Insurance Plans Comparison
Aditya Birla Active Fit Plus vs TATA AIG Medicare Plus
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read more
Active Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
VS
Medicare Plus
Affordable super top-up health insurance with higher coverage, flexible deductibles and additional protection.
What Makes It Special:
Tata AIG Medicare Plus is a comprehensive health insurance plan that covers hospitalization, pre- and post-hospitalization, daycare procedures, and cashless treatment across a wide hospital network. With high sum insured options and useful add-ons, it ensures financial security and peace of mind for individuals and families against rising healthcare costs.
Best For:
Add-ons for extra protection
Covers daycare & hospitalization care
Easy cashless treatment nationwide
High coverage for you & your family
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
You want a family-friendly plan that ensures peace of mind
You want add-ons like global cover or critical illness protection
You want daycare, pre- and post-hospitalization expenses covered
You want cashless treatment at top hospitals nationwide
You want wide coverage with a high sum insured
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Plus Health Insurance Plan VS VS |
Medicare Plus Health Insurance Plan |
| Room Rent |
|---|
Active Fit Plus Any room for some in short 5 lakh and above. |
VS VS |
Medicare Plus No capping on room rent or ICU charges. |
| ICU Charges |
|---|
Active Fit Plus No sublimit or caps. |
VS VS |
Medicare Plus No restriction on ICU room rent |
| Co-payment |
|---|
Active Fit Plus No mandatory co-payment identified. |
VS VS |
Medicare Plus Not available |
| Disease-wise sublimits |
|---|
Active Fit Plus Subject to policy terms. |
VS VS |
Medicare Plus No |
| Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
Medicare Plus
|
| Cashless Healthcare Providers |
|---|
Active Fit Plus Current insurer network is 16,500+. |
VS VS |
Medicare Plus 12046+ Healthcare Providers |
| Restoration Benefit |
|---|
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
VS VS |
Medicare Plus Not available |
| Cumulative Bonus |
|---|
Active Fit Plus 10% of SI per year, maximum 100% |
VS VS |
Medicare Plus Your sum insured increases by 50% for every claim-free year, upto 100%. If a claim is made during the policy year, the cumulative bonus is reduced by 50% in the next policy year |
| Daycare Treatment |
|---|
Active Fit Plus All daycare treatments up to sum insured |
VS VS |
Medicare Plus Cover expenses for listed Day Care Treatment due to disease/illness/Injury during the policy period taken at a hospital or a Day Care Centre. |
| Consumable Cover |
|---|
Active Fit Plus Optional/subject to applicable cover |
VS VS |
Medicare Plus Yes |
| AYUSH Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Medicare Plus Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems. |
| Initial Waiting Period |
|---|
Active Fit Plus 30 days |
VS VS |
Medicare Plus 30 days |
| Specific Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
Medicare Plus 2 years |
| PED Waiting Period |
|---|
Active Fit Plus 36 months |
VS VS |
Medicare Plus 3 years |
| Modern Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Medicare Plus Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Active Fit Plus Once every policy year for eligible insured persons |
VS VS |
Medicare Plus Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Active Fit Plus 90 days |
VS VS |
Medicare Plus You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Active Fit Plus 180 days |
VS VS |
Medicare Plus You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
VS VS |
Medicare Plus OPD expense is not included |
| Deductible Option |
|---|
Active Fit Plus Not established as a standard inbuilt benefit |
VS VS |
Medicare Plus Available |
| Coverage Options |
|---|
Active Fit Plus Individual, multi-individual, and family floater available. |
VS VS |
Medicare Plus Available coverage options: ₹3L, ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr |
| Claim Settlement Ratio |
|---|
Active Fit Plus 97% |
VS VS |
Medicare Plus 95.43% |
| Maternity Cover |
|---|
