OneAssure

Health Insurance

Aditya Birla

Active Fit Plus

Activ Fit Plus

Experience India's most trusted health insurance with Aditya Birla Health Insurance. Get instant cashless treatment at 11000 network hospitals with sum insured up to ₹50 lakhs.

96%

Claim Settlement Ratio

11000+

Network Hospitals

0

Customer Rating

Policy Brochure

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96%

Claim Settlement Ratio

11000+

Network Hospitals

0

Customer Rating

Policy Brochure

Our Verdict

Expert Review: Aditya Birla Active Fit Plus

Final Verdict

Activ Fit Plus is a wellness-oriented health insurance variant built around hospitalisation protection, fitness rewards, and unlimited bench refill.

About

About Aditya Birla Active Fit Plus

Activ Fit Plus combines hospitalisation coverage with wellness benefits. The product provides:

modern treatment
mental care coverage
daycare
domiciliary hospitalisation
home treatment
Ayush treatment
Binge Refill

HealthReturns can provide up to 50% of the premium based on the applicable wellness criteria.

Activ Fit Plus combines hospitalisation coverage with wellness benefits. The product provides:

modern treatment
mental care coverage
daycare
domiciliary hospitalisation
home treatment
Ayush treatment
Binge Refill

HealthReturns can provide up to 50% of the premium based on the applicable wellness criteria.

Plus Ratings

Ratings: Aditya Birla Plus

Insurer Rating

8.21

out of 10

Insurance Rating

9

out of 10

No Room Rent Limit

Yes

Consumables Covered

Add on

No Co-payment

Yes

Loyalty Bonus >= 500%

Yes

No Disease Sublimits

Yes

Unlimited Restoration

Yes

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

No

Waiting Period Waiver

No

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Aditya Birla Active Fit Plus

Modern Treatment

Covered up to sum insured

ICU Charges

No sublimit or caps.

Cumulative Bonus

10% of SI per year, maximum 100%

Consumable Cover

Optional/subject to applicable cover

Initial Waiting Period

30 days

Specific Waiting Period

Not available

PED Waiting Period

36 months

Annual Health Checkup

Once every policy year for eligible insured persons

Post-Hospitalisation

180 days

Outpatient Department Cover (OPD Expense)

Not part of standard hospitalisation cover; optional OPD available.

Deductible Option

Not established as a standard inbuilt benefit

Coverage Options

Individual, multi-individual, and family floater available.

Maternity Cover

Not available.

AYUSH Treatment

Covered up to sum insured

Co-payment

No mandatory co-payment identified.

Pre-Hospitalisation

90 days

Claim Settlement Ratio

97%

Room Rent

Any room for some in short 5 lakh and above.

Cashless Healthcare Providers

Current insurer network is 16,500+.

Daycare Treatment

All daycare treatments up to sum insured

Disease-wise sublimits

Subject to policy terms.

Restoration Benefit

Binge refill - 100% sum insured, unlimited times

Modern Treatment

Covered up to sum insured

ICU Charges

No sublimit or caps.

Cumulative Bonus

10% of SI per year, maximum 100%

Exclusions

Not available

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About the company

Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits. With a strong network of over 8,000 hospitals across India, Aditya Birla ensures easy access to quality medical care through a smooth cashless claim process. The insurer also offers features like chronic care management, annual health...

Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits. With a strong network of over 8,000 hospitals across India, Aditya...

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.