Insurance Plans Comparison
Aditya Birla Active Fit Plus vs ICICI Lombard Health Elite Plus
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActive Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
VS
Health Elite Plus
Get a single private room and reset up to 100% of the sum insured once for the same illness and unlimited times for a different illness, with a 20% loyalty bonus up to 100% that stays after a claim.
What Makes It Special:
ICICI Lombard Health Elite Plus offers an unlimited reset benefit that can replenish up to 100% of the base sum insured when the available cover becomes insufficient after previous claims. It can be used unlimited times for different illnesses and once for the same illness, subject to policy conditions. The plan...
Best For:
Buyers who want the option to add specific benefits, such as worldwide hospitalisation cover or outpatient services, subject to eligibility and additional premium.
Customers seeking benefits such as donor expenses, domiciliary hospitalisation and air ambulance cover.
People who value a guaranteed cumulative bonus that can increase their available cover over time.
Buyers who want a reset benefit for eligible subsequent hospitalisation claims.
Individuals or families looking for a health insurance plan with multiple sum insured options.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
If you need worldwide cover or other add-ons, confirm their availability, waiting periods, limits and additional premium before purchasing.
If you opt for voluntary co-payment or treatment outside your selected pricing zone, account for the applicable out-of-pocket share.
If you expect to use outpatient services, confirm whether the optional BeFit cover is selected and what its specific limits include.
If you have a pre-existing condition, check the 24-month waiting period and disclose your medical history accurately.
Choose a sum insured that fits your expected medical costs and check how room eligibility changes at the ₹20 lakh threshold.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Plus Health Insurance Plan VS VS |
![]() Health Elite Plus Health Insurance Plan |
| Room Rent |
|---|
Active Fit Plus Any room for some in short 5 lakh and above. |
VS VS |
Health Elite Plus
|
| ICU Charges |
|---|
Active Fit Plus No sublimit or caps. |
VS VS |
Health Elite Plus Not verified for the exact current variant configuration. |
| Advanced Treatments |
|---|
Active Fit Plus Information Unavailable |
VS VS |
Health Elite Plus
|
| Co-payment |
|---|
Active Fit Plus No mandatory co-payment identified. |
VS VS |
Health Elite Plus Insured can choose 10% or 20% co-payment, allowing cost-sharing for lower premium expenses. |
| Disease-wise sublimits |
|---|
Active Fit Plus Subject to policy terms. |
VS VS |
Health Elite Plus Cataract treatment is limited to 10% of the sum insured, up to ₹1 lakh per eye, after the applicable two-year period. Other applicable limits and exclusions must be checked in the policy wording. |
| Cashless Healthcare Providers |
|---|
Active Fit Plus Current insurer network is 16,500+. |
VS VS |
Health Elite Plus 10,000+ Cashless Healthcare Providers |
| Restoration Benefit |
|---|
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
VS VS |
Health Elite Plus Reset of up to 100% of the base sum insured, unlimited times for different illnesses and once for the same illness. It does not trigger on the first claim and is subject to the policy conditions. |
| Cumulative Bonus |
|---|
Active Fit Plus 10% of SI per year, maximum 100% |
VS VS |
Health Elite Plus Loyalty bonus is described in the available policy information; current applicable rate and maximum require verification. |
| Daycare Treatment |
|---|
Active Fit Plus All daycare treatments up to sum insured |
VS VS |
Health Elite Plus Covers procedures requiring less than 24-hour hospitalization, like cataract surgery and chemotherapy. |
| Consumable Cover |
