Insurance Plans Comparison
Aditya Birla Active Fit Plus vs Niva Bupa Reassure 3.0 Select
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Active Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
VS
Reassure 3.0 Select
ReAssure 3.0 Select
What Makes It Special:
Reassure 3.0 focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
Not available
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Plus Health Insurance Plan VS VS |
Reassure 3.0 Select Health Insurance Plan |
| Room Rent |
|---|
Active Fit Plus Any room for some in short 5 lakh and above. |
VS VS |
Reassure 3.0 Select Select covers up to Twin Sharing Room; higher rooms attract co-payment. |
| ICU Charges |
|---|
Active Fit Plus No sublimit or caps. |
VS VS |
Reassure 3.0 Select Covered under hospitalisation expenses up to applicable SI. |
| Co-payment |
|---|
Active Fit Plus No mandatory co-payment identified. |
VS VS |
Reassure 3.0 Select Selectable: 0%, 10%, 20%, 30%, 40%, 50% options. |
| Disease-wise sublimits |
|---|
Active Fit Plus Subject to policy terms. |
VS VS |
Reassure 3.0 Select ₹1L limit per claim for specified modern treatments |
| Cashless Healthcare Providers |
|---|
Active Fit Plus Current insurer network is 16,500+. |
VS VS |
Reassure 3.0 Select Niva Bupa network hospitals subject to authorisation |
| Restoration Benefit |
|---|
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
VS VS |
Reassure 3.0 Select ReAssure Forever: Base SI restored after first claim, unlimited times. |
| Cumulative Bonus |
|---|
Active Fit Plus 10% of SI per year, maximum 100% |
VS VS |
Reassure 3.0 Select Booster+ add on: Accumulates up to 10X base SI carried forward annually |
| Daycare Treatment |
|---|
Active Fit Plus All daycare treatments up to sum insured |
VS VS |
Reassure 3.0 Select Covered for ≥2 hours hospitalisations per policy terms. |
| Consumable Cover |
|---|
Active Fit Plus Optional/subject to applicable cover |
VS VS |
Reassure 3.0 Select Claim Safeguard+ available as optional benefit |
| AYUSH Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Reassure 3.0 Select Covered for ≥24 hours AYUSH hospitalisation up to SI. |
| Initial Waiting Period |
|---|
Active Fit Plus 30 days |
VS VS |
Reassure 3.0 Select 30 days (except accidents). |
| Specific Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
Reassure 3.0 Select 24 months standard; Specific Disease modification to 12 or 16 months. |
| PED Waiting Period |
|---|
Active Fit Plus 36 months |
VS VS |
Reassure 3.0 Select 36 months standard; modifiable to 12 or 24 months. |
| Modern Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Reassure 3.0 Select Modern treatments covered up to ₹1L per complete claim amount. |
| Annual Health Checkup |
|---|
Active Fit Plus Once every policy year for eligible insured persons |
VS VS |
Reassure 3.0 Select Available from Day 1 on cashless basis per defined packages. |
| Pre-Hospitalisation |
|---|
Active Fit Plus 90 days |
VS VS |
Reassure 3.0 Select Up to 60 days before hospitalisation when related to approved claim. |
| Post-Hospitalisation |
|---|
Active Fit Plus 180 days |
VS VS |
Reassure 3.0 Select Covered for 180 days after discharge for eligible expenses. |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
VS VS |
Reassure 3.0 Select Not in base; Wellconsult+ add on provides OPD and wellness benefits. |
| Deductible Option |
|---|
Active Fit Plus Not established as a standard inbuilt benefit |
VS VS |
Reassure 3.0 Select Annual Aggregate Deductible: ₹10K to ₹5L range. |
| Coverage Options |
|---|
Active Fit Plus Individual, multi-individual, and family floater available. |
VS VS |
Reassure 3.0 Select Unlimited Sum Insured option available. |
| Claim Settlement Ratio |
|---|
Active Fit Plus 97% |
VS VS |
Reassure 3.0 Select 80% |
| Maternity Cover |
|---|
Active Fit Plus Not available. |
VS VS |
Reassure 3.0 Select Not in standard, Select variant base benefits. |
Insurance Plans Comparison
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Insurance Plans Comparison
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Insurance Plans Comparison
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