Insurance Plans Comparison
Aditya Birla Active Fit Plus vs Niva Bupa Reassure 2.0 Bronze+
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Active Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
VS
What Makes It Special:
Niva Bupa ReAssure 2.0 Bronze is an affordable yet comprehensive health insurance plan offering ₹5 lakh to ₹1 crore coverage for individuals and families. It includes full hospitalisation, ICU charges, pre-/post‑hospitalisation (60/180 days), day‑care, AYUSH, domiciliary care, and modern treatments like robotic surgeries and oral chemotherapy up to sum insured. Key features include...
Best For:
Affordable Comprehensive Health Coverage
Entry-level Family Floater Plan
Restoration-enabled Medical Insurance
Balanced Protection with Essential Benefits
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
You want affordable coverage with comprehensive benefits
You need restoration of the unused sum insured
You’re looking for essential coverage without extra frills
You expect no co-payment or sub-limits on care
You prefer day-one health check-ups and e-consults
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Plus Health Insurance Plan VS VS |
 Reassure 2.0 Bronze+ Health Insurance Plan |
| Room Rent |
|---|
Active Fit Plus Any room for some in short 5 lakh and above. |
VS VS |
Reassure 2.0 Bronze+ All room categories are covered |
| ICU Charges |
|---|
Active Fit Plus No sublimit or caps. |
VS VS |
Reassure 2.0 Bronze+ No restriction on ICU room rent |
| Co-payment |
|---|
Active Fit Plus No mandatory co-payment identified. |
VS VS |
Reassure 2.0 Bronze+ Not available |
| Disease-wise sublimits |
|---|
Active Fit Plus Subject to policy terms. |
VS VS |
Reassure 2.0 Bronze+ No |
| Cashless Healthcare Providers |
|---|
Active Fit Plus Current insurer network is 16,500+. |
VS VS |
Reassure 2.0 Bronze+ 10,000+ Healthcare Providers |
| Restoration Benefit |
|---|
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
VS VS |
Reassure 2.0 Bronze+ Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
| Cumulative Bonus |
|---|
Active Fit Plus 10% of SI per year, maximum 100% |
VS VS |
Reassure 2.0 Bronze+ Your sum insured increases by 100% every year, maximum up to 300% |
| Daycare Treatment |
|---|
Active Fit Plus All daycare treatments up to sum insured |
VS VS |
Reassure 2.0 Bronze+ Daycare Treatment covers medical procedures that require less than 24 hours of hospitalisation due to advanced technology |
| Consumable Cover |
|---|
Active Fit Plus Optional/subject to applicable cover |
VS VS |
Reassure 2.0 Bronze+ No. However, available as an add-on |
| AYUSH Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Reassure 2.0 Bronze+ Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Active Fit Plus 30 days |
VS VS |
Reassure 2.0 Bronze+ 30 days |
| Specific Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
Reassure 2.0 Bronze+ 2 years |
| PED Waiting Period |
|---|
Active Fit Plus 36 months |
VS VS |
Reassure 2.0 Bronze+ 3 years |
| Modern Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Reassure 2.0 Bronze+ Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Active Fit Plus Once every policy year for eligible insured persons |
VS VS |
Reassure 2.0 Bronze+ Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Active Fit Plus 90 days |
VS VS |
Reassure 2.0 Bronze+ You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Active Fit Plus 180 days |
VS VS |
Reassure 2.0 Bronze+ You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
VS VS |
Reassure 2.0 Bronze+ OPD expense is not included |
| Deductible Option |
|---|
Active Fit Plus Not established as a standard inbuilt benefit |
VS VS |
Reassure 2.0 Bronze+ Available as an option |
| Coverage Options |
|---|
Active Fit Plus Individual, multi-individual, and family floater available. |
VS VS |
Reassure 2.0 Bronze+ Available coverage options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr |
| Claim Settlement Ratio |
|---|
Active Fit Plus 97% |
VS VS |
Reassure 2.0 Bronze+ 92.02% |
| Maternity Cover |
|---|
Active Fit Plus Not available. |
VS VS |
Reassure 2.0 Bronze+ Not available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
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24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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