|---|
Active Fit Plus Optional/subject to applicable cover |
VS VS |
Health Elite Plus Not verified as a standard benefit for the exact current variant. |
| AYUSH Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Health Elite Plus Coverage for Ayurveda, Yoga, Unani, Siddha, and Homeopathy at government-recognized institutions. |
| Initial Waiting Period |
|---|
Active Fit Plus 30 days |
VS VS |
Health Elite Plus 30 days for illnesses from the start of the policy; accidents are excluded from this waiting-period restriction. |
| Specific Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
Health Elite Plus 24 months for specified diseases and procedures listed in the policy. |
| PED Waiting Period |
|---|
Active Fit Plus 36 months |
VS VS |
Health Elite Plus 24 months for declared and accepted pre-existing diseases, subject to policy terms and applicable portability rules. |
| Modern Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Health Elite Plus Covered up to the annual sum insured, subject to policy terms and exclusions. |
| Annual Health Checkup |
|---|
Active Fit Plus Once every policy year for eligible insured persons |
VS VS |
Health Elite Plus Preventive health check-up available at designated centres, subject to policy conditions. |
| Pre-Hospitalisation |
|---|
Active Fit Plus 90 days |
VS VS |
Health Elite Plus 60 days |
| Post-Hospitalisation |
|---|
Active Fit Plus 180 days |
VS VS |
Health Elite Plus 180 days. |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
VS VS |
Health Elite Plus Not included as a general unlimited standard benefit. Optional BeFit provides specified outpatient consultations and related benefits on a cashless basis, according to the selected plan. |
| Deductible Option |
|---|
Active Fit Plus Not established as a standard inbuilt benefit |
VS VS |
Health Elite Plus No deductible option. |
| Coverage Options |
|---|
Active Fit Plus Individual, multi-individual, and family floater available. |
VS VS |
Health Elite Plus Individual and family floater options, with sum insured options from ₹5 lakh to ₹3 crore. |
| Claim Settlement Ratio |
|---|
Active Fit Plus 97% |
VS VS |
Health Elite Plus Information Unavailable |
| Maternity Cover |
|---|
Active Fit Plus Not available. |
VS VS |
Health Elite Plus Childbirth-related medical expenses are excluded, except ectopic pregnancy, as stated in the exclusions. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Fit Plus vs Supreme Senior Premium
Active Fit Plus vs Energy Silver Without Copay
Active Fit Plus vs Ultimate
Active Fit Plus vs EquiCover
Active Fit Plus vs Optima Secure Global Plus
Active Fit Plus vs Optima Secure
Active Fit Plus vs Super Mediclaim
Active Fit Plus vs Critical Illness Platinum Plan
Active Fit Plus vs Health Recharge
Active Fit Plus vs Golden Shield
Active Fit Plus vs Optima Secure Plus
Active Fit Plus vs Cancer Cover Activ Cancer Secure Plan
Active Fit Plus vs LifeTime Health Global
Active Fit Plus vs Women Care
Active Fit Plus vs Aspire Diamond+
Active Fit Plus vs Activate Booster Plan A
Active Fit Plus vs myHealth Medisure Super Top-up
Active Fit Plus vs Health Super Saver Standard
Active Fit Plus vs Active Care Premier
Active Fit Plus vs ProHealth Accumulate
Active Fit Plus vs Health Booster SuperTopup Individual Adult 1 Year N
Active Fit Plus vs Supreme Shine
Active Fit Plus vs Health Shield 360 Retail
Active Fit Plus vs Health Cardiac Care Silver & Gold Plan
Active Fit Plus vs myHealth Suraksha Gold
Active Fit Plus vs Max Protect Premium
Active Fit Plus vs Elder Care
Active Fit Plus vs Young Star Gold
Active Fit Plus vs Assure
Active Fit Plus vs Cancer Care Platinum
Active Fit Plus vs Health Connect Elite
Active Fit Plus vs Arogya Sanjeevani
Active Fit Plus vs OneHealth Premium
Active Fit Plus vs ProHealth Prime Protect
Active Fit Plus vs Optima Lite
Active Fit Plus vs Medicare Plus
Active Fit Plus vs Activ Health Platinum Essential
