Insurance Plans Comparison
ManipalCigna ProHealth Accumulate vs Niva Bupa Reassure 3.0 Select
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreProHealth Accumulate
ProHealth Accumulate
What Makes It Special:
ProHealth is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Reassure 3.0 Select
ReAssure 3.0 Select
What Makes It Special:
Reassure 3.0 focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
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Detailed Features Comparison
Compare the key features of different health insurance plans
![]() ProHealth Accumulate Health Insurance Plan VS VS |
Reassure 3.0 Select Health Insurance Plan |
| Room Rent |
|---|
ProHealth Accumulate Normal: Single Private AC Room ICU: Up to Sum Insured |
VS VS |
Reassure 3.0 Select Select covers up to Twin Sharing Room; higher rooms attract co-payment. |
| Advanced Treatments |
|---|
ProHealth Accumulate Sum Insured below ₹5 Lakh: Covered up to 50% of Sum Insured Sum Insured ₹5 Lakh and above: Covered up to Sum Insured |
VS VS |
Reassure 3.0 Select Information Unavailable |
| ICU Charges |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Covered under hospitalisation expenses up to applicable SI. |
| Co-payment |
|---|
ProHealth Accumulate Not mentioned |
VS VS |
Reassure 3.0 Select Selectable: 0%, 10%, 20%, 30%, 40%, 50% options. |
| Disease-wise sublimits |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select ₹1L limit per claim for specified modern treatments |
| Waiting Period |
|---|
ProHealth Accumulate Initial Waiting Period: 30 Days Pre-existing Disease Waiting Period: Sum Insured up to ₹5 Lakh: 36 Months Sum Insured ₹7.5 Lakh and above: 24 Months Specific Disease/Procedure Waiting Period: 24 Months Bariatric Surgery Waiting Period: 36 Months Maternity & Infertility Waiting Period: 36 Months |
VS VS |
Reassure 3.0 Select Information Unavailable |
| Cashless Healthcare Providers |
|---|
ProHealth Accumulate Not mentioned |
VS VS |
Reassure 3.0 Select Niva Bupa network hospitals subject to authorisation |
| Restoration Benefit |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select ReAssure Forever: Base SI restored after first claim, unlimited times. |
| Daycare Treatment |
|---|
ProHealth Accumulate Covered up to Sum Insured |
VS VS |
Reassure 3.0 Select Covered for ≥2 hours hospitalisations per policy terms. |
| Cumulative Bonus |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Booster+ add on: Accumulates up to 10X base SI carried forward annually |
| AYUSH Treatment |
|---|
ProHealth Accumulate Covered up to Sum Insured |
VS VS |
Reassure 3.0 Select Covered for ≥24 hours AYUSH hospitalisation up to SI. |
| Consumable Cover |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Claim Safeguard+ available as optional benefit |
| Initial Waiting Period |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select 30 days (except accidents). |
| Specific Waiting Period |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select 24 months standard; Specific Disease modification to 12 or 16 months. |
| PED Waiting Period |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select 36 months standard; modifiable to 12 or 24 months. |
| Modern Treatment |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Modern treatments covered up to ₹1L per complete claim amount. |
| Annual Health Checkup |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Available from Day 1 on cashless basis per defined packages. |
| Pre-Hospitalisation |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Up to 60 days before hospitalisation when related to approved claim. |
| Post-Hospitalisation |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Covered for 180 days after discharge for eligible expenses. |
| Outpatient Department Cover (OPD Expense) |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Not in base; Wellconsult+ add on provides OPD and wellness benefits. |
| Deductible Option |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Annual Aggregate Deductible: ₹10K to ₹5L range. |
| Coverage Options |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Unlimited Sum Insured option available. |
| Claim Settlement Ratio |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select 80% |
| Maternity Cover |
|---|
ProHealth Accumulate Information Unavailable |
VS VS |
Reassure 3.0 Select Not in standard, Select variant base benefits. |
Insurance Plans Comparison
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Explore Insurance Category
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One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
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Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
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