Insurance Plans Comparison
Aditya Birla Active Fit Plus vs HDFC ERGO myHealth Suraksha Silver
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read more
Active Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
VS
myHealth Suraksha Silver
myHealth Suraksha Silver
What Makes It Special:
myHealth Suraksha focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
Not available
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Plus Health Insurance Plan VS VS |
myHealth Suraksha Silver Health Insurance Plan |
| Room Rent |
|---|
Active Fit Plus Any room for some in short 5 lakh and above. |
VS VS |
myHealth Suraksha Silver 1% of Sum Insured per day, subject to a maximum of ₹5,000 per day (if Room Rent Restriction Option is selected) 2% of Sum Insured per day, subject to a maximum of ₹10,000 per day (if Room Rent Restriction Option is selected) |
| ICU Charges |
|---|
Active Fit Plus No sublimit or caps. |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Advanced Treatments |
|---|
Active Fit Plus Information Unavailable |
VS VS |
myHealth Suraksha Silver All Advance Treatment are Covered |
| Co-payment |
|---|
Active Fit Plus No mandatory co-payment identified. |
VS VS |
myHealth Suraksha Silver Optional Co-payment available |
| Disease-wise sublimits |
|---|
Active Fit Plus Subject to policy terms. |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
myHealth Suraksha Silver Initial Waiting Period: 30 Days Pre-existing Disease Waiting Period: 48 Months |
| Cashless Healthcare Providers |
|---|
Active Fit Plus Current insurer network is 16,500+. |
VS VS |
myHealth Suraksha Silver Available through network hospitals |
| Restoration Benefit |
|---|
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Cumulative Bonus |
|---|
Active Fit Plus 10% of SI per year, maximum 100% |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Daycare Treatment |
|---|
Active Fit Plus All daycare treatments up to sum insured |
VS VS |
myHealth Suraksha Silver Covered |
| Consumable Cover |
|---|
Active Fit Plus Optional/subject to applicable cover |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| AYUSH Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
myHealth Suraksha Silver Covered |
| Initial Waiting Period |
|---|
Active Fit Plus 30 days |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Specific Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| PED Waiting Period |
|---|
Active Fit Plus 36 months |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Modern Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Annual Health Checkup |
|---|
Active Fit Plus Once every policy year for eligible insured persons |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Pre-Hospitalisation |
|---|
Active Fit Plus 90 days |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Post-Hospitalisation |
|---|
Active Fit Plus 180 days |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Deductible Option |
|---|
Active Fit Plus Not established as a standard inbuilt benefit |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Coverage Options |
|---|
Active Fit Plus Individual, multi-individual, and family floater available. |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Claim Settlement Ratio |
|---|
Active Fit Plus 97% |
VS VS |
myHealth Suraksha Silver Information Unavailable |
| Maternity Cover |
|---|
Active Fit Plus Not available. |
VS VS |
myHealth Suraksha Silver Information Unavailable |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
Zero Spam. Zero Hassle
Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Fit Plus vs Optima Secure
Active Fit Plus vs Optima Secure Plus
Active Fit Plus vs Cancer Cover Activ Cancer Secure Plan
Active Fit Plus vs Women Care
Active Fit Plus vs Activate Booster Plan A
Active Fit Plus vs Active Care Premier
Active Fit Plus vs ProHealth Accumulate
Active Fit Plus vs Supreme Shine
Active Fit Plus vs Optima Secure Global Plus
Active Fit Plus vs myHealth Suraksha Gold
Active Fit Plus vs LifeTime Health Global
Active Fit Plus vs Activ Health Platinum Essential
Active Fit Plus vs Medicare Plus
Active Fit Plus vs Medicare Senior
Active Fit Plus vs Medicare Protect
Active Fit Plus vs Activ One SAVR
Active Fit Plus vs Active Assure Diamond
Active Fit Plus vs Activ One VIP
Active Fit Plus vs Advantage
