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Insurance Plans Comparison

Aditya Birla Active Fit Plus vs Care Supreme (Direct)

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Aditya Birla

Active Fit Plus

Wellness-driven health protection with Binge Refill and HealthReturns

What Makes It Special:

Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.

Best For:

  • People looking for broad hospitalisation and daycare coverage

  • Buyers wanting unlimited sum insured refill

  • Customers interested in wellness rewards

  • Younger adults and families

VS
Care

Supreme (Direct)

Care Supreme (Direct)

What Makes It Special:

Supreme (Direct) focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Aditya Birla Active Fit Plus

  • Waiting periods should be reviewed before purchase.

  • Maternity is not part of the Plus variant.

  • Binge Refill can provide additional protection after some insured is exhausted.

  • Suitable if wellness linked rewards are important.

Care Supreme (Direct)

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Active Fit Plus
Active Fit Plus

Health Insurance Plan

VS
Supreme (Direct)
Supreme (Direct)

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Active Fit Plus

Any room for some in short 5 lakh and above.

VS

Supreme (Direct)

Full coverage for ICU and normal room charges up to SI.

ICU Charges

Active Fit Plus

No sublimit or caps.

VS

Supreme (Direct)

Full coverage for ICU expenses and normal room charges up to sum insured.

Co-payment

Active Fit Plus

No mandatory co-payment identified.

VS

Supreme (Direct)

No mandatory co-payment; optional voluntary co-payment available.

Disease-wise sublimits

Active Fit Plus

Subject to policy terms.

VS

Supreme (Direct)

No disease-wise sub-limits.

Cashless Healthcare Providers

Active Fit Plus

Current insurer network is 16,500+.

VS

Supreme (Direct)

5,000+ network hospitals across India.

Restoration Benefit

Active Fit Plus

Binge refill - 100% sum insured, unlimited times

VS

Supreme (Direct)

Unlimited restoration benefit available.

Cumulative Bonus

Active Fit Plus

10% of SI per year, maximum 100%

VS

Supreme (Direct)

Provided annually on no-claim basis (specific % varies by year).

Daycare Treatment

Active Fit Plus

All daycare treatments up to sum insured

VS

Supreme (Direct)

Covers 200+ medical procedures: dialysis, chemotherapy, cataract surgery, etc.

Consumable Cover

Active Fit Plus

Optional/subject to applicable cover

VS

Supreme (Direct)

Included as part of hospitalisation expenses.

AYUSH Treatment

Active Fit Plus

Covered up to sum insured

VS

Supreme (Direct)

Covered on cashless basis at network facilities.

Initial Waiting Period

Active Fit Plus

30 days

VS

Supreme (Direct)

30 days (except accidents).

Specific Waiting Period

Active Fit Plus

Information Unavailable

VS

Supreme (Direct)

2 years for specified ailments.

PED Waiting Period

Active Fit Plus

36 months

VS

Supreme (Direct)

3 years for pre-existing diseases.

Modern Treatment

Active Fit Plus

Covered up to sum insured

VS

Supreme (Direct)

Covers cutting-edge procedures: robotic surgery, stem cell therapy, organ transplants, and other advanced treatments.

Annual Health Checkup

Active Fit Plus

Once every policy year for eligible insured persons

VS

Supreme (Direct)

Available on cashless basis.

Pre-Hospitalisation

Active Fit Plus

90 days

VS

Supreme (Direct)

Pre-existing diseases covered after 3 years waiting period.

Post-Hospitalisation

Active Fit Plus

180 days

VS

Supreme (Direct)

Covered as part of related hospitalisation medical expenses.

Outpatient Department Cover (OPD Expense)

Active Fit Plus

Not part of standard hospitalisation cover; optional OPD available.

VS

Supreme (Direct)

Not available in base plan, present as an add on.

Deductible Option

Active Fit Plus

Not established as a standard inbuilt benefit

VS

Supreme (Direct)

Optional feature available.

Coverage Options

Active Fit Plus

Individual, multi-individual, and family floater available.

VS

Supreme (Direct)

Multiple SI options available (varies by plan).

Claim Settlement Ratio

Active Fit Plus

97%

VS

Supreme (Direct)

80%

Maternity Cover

Active Fit Plus

Not available.

VS

Supreme (Direct)

Availability to be confirmed from policy document.

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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