Siddha, and Homeopathy at government-recognized institutions.

VS

Cancer Cover Activ Cancer Secure Plan

AYUSH treatment covered under this policy

Consumable Cover

Health Elite Plus

Not verified as a standard benefit for the exact current variant.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Initial Waiting Period

Health Elite Plus

30 days for illnesses from the start of the policy; accidents are excluded from this waiting-period restriction.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Specific Waiting Period

Health Elite Plus

24 months for specified diseases and procedures listed in the policy.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

PED Waiting Period

Health Elite Plus

24 months for declared and accepted pre-existing diseases, subject to policy terms and applicable portability rules.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Modern Treatment

Health Elite Plus

Covered up to the annual sum insured, subject to policy terms and exclusions.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Annual Health Checkup

Health Elite Plus

Preventive health check-up available at designated centres, subject to policy conditions.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Pre-Hospitalisation

Health Elite Plus

60 days


VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Post-Hospitalisation

Health Elite Plus

180 days.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Outpatient Department Cover (OPD Expense)

Health Elite Plus

Not included as a general unlimited standard benefit. Optional BeFit provides specified outpatient consultations and related benefits on a cashless basis, according to the selected plan.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Deductible Option

Health Elite Plus

No deductible option.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Coverage Options

Health Elite Plus

Individual and family floater options, with sum insured options from ₹5 lakh to ₹3 crore.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Maternity Cover

Health Elite Plus

Childbirth-related medical expenses are excluded, except ectopic pregnancy, as stated in the exclusions.

VS

Cancer Cover Activ Cancer Secure Plan

Information Unavailable

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

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Free Expert Consultation

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Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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