Active Fit Plus vs Assure
Active Fit Plus vs Activ One Max
Active Fit Plus vs Classic
Active Fit Plus vs Activ One Vytl
Active Fit Plus vs Supreme
Active Fit Plus vs Freedom
Active Fit Plus vs Joy Today
Active Fit Plus vs Medi Classic
Active Fit Plus vs Activate Booster Plan B
Active Fit Plus vs Health Recharge Super Top Up Plan
Active Fit Plus vs Plus Complete
Active Fit Plus vs EquiCover
Active Fit Plus vs Activ One VIP+
Active Fit Plus vs Reassure 3.0 Select
Active Fit Plus vs Medicare Premier
Active Fit Plus vs Plus Youth
Active Fit Plus vs Optima Lite
Active Fit Plus vs ProHealth Prime Protect
Active Fit Plus vs Supreme Senior Premium
Active Fit Plus vs myHealth Suraksha Platinum
Active Fit Plus vs Supreme Senior Super
Active Fit Plus vs Medicare
Active Fit Plus vs Ultimate (Direct)
Active Fit Plus vs Sarvah Param
Active Fit Plus vs Optima Insurance
Active Fit Plus vs Smart Super Health Assure
Active Fit Plus vs Health Guard Platinum
Active Fit Plus vs Health Guard Gold
Active Fit Plus vs Extra Care Plus Super Top-up
Active Fit Plus vs Health Care Supreme Smart
Active Fit Plus vs Medi Classic Gold
Active Fit Plus vs Smart Health Pro
Active Fit Plus vs Optima Super Secure
Active Fit Plus vs Special Care
Active Fit Plus vs Medicare LITE
Active Fit Plus vs Health Shield 360
Active Fit Plus vs SecureHealth
Active Fit Plus vs Supreme (Direct)
Active Fit Plus vs Mediclaim Insurance Policy
Active Fit Plus vs Young Star Gold
Active Fit Plus vs Senior
Active Fit Plus vs myHealth Koti Suraksha
Active Fit Plus vs myHealth Suraksha Silver
Active Fit Plus vs Cancer Care Platinum
Active Fit Plus vs Royal Sundaram Lifeline Elite
Active Fit Plus vs Supreme Enhance One
Active Fit Plus vs Supreme Enhance Two
Active Fit Plus vs Health Companion Variant 2022
Active Fit Plus vs Elder Care
Active Fit Plus vs HeartBeat Gold
Active Fit Plus vs Health SuperCharge
Active Fit Plus vs iHealth Plus
Active Fit Plus vs HeartBeat Enhanced
Active Fit Plus vs ProHealth Prime Advantage
Active Fit Plus vs Active Fit Preferred
Active Fit Plus vs Senior Health Advantage
Active Fit Plus vs Reassure 3.0 Elite
Active Fit Plus vs Reassure 2.0 Platinum+
Active Fit Plus vs Health Wallet
Active Fit Plus vs Heart
Active Fit Plus vs Elevate
Active Fit Plus vs Reassure 2.0 Titanium+
Active Fit Plus vs LifeTime Health
Active Fit Plus vs ProHealth Prime Active
Active Fit Plus vs ProHealth Prime Senior Elite
Active Fit Plus vs Advanced Top Up
Active Fit Plus vs Multiplier Health
Active Fit Plus vs Joy Tomorrow
Active Fit Plus vs Reassure 2.0 Bronze+
Active Fit Plus vs Star Women Care Policy
Active Fit Plus vs Young Star Silver
Active Fit Plus vs Reassure 3.0
Active Fit Plus vs Joy
Active Fit Plus vs Supreme Senior Health AdvantEdge
Active Fit Plus vs Family Plus
Active Fit Plus vs Criti Shield Plus
Active Fit Plus vs Health Care Supreme Ultimo
Active Fit Plus vs Health Shield 360 Retail
Active Fit Plus vs Supreme Super Saver
Active Fit Plus vs Super Star
Active Fit Plus vs Senior First Platinum
Active Fit Plus vs Optima Secure Global
Active Fit Plus vs NextGen
Active Fit Plus vs Health Insurance Platinum
Active Fit Plus vs Energy Silver With Copay
myHealth Suraksha Silver vs Optima Secure
myHealth Suraksha Silver vs Optima Secure Plus
myHealth Suraksha Silver vs Cancer Cover Activ Cancer Secure Plan
myHealth Suraksha Silver vs Women Care
myHealth Suraksha Silver vs Activate Booster Plan A
myHealth Suraksha Silver vs Active Care Premier
myHealth Suraksha Silver vs ProHealth Accumulate
myHealth Suraksha Silver vs Supreme Shine
myHealth Suraksha Silver vs Optima Secure Global Plus
myHealth Suraksha Silver vs myHealth Suraksha Gold
myHealth Suraksha Silver vs LifeTime Health Global
myHealth Suraksha Silver vs Active Fit Plus
myHealth Suraksha Silver vs Activ Health Platinum Essential
myHealth Suraksha Silver vs Medicare Plus
myHealth Suraksha Silver vs Medicare Senior
myHealth Suraksha Silver vs Medicare Protect
myHealth Suraksha Silver vs Activ One SAVR
myHealth Suraksha Silver vs Active Assure Diamond
myHealth Suraksha Silver vs Activ One VIP
myHealth Suraksha Silver vs Advantage
myHealth Suraksha Silver vs Assure
myHealth Suraksha Silver vs Activ One Max
myHealth Suraksha Silver vs Classic
myHealth Suraksha Silver vs Activ One Vytl
myHealth Suraksha Silver vs Supreme
myHealth Suraksha Silver vs Freedom
myHealth Suraksha Silver vs Joy Today
myHealth Suraksha Silver vs Medi Classic
myHealth Suraksha Silver vs Activate Booster Plan B
myHealth Suraksha Silver vs Health Recharge Super Top Up Plan
myHealth Suraksha Silver vs Plus Complete
myHealth Suraksha Silver vs EquiCover
myHealth Suraksha Silver vs Activ One VIP+
myHealth Suraksha Silver vs Reassure 3.0 Select
myHealth Suraksha Silver vs Medicare Premier
myHealth Suraksha Silver vs Plus Youth
myHealth Suraksha Silver vs Optima Lite
myHealth Suraksha Silver vs ProHealth Prime Protect
myHealth Suraksha Silver vs Supreme Senior Premium
myHealth Suraksha Silver vs myHealth Suraksha Platinum
myHealth Suraksha Silver vs Supreme Senior Super
myHealth Suraksha Silver vs Medicare
myHealth Suraksha Silver vs Ultimate (Direct)
myHealth Suraksha Silver vs Sarvah Param
myHealth Suraksha Silver vs Optima Insurance
myHealth Suraksha Silver vs Smart Super Health Assure
myHealth Suraksha Silver vs Health Guard Platinum
myHealth Suraksha Silver vs Health Guard Gold
myHealth Suraksha Silver vs Extra Care Plus Super Top-up
myHealth Suraksha Silver vs Health Care Supreme Smart
myHealth Suraksha Silver vs Medi Classic Gold
myHealth Suraksha Silver vs Smart Health Pro
myHealth Suraksha Silver vs Optima Super Secure
myHealth Suraksha Silver vs Special Care
myHealth Suraksha Silver vs Medicare LITE
myHealth Suraksha Silver vs Health Shield 360
myHealth Suraksha Silver vs SecureHealth
myHealth Suraksha Silver vs Supreme (Direct)
myHealth Suraksha Silver vs Mediclaim Insurance Policy
myHealth Suraksha Silver vs Young Star Gold
myHealth Suraksha Silver vs Senior
myHealth Suraksha Silver vs myHealth Koti Suraksha
myHealth Suraksha Silver vs Cancer Care Platinum
myHealth Suraksha Silver vs Royal Sundaram Lifeline Elite
myHealth Suraksha Silver vs Supreme Enhance One
myHealth Suraksha Silver vs Supreme Enhance Two
myHealth Suraksha Silver vs Health Companion Variant 2022
myHealth Suraksha Silver vs Elder Care
myHealth Suraksha Silver vs HeartBeat Gold
myHealth Suraksha Silver vs Health SuperCharge
myHealth Suraksha Silver vs iHealth Plus
myHealth Suraksha Silver vs HeartBeat Enhanced
myHealth Suraksha Silver vs ProHealth Prime Advantage
myHealth Suraksha Silver vs Active Fit Preferred
myHealth Suraksha Silver vs Senior Health Advantage
myHealth Suraksha Silver vs Reassure 3.0 Elite
myHealth Suraksha Silver vs Reassure 2.0 Platinum+
myHealth Suraksha Silver vs Health Wallet
myHealth Suraksha Silver vs Heart
myHealth Suraksha Silver vs Elevate
myHealth Suraksha Silver vs Reassure 2.0 Titanium+
myHealth Suraksha Silver vs LifeTime Health
myHealth Suraksha Silver vs ProHealth Prime Active
myHealth Suraksha Silver vs ProHealth Prime Senior Elite
myHealth Suraksha Silver vs Advanced Top Up
myHealth Suraksha Silver vs Multiplier Health
myHealth Suraksha Silver vs Joy Tomorrow
myHealth Suraksha Silver vs Reassure 2.0 Bronze+
myHealth Suraksha Silver vs Star Women Care Policy
myHealth Suraksha Silver vs Young Star Silver
myHealth Suraksha Silver vs Reassure 3.0
myHealth Suraksha Silver vs Joy
myHealth Suraksha Silver vs Supreme Senior Health AdvantEdge
myHealth Suraksha Silver vs Family Plus
myHealth Suraksha Silver vs Criti Shield Plus
myHealth Suraksha Silver vs Health Care Supreme Ultimo
myHealth Suraksha Silver vs Health Shield 360 Retail
myHealth Suraksha Silver vs Supreme Super Saver
myHealth Suraksha Silver vs Super Star
myHealth Suraksha Silver vs Senior First Platinum
myHealth Suraksha Silver vs Optima Secure Global
myHealth Suraksha Silver vs NextGen
myHealth Suraksha Silver vs Health Insurance Platinum
myHealth Suraksha Silver vs Energy Silver With Copay
Related Blogs
Making Health Insurance Affordable: Is EMI Really the Best Way?
February 4, 2026 | OneAssure Team
Read MoreInsurance in 2026: Great for Your Wallet, But What’s Still Missing?
February 1, 2026 | OneAssure Team
Read MoreHow India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.
February 1, 2026 | OneAssure Team
Read More.png)
Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying
November 17, 2025 | Mahak Chauhan
Read More
ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?
September 25, 2025 | OneAssure Team
Read More
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.