Insurance Plans Comparison
Aditya Birla Active Fit Plus vs Royal Sundaram NextGen
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Active Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
VS
NextGen
NextGen
What Makes It Special:
NextGen focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
Not available
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Plus Health Insurance Plan VS VS |
NextGen Health Insurance Plan |
| Room Rent |
|---|
Active Fit Plus Any room for some in short 5 lakh and above. |
VS VS |
NextGen Single Private AC Room Covered up to Sum Insured |
| ICU Charges |
|---|
Active Fit Plus No sublimit or caps. |
VS VS |
NextGen Information Unavailable |
| Advanced Treatments |
|---|
Active Fit Plus Information Unavailable |
VS VS |
NextGen Modern Treatments Covered up to Sum Insured |
| Co-payment |
|---|
Active Fit Plus No mandatory co-payment identified. |
VS VS |
NextGen No mandatory co-payment in base plan |
| Disease-wise sublimits |
|---|
Active Fit Plus Subject to policy terms. |
VS VS |
NextGen Information Unavailable |
| Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
NextGen 30 Days 36 Months 24 Months |
| Cashless Healthcare Providers |
|---|
Active Fit Plus Current insurer network is 16,500+. |
VS VS |
NextGen Not mentioned — verify from policy wordings |
| Restoration Benefit |
|---|
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
VS VS |
NextGen Information Unavailable |
| Cumulative Bonus |
|---|
Active Fit Plus 10% of SI per year, maximum 100% |
VS VS |
NextGen Information Unavailable |
| Daycare Treatment |
|---|
Active Fit Plus All daycare treatments up to sum insured |
VS VS |
NextGen Covered up to Sum Insured |
| Consumable Cover |
|---|
Active Fit Plus Optional/subject to applicable cover |
VS VS |
NextGen Information Unavailable |
| AYUSH Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
NextGen Not mentioned — verify from policy wordings |
| Initial Waiting Period |
|---|
Active Fit Plus 30 days |
VS VS |
NextGen Information Unavailable |
| Specific Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
NextGen Information Unavailable |
| PED Waiting Period |
|---|
Active Fit Plus 36 months |
VS VS |
NextGen Information Unavailable |
| Modern Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
NextGen Information Unavailable |
| Annual Health Checkup |
|---|
Active Fit Plus Once every policy year for eligible insured persons |
VS VS |
NextGen Information Unavailable |
| Pre-Hospitalisation |
|---|
Active Fit Plus 90 days |
VS VS |
NextGen Information Unavailable |
| Post-Hospitalisation |
|---|
Active Fit Plus 180 days |
VS VS |
NextGen Information Unavailable |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
VS VS |
NextGen Information Unavailable |
| Deductible Option |
|---|
Active Fit Plus Not established as a standard inbuilt benefit |
VS VS |
NextGen Information Unavailable |
| Coverage Options |
|---|
Active Fit Plus Individual, multi-individual, and family floater available. |
VS VS |
NextGen Information Unavailable |
| Claim Settlement Ratio |
|---|
Active Fit Plus 97% |
VS VS |
NextGen Information Unavailable |
| Maternity Cover |
|---|
Active Fit Plus Not available. |
VS VS |
NextGen Information Unavailable |
Insurance Plans Comparison
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What Our Experts Help You With
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Every suggestion is backed by expert analysis of your life stage, goals, and budget
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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