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Insurance Plans Comparison

Care Supreme (Direct) vs Royal Sundaram Advanced Top Up

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Care

Supreme (Direct)

Care Supreme (Direct)

What Makes It Special:

Supreme (Direct) is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

  • Not available
VS
Royal Sundaram

Advanced Top Up

Advanced Top Up

What Makes It Special:

Advanced Top Up focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Care Supreme (Direct)

Not available

Royal Sundaram Advanced Top Up

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Supreme (Direct)
Supreme (Direct)

Health Insurance Plan

Brochure

Policy Wording

VS
Advanced Top Up
Advