Tata AIG Medicare Plus

No

Not available

30 days

Not available

12046+ Healthcare Providers

Your sum insured increases by 50% for every claim-free year, upto 100%. If a claim is made during the policy year, the cumulative bonus is reduced by 50% in the next policy year

95.43%

Available coverage options: ₹3L, ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr

Not available

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

Available

Initial waiting period: 30 Days

Specific Waiting Periods: 24 Months

Pre-Existing Diseases: 36 Months

Cover expenses for listed Day Care Treatment due to disease/illness/Injury during the policy period taken at a hospital or a Day Care Centre.

Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems.

No capping on room rent or ICU charges.

No restriction on ICU room rent

Health check-up is available once every policy year, from day 1 of the policy

OPD expense is not included

Yes

2 years

3 years

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period