Active Fit Plus vs GoActive
Active Fit Plus vs Criti Shield Family Shield
Active Fit Plus vs Medicare Senior
Active Fit Plus vs Enhance Super Top-up Two
Active Fit Plus vs Reassure 3.0
Active Fit Plus vs Medicare Protect
Active Fit Plus vs Health AdvantEdge Plus
Active Fit Plus vs Activ One SAVR
Active Fit Plus vs Active Assure Diamond
Active Fit Plus vs Activ One VIP
Active Fit Plus vs Health Pulse Classic
Active Fit Plus vs Advantage
Active Fit Plus vs Mediclaim Insurance Policy
Active Fit Plus vs iHealth
Active Fit Plus vs Special Care Gold
Active Fit Plus vs Energy Gold Without Copay
Active Fit Plus vs Activ One Max
Active Fit Plus vs Smart Super Health
Active Fit Plus vs Classic
Active Fit Plus vs Activ One Vytl
Active Fit Plus vs Supreme
Active Fit Plus vs Freedom
Active Fit Plus vs Sarvah Pratham
Active Fit Plus vs Joy Today
Active Fit Plus vs Medi Classic
Active Fit Plus vs Activate Booster Plan B
Active Fit Plus vs Aspire Gold+
Active Fit Plus vs Health Gain
Active Fit Plus vs Aspire Platinum+
Active Fit Plus vs Plus Complete
Active Fit Plus vs Health Companion Family First Plan
Active Fit Plus vs Reassure 2.0 Platinum+
Active Fit Plus vs Reassure 3.0 Elite
Active Fit Plus vs Enhance Super Top-up One
Active Fit Plus vs Joy Tomorrow
Active Fit Plus vs Reassure 3.0 Select
Active Fit Plus vs Activ One VIP+
Active Fit Plus vs Red Carpet Senior Citizens
Active Fit Plus vs Super Surplus Gold
Active Fit Plus vs Health SuperCharge
Active Fit Plus vs Health Elite Plus
Active Fit Plus vs Medicare Premier
Active Fit Plus vs Family Health Optima
Active Fit Plus vs Health Companion Variant 2022
Active Fit Plus vs Health Companion Variant 3
Active Fit Plus vs Plus Youth
Active Fit Plus vs ProHealth Prime Advantage
Active Fit Plus vs Critical Illness Silver Plan
Active Fit Plus vs Health Premia Gold
Active Fit Plus vs Health Premia Platinum
Active Fit Plus vs Comprehensive
Active Fit Plus vs HeartBeat Enhanced
Active Fit Plus vs Reassure
Active Fit Plus vs Complete Health Insurance Health Shield Plus Plan
Active Fit Plus vs myHealth Suraksha Platinum
Active Fit Plus vs Health Recharge Super Top Up Plan
Active Fit Plus vs Supreme Value for Money
Active Fit Plus vs Supreme Enhance Two
Active Fit Plus vs Supreme Senior Super
Active Fit Plus vs Supreme Enhance
Active Fit Plus vs Reassure 2.0 Gold
Active Fit Plus vs Active Fit Preferred
Active Fit Plus vs LifeTime Health
Active Fit Plus vs Medicare
Active Fit Plus vs ProHealth Prime Active
Active Fit Plus vs ProHealth Prime Senior Elite
Active Fit Plus vs Advanced Top Up
Active Fit Plus vs Multiplier Health
Active Fit Plus vs Ultimate (Direct)
Active Fit Plus vs Young Star
Active Fit Plus vs Star Women Care Policy
Active Fit Plus vs Health Assurance
Active Fit Plus vs Family Plus
Active Fit Plus vs Sarvah Param
Active Fit Plus vs Optima Insurance
Active Fit Plus vs Smart Super Health Assure
Active Fit Plus vs Criti Shield Plus
Active Fit Plus vs Health Care Supreme Ultimo
Active Fit Plus vs Super Star
Active Fit Plus vs Reassure 3.0 Black
Active Fit Plus vs Health Guard Platinum
Active Fit Plus vs Health Guard Gold
Active Fit Plus vs Elevate (Direct)
Active Fit Plus vs Senior First Platinum
Active Fit Plus vs Extra Care Plus Super Top-up
Active Fit Plus vs Health Care Supreme Smart
Active Fit Plus vs Medi Classic Gold
Active Fit Plus vs Smart Health Pro
Active Fit Plus vs Optima Super Secure
Active Fit Plus vs Optima Secure Global
Active Fit Plus vs Special Care
Active Fit Plus vs Medicare LITE
Active Fit Plus vs NextGen
Active Fit Plus vs Health Shield 360
Active Fit Plus vs SecureHealth
Active Fit Plus vs Energy Silver With Copay
Active Fit Plus vs Supreme (Direct)
Active Fit Plus vs Plus
Active Fit Plus vs Medicare Select
Active Fit Plus vs Complete Health Insurance Health Protect Plus Plan
Active Fit Plus vs myHealth Koti Suraksha
Active Fit Plus vs Senior
Active Fit Plus vs myHealth Suraksha Silver
Active Fit Plus vs Health Booster
Active Fit Plus vs Complete Health Insurance Health Shield
Active Fit Plus vs Cardiac Care Platinum
Active Fit Plus vs Royal Sundaram Lifeline Elite
Active Fit Plus vs HeartBeat Platinum
Active Fit Plus vs Supreme Enhance One
Active Fit Plus vs HeartBeat Gold
Active Fit Plus vs Health Companion Variant 2
Active Fit Plus vs Health Companion Variant 1
Active Fit Plus vs Aspire Titanium+
Active Fit Plus vs iHealth Plus
Active Fit Plus vs Reassure 3.0 Classic
Active Fit Plus vs Senior Health Advantage
Active Fit Plus vs Health Wallet
Active Fit Plus vs Elevate
Active Fit Plus vs Heart
Active Fit Plus vs Reassure 2.0 Titanium+
Active Fit Plus vs Diabetes Safe Plan A
Active Fit Plus vs Reassure 2.0 Bronze+
Active Fit Plus vs Young Star Silver
Active Fit Plus vs Enhance Super Top-up
Active Fit Plus vs Joy
Active Fit Plus vs Health Elite
Active Fit Plus vs Supreme Senior Health AdvantEdge
Active Fit Plus vs Health AdvantEdge
Active Fit Plus vs Supreme Super Saver
Active Fit Plus vs Health Insurance Platinum
Health Elite Plus vs Supreme Senior Premium
Health Elite Plus vs Energy Silver Without Copay
Health Elite Plus vs Ultimate
Health Elite Plus vs EquiCover
Health Elite Plus vs Optima Secure Global Plus
Health Elite Plus vs Optima Secure
Health Elite Plus vs Super Mediclaim
Health Elite Plus vs Critical Illness Platinum Plan
Health Elite Plus vs Health Recharge
Health Elite Plus vs Golden Shield
Health Elite Plus vs Optima Secure Plus
Health Elite Plus vs Cancer Cover Activ Cancer Secure Plan
Health Elite Plus vs LifeTime Health Global
Health Elite Plus vs Women Care
Health Elite Plus vs Aspire Diamond+
Health Elite Plus vs Activate Booster Plan A
Health Elite Plus vs myHealth Medisure Super Top-up
Health Elite Plus vs Health Super Saver Standard
Health Elite Plus vs Active Care Premier
Health Elite Plus vs ProHealth Accumulate
Health Elite Plus vs Health Booster SuperTopup Individual Adult 1 Year N
Health Elite Plus vs Supreme Shine
Health Elite Plus vs Health Shield 360 Retail
Health Elite Plus vs Health Cardiac Care Silver & Gold Plan
Health Elite Plus vs myHealth Suraksha Gold
Health Elite Plus vs Max Protect Premium
Health Elite Plus vs Elder Care
Health Elite Plus vs Young Star Gold
Health Elite Plus vs Assure
Health Elite Plus vs Active Fit Plus
Health Elite Plus vs Cancer Care Platinum
Health Elite Plus vs Health Connect Elite
Health Elite Plus vs Arogya Sanjeevani
Health Elite Plus vs OneHealth Premium
Health Elite Plus vs ProHealth Prime Protect
Health Elite Plus vs Optima Lite
Health Elite Plus vs Medicare Plus
Health Elite Plus vs Activ Health Platinum Essential
Health Elite Plus vs GoActive
Health Elite Plus vs Criti Shield Family Shield
Health Elite Plus vs Medicare Senior
Health Elite Plus vs Enhance Super Top-up Two
Health Elite Plus vs Reassure 3.0
Health Elite Plus vs Medicare Protect
Health Elite Plus vs Health AdvantEdge Plus
Health Elite Plus vs Activ One SAVR
Health Elite Plus vs Active Assure Diamond
Health Elite Plus vs Activ One VIP
Health Elite Plus vs Health Pulse Classic
Health Elite Plus vs Advantage
Health Elite Plus vs Mediclaim Insurance Policy
Health Elite Plus vs iHealth
Health Elite Plus vs Special Care Gold
Health Elite Plus vs Energy Gold Without Copay
Health Elite Plus vs Activ One Max
Health Elite Plus vs Smart Super Health
Health Elite Plus vs Classic
Health Elite Plus vs Activ One Vytl
Health Elite Plus vs Supreme
Health Elite Plus vs Freedom
Health Elite Plus vs Sarvah Pratham
Health Elite Plus vs Joy Today
Health Elite Plus vs Medi Classic
Health Elite Plus vs Activate Booster Plan B
Health Elite Plus vs Aspire Gold+
Health Elite Plus vs Health Gain
Health Elite Plus vs Aspire Platinum+
Health Elite Plus vs Plus Complete
Health Elite Plus vs Health Companion Family First Plan
Health Elite Plus vs Reassure 2.0 Platinum+
Health Elite Plus vs Reassure 3.0 Elite
Health Elite Plus vs Enhance Super Top-up One
Health Elite Plus vs Joy Tomorrow