Active Fit Plus Not available. |
VS VS |
Medicare Plus Not available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
Zero Spam. Zero Hassle
Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Fit Plus vs Optima Secure
Active Fit Plus vs Optima Secure Plus
Active Fit Plus vs Cancer Cover Activ Cancer Secure Plan
Active Fit Plus vs Women Care
Active Fit Plus vs Activate Booster Plan A
Active Fit Plus vs Active Care Premier
Active Fit Plus vs ProHealth Accumulate
Active Fit Plus vs Supreme Shine
Active Fit Plus vs Optima Secure Global Plus
Active Fit Plus vs myHealth Suraksha Gold
Active Fit Plus vs LifeTime Health Global
Active Fit Plus vs Activ Health Platinum Essential
Active Fit Plus vs Medicare Plus
Active Fit Plus vs Medicare Senior
Active Fit Plus vs Medicare Protect
Active Fit Plus vs Activ One SAVR
Active Fit Plus vs Active Assure Diamond
Active Fit Plus vs Activ One VIP
Active Fit Plus vs Advantage
Active Fit Plus vs Assure
Active Fit Plus vs Activ One Max
Active Fit Plus vs Classic
Active Fit Plus vs Activ One Vytl
Active Fit Plus vs Supreme
Active Fit Plus vs Freedom
Active Fit Plus vs Joy Today
Active Fit Plus vs Medi Classic
Active Fit Plus vs Activate Booster Plan B
Active Fit Plus vs Health Recharge Super Top Up Plan
Active Fit Plus vs Plus Complete
Active Fit Plus vs EquiCover
Active Fit Plus vs Activ One VIP+
Active Fit Plus vs Reassure 3.0 Select
Active Fit Plus vs Medicare Premier
Active Fit Plus vs Plus Youth
Active Fit Plus vs Optima Lite
Active Fit Plus vs ProHealth Prime Protect
Active Fit Plus vs Supreme Senior Premium
Active Fit Plus vs myHealth Suraksha Platinum
Active Fit Plus vs Supreme Senior Super
Active Fit Plus vs Medicare
Active Fit Plus vs Ultimate (Direct)
Active Fit Plus vs Sarvah Param
Active Fit Plus vs Optima Insurance
Active Fit Plus vs Smart Super Health Assure
Active Fit Plus vs Health Guard Platinum
Active Fit Plus vs Health Guard Gold
Active Fit Plus vs Extra Care Plus Super Top-up
Active Fit Plus vs Health Care Supreme Smart
Active Fit Plus vs Smart Health Pro
Active Fit Plus vs Medi Classic Gold
Active Fit Plus vs Optima Super Secure
Active Fit Plus vs Special Care
Active Fit Plus vs Medicare LITE
Active Fit Plus vs Health Shield 360
Active Fit Plus vs SecureHealth
Active Fit Plus vs Supreme (Direct)
Active Fit Plus vs Mediclaim Insurance Policy
Active Fit Plus vs Young Star Gold
Active Fit Plus vs myHealth Koti Suraksha
Active Fit Plus vs Senior
Active Fit Plus vs myHealth Suraksha Silver
Active Fit Plus vs Cancer Care Platinum
Active Fit Plus vs Royal Sundaram Lifeline Elite
Active Fit Plus vs Supreme Enhance One
Active Fit Plus vs Supreme Enhance Two
Active Fit Plus vs Health Companion Variant 2022
Active Fit Plus vs Elder Care
Active Fit Plus vs HeartBeat Gold
Active Fit Plus vs Health SuperCharge
Active Fit Plus vs iHealth Plus
Active Fit Plus vs HeartBeat Enhanced
Active Fit Plus vs ProHealth Prime Advantage
Active Fit Plus vs Active Fit Preferred
Active Fit Plus vs Senior Health Advantage
Active Fit Plus vs Reassure 3.0 Elite
Active Fit Plus vs Reassure 2.0 Platinum+
Active Fit Plus vs Health Wallet
Active Fit Plus vs Elevate
Active Fit Plus vs Heart
Active Fit Plus vs Reassure 2.0 Titanium+
Active Fit Plus vs LifeTime Health
Active Fit Plus vs ProHealth Prime Active
Active Fit Plus vs ProHealth Prime Senior Elite
Active Fit Plus vs Advanced Top Up
Active Fit Plus vs Multiplier Health
Active Fit Plus vs Joy Tomorrow
Active Fit Plus vs Reassure 2.0 Bronze+
Active Fit Plus vs Star Women Care Policy
Active Fit Plus vs Young Star Silver
Active Fit Plus vs Reassure 3.0
Active Fit Plus vs Joy
Active Fit Plus vs Supreme Senior Health AdvantEdge
Active Fit Plus vs Family Plus
Active Fit Plus vs Criti Shield Plus
Active Fit Plus vs Health Care Supreme Ultimo
Active Fit Plus vs Health Shield 360 Retail
Active Fit Plus vs Supreme Super Saver
Active Fit Plus vs Super Star
Active Fit Plus vs Senior First Platinum
Active Fit Plus vs Optima Secure Global
Active Fit Plus vs NextGen
Active Fit Plus vs Health Insurance Platinum
Active Fit Plus vs Energy Silver With Copay
Medicare Plus vs Optima Secure
Medicare Plus vs Optima Secure Plus
Medicare Plus vs Cancer Cover Activ Cancer Secure Plan
Medicare Plus vs Women Care
Medicare Plus vs Activate Booster Plan A
Medicare Plus vs Active Care Premier
Medicare Plus vs ProHealth Accumulate
Medicare Plus vs Supreme Shine
Medicare Plus vs Optima Secure Global Plus
Medicare Plus vs myHealth Suraksha Gold
Medicare Plus vs LifeTime Health Global
Medicare Plus vs Active Fit Plus
Medicare Plus vs Activ Health Platinum Essential
Medicare Plus vs Medicare Senior
Medicare Plus vs Medicare Protect
Medicare Plus vs Activ One SAVR
Medicare Plus vs Active Assure Diamond
Medicare Plus vs Activ One VIP
Medicare Plus vs Advantage
Medicare Plus vs Assure
Medicare Plus vs Activ One Max
Medicare Plus vs Classic
Medicare Plus vs Activ One Vytl
Medicare Plus vs Supreme
Medicare Plus vs Freedom
Medicare Plus vs Joy Today
Medicare Plus vs Medi Classic
Medicare Plus vs Activate Booster Plan B
Medicare Plus vs Health Recharge Super Top Up Plan
Medicare Plus vs Plus Complete
Medicare Plus vs EquiCover
Medicare Plus vs Activ One VIP+
Medicare Plus vs Reassure 3.0 Select
Medicare Plus vs Medicare Premier
Medicare Plus vs Plus Youth
Medicare Plus vs Optima Lite
Medicare Plus vs ProHealth Prime Protect
Medicare Plus vs Supreme Senior Premium
Medicare Plus vs myHealth Suraksha Platinum
Medicare Plus vs Supreme Senior Super
Medicare Plus vs Medicare
Medicare Plus vs Ultimate (Direct)
Medicare Plus vs Sarvah Param
Medicare Plus vs Optima Insurance
Medicare Plus vs Smart Super Health Assure
Medicare Plus vs Health Guard Platinum
Medicare Plus vs Health Guard Gold
Medicare Plus vs Extra Care Plus Super Top-up
Medicare Plus vs Health Care Supreme Smart
Medicare Plus vs Smart Health Pro
Medicare Plus vs Medi Classic Gold
Medicare Plus vs Optima Super Secure
Medicare Plus vs Special Care
Medicare Plus vs Medicare LITE
Medicare Plus vs Health Shield 360
Medicare Plus vs SecureHealth
Medicare Plus vs Supreme (Direct)
Medicare Plus vs Mediclaim Insurance Policy
Medicare Plus vs Young Star Gold
Medicare Plus vs myHealth Koti Suraksha
Medicare Plus vs Senior
Medicare Plus vs myHealth Suraksha Silver
Medicare Plus vs Cancer Care Platinum
Medicare Plus vs Royal Sundaram Lifeline Elite
Medicare Plus vs Supreme Enhance One
Medicare Plus vs Supreme Enhance Two
Medicare Plus vs Health Companion Variant 2022
Medicare Plus vs Elder Care
Medicare Plus vs HeartBeat Gold
Medicare Plus vs Health SuperCharge
Medicare Plus vs iHealth Plus
Medicare Plus vs HeartBeat Enhanced
Medicare Plus vs ProHealth Prime Advantage
Medicare Plus vs Active Fit Preferred
Medicare Plus vs Senior Health Advantage
Medicare Plus vs Reassure 3.0 Elite
Medicare Plus vs Reassure 2.0 Platinum+
Medicare Plus vs Health Wallet
Medicare Plus vs Elevate
Medicare Plus vs Heart
Medicare Plus vs Reassure 2.0 Titanium+
Medicare Plus vs LifeTime Health
Medicare Plus vs ProHealth Prime Active
Medicare Plus vs ProHealth Prime Senior Elite
Medicare Plus vs Advanced Top Up
Medicare Plus vs Multiplier Health
Medicare Plus vs Joy Tomorrow
Medicare Plus vs Reassure 2.0 Bronze+
Medicare Plus vs Star Women Care Policy
Medicare Plus vs Young Star Silver
Medicare Plus vs Reassure 3.0
Medicare Plus vs Joy
Medicare Plus vs Supreme Senior Health AdvantEdge
Medicare Plus vs Family Plus
Medicare Plus vs Criti Shield Plus
Medicare Plus vs Health Care Supreme Ultimo
Medicare Plus vs Health Shield 360 Retail
Medicare Plus vs Supreme Super Saver
Medicare Plus vs Super Star
Medicare Plus vs Senior First Platinum
Medicare Plus vs Optima Secure Global
Medicare Plus vs NextGen
Medicare Plus vs Health Insurance Platinum
Medicare Plus vs Energy Silver With Copay
Related Blogs
Making Health Insurance Affordable: Is EMI Really the Best Way?
February 4, 2026 | OneAssure Team
Read MoreInsurance in 2026: Great for Your Wallet, But What’s Still Missing?
February 1, 2026 | OneAssure Team
Read MoreHow India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.
February 1, 2026 | OneAssure Team
Read More.png)
Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying
November 17, 2025 | Mahak Chauhan
Read More
ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?
September 25, 2025 | OneAssure Team
Read More
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.