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Insurance Plans Comparison

Aditya Birla Active Fit Plus vs Liberty Health Connect Elite

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Aditya Birla

Active Fit Plus

Wellness-driven health protection with Binge Refill and HealthReturns

What Makes It Special:

Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.

Best For:

  • People looking for broad hospitalisation and daycare coverage

  • Buyers wanting unlimited sum insured refill

  • Customers interested in wellness rewards

  • Younger adults and families

VS
Liberty

Health Connect Elite

Maximum Coverage at Minimum Premium

What Makes It Special:

Secure Health Connect is a comprehensive health insurance plan offering hospitalisation coverage, cumulative bonus benefits, reload of Sum Insured, cashless treatment and flexible plan options.

Best For:

  • Policyholders looking for lifelong renewal options.

  • Families wanting cashless treatment across network hospitals.

  • Customers looking for cumulative bonus benefits.

  • Individuals seeking flexible Sum Insured options.

  • Families looking for comprehensive health insurance coverage.

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Aditya Birla Active Fit Plus

  • Waiting periods should be reviewed before purchase.

  • Maternity is not part of the Plus variant.

  • Binge Refill can provide additional protection after some insured is exhausted.

  • Suitable if wellness linked rewards are important.

Liberty Health Connect Elite

  • Check the plan-specific room rent, co-payment and disease-wise sub-limits before buying.

  • Check the applicable waiting periods for pre-existing diseases and specified treatments.

  • Consider it if you want cumulative bonus benefits for claim-free years.

  • Consider it if you want a reload of Sum Insured from the first claim.

  • Consider the plan if you want flexible 1, 2 or 3-year policy terms.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Active Fit Plus
Active Fit Plus

Health Insurance Plan

VS
Health Connect Elite
Health Connect Elite

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Active Fit Plus

Any room for some in short 5 lakh and above.

VS

Health Connect Elite

Subject to selected plan limits

ICU Charges

Active Fit Plus

No sublimit or caps.

VS

Health Connect Elite

Covered as per selected plan

Co-payment

Active Fit Plus

No mandatory co-payment identified.

VS

Health Connect Elite

Applicable as per selected plan

Disease-wise sublimits

Active Fit Plus

Subject to policy terms.

VS

Health Connect Elite

Applicable as per selected plan

Cashless Healthcare Providers

Active Fit Plus

Current insurer network is 16,500+.

VS

Health Connect Elite

6,100+ network hospitals available

Restoration Benefit

Active Fit Plus

Binge refill - 100% sum insured, unlimited times

VS

Health Connect Elite

Reload available from first claim

Cumulative Bonus

Active Fit Plus

10% of SI per year, maximum 100%

VS

Health Connect Elite

Up to 150% of Sum Insured

Daycare Treatment

Active Fit Plus

All daycare treatments up to sum insured

VS

Health Connect Elite

405 daycare procedures covered

Consumable Cover

Active Fit Plus

Optional/subject to applicable cover

VS

Health Connect Elite

Not specified in the brochure

AYUSH Treatment

Active Fit Plus

Covered up to sum insured

VS

Health Connect Elite

Not specified in the brochure

Initial Waiting Period

Active Fit Plus

30 days

VS

Health Connect Elite

30 days from policy commencement

Specific Waiting Period

Active Fit Plus

Information Unavailable

VS

Health Connect Elite

2 years or 3 years

PED Waiting Period

Active Fit Plus

36 months

VS

Health Connect Elite

3 years for pre-existing diseases

Modern Treatment

Active Fit Plus

Covered up to sum insured

VS

Health Connect Elite

Covered as per selected plan

Annual Health Checkup

Active Fit Plus

Once every policy year for eligible insured persons

VS

Health Connect Elite

Available as per plan conditions

Pre-Hospitalisation

Active Fit Plus

90 days

VS

Health Connect Elite

Up to 30 to 45 days

Post-Hospitalisation

Active Fit Plus

180 days

VS

Health Connect Elite

Up to 45 to 60 days

Outpatient Department Cover (OPD Expense)

Active Fit Plus

Not part of standard hospitalisation cover; optional OPD available.

VS

Health Connect Elite

Not covered under the policy

Deductible Option

Active Fit Plus

Not established as a standard inbuilt benefit

VS

Health Connect Elite

Not specified in the brochure

Coverage Options

Active Fit Plus

Individual, multi-individual, and family floater available.

VS

Health Connect Elite

₹2 Lakh to ₹15 Lakh

Claim Settlement Ratio

Active Fit Plus

97%

VS

Health Connect Elite

Not specified in the brochure

Maternity Cover

Active Fit Plus

Not available.

VS

Health Connect Elite

Not covered except ectopic pregnancy

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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