Health Elite Plus vs Reassure 3.0 Select
Health Elite Plus vs Activ One VIP+
Health Elite Plus vs Red Carpet Senior Citizens
Health Elite Plus vs Super Surplus Gold
Health Elite Plus vs Health SuperCharge
Health Elite Plus vs Medicare Premier
Health Elite Plus vs Family Health Optima
Health Elite Plus vs Health Companion Variant 2022
Health Elite Plus vs Health Companion Variant 3
Health Elite Plus vs Plus Youth
Health Elite Plus vs ProHealth Prime Advantage
Health Elite Plus vs Critical Illness Silver Plan
Health Elite Plus vs Health Premia Gold
Health Elite Plus vs Health Premia Platinum
Health Elite Plus vs Comprehensive
Health Elite Plus vs HeartBeat Enhanced
Health Elite Plus vs Reassure
Health Elite Plus vs Complete Health Insurance Health Shield Plus Plan
Health Elite Plus vs myHealth Suraksha Platinum
Health Elite Plus vs Health Recharge Super Top Up Plan
Health Elite Plus vs Supreme Value for Money
Health Elite Plus vs Supreme Enhance Two
Health Elite Plus vs Supreme Senior Super
Health Elite Plus vs Supreme Enhance
Health Elite Plus vs Reassure 2.0 Gold
Health Elite Plus vs Active Fit Preferred
Health Elite Plus vs LifeTime Health
Health Elite Plus vs Medicare
Health Elite Plus vs ProHealth Prime Active
Health Elite Plus vs ProHealth Prime Senior Elite
Health Elite Plus vs Advanced Top Up
Health Elite Plus vs Multiplier Health
Health Elite Plus vs Ultimate (Direct)
Health Elite Plus vs Young Star
Health Elite Plus vs Star Women Care Policy
Health Elite Plus vs Health Assurance
Health Elite Plus vs Family Plus
Health Elite Plus vs Sarvah Param
Health Elite Plus vs Optima Insurance
Health Elite Plus vs Smart Super Health Assure
Health Elite Plus vs Criti Shield Plus
Health Elite Plus vs Health Care Supreme Ultimo
Health Elite Plus vs Super Star
Health Elite Plus vs Reassure 3.0 Black
Health Elite Plus vs Health Guard Platinum
Health Elite Plus vs Health Guard Gold
Health Elite Plus vs Elevate (Direct)
Health Elite Plus vs Senior First Platinum
Health Elite Plus vs Extra Care Plus Super Top-up
Health Elite Plus vs Health Care Supreme Smart
Health Elite Plus vs Medi Classic Gold
Health Elite Plus vs Smart Health Pro
Health Elite Plus vs Optima Super Secure
Health Elite Plus vs Optima Secure Global
Health Elite Plus vs Special Care
Health Elite Plus vs Medicare LITE
Health Elite Plus vs NextGen
Health Elite Plus vs Health Shield 360
Health Elite Plus vs SecureHealth
Health Elite Plus vs Energy Silver With Copay
Health Elite Plus vs Supreme (Direct)
Health Elite Plus vs Plus
Health Elite Plus vs Medicare Select
Health Elite Plus vs Complete Health Insurance Health Protect Plus Plan
Health Elite Plus vs myHealth Koti Suraksha
Health Elite Plus vs Senior
Health Elite Plus vs myHealth Suraksha Silver
Health Elite Plus vs Health Booster
Health Elite Plus vs Complete Health Insurance Health Shield
Health Elite Plus vs Cardiac Care Platinum
Health Elite Plus vs Royal Sundaram Lifeline Elite
Health Elite Plus vs HeartBeat Platinum
Health Elite Plus vs Supreme Enhance One
Health Elite Plus vs HeartBeat Gold
Health Elite Plus vs Health Companion Variant 2
Health Elite Plus vs Health Companion Variant 1
Health Elite Plus vs Aspire Titanium+
Health Elite Plus vs iHealth Plus
Health Elite Plus vs Reassure 3.0 Classic
Health Elite Plus vs Senior Health Advantage
Health Elite Plus vs Health Wallet
Health Elite Plus vs Elevate
Health Elite Plus vs Heart
Health Elite Plus vs Reassure 2.0 Titanium+
Health Elite Plus vs Diabetes Safe Plan A
Health Elite Plus vs Reassure 2.0 Bronze+
Health Elite Plus vs Young Star Silver
Health Elite Plus vs Enhance Super Top-up
Health Elite Plus vs Joy
Health Elite Plus vs Health Elite
Health Elite Plus vs Supreme Senior Health AdvantEdge
Health Elite Plus vs Health AdvantEdge
Health Elite Plus vs Supreme Super Saver
Health Elite Plus vs Health Insurance Platinum
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.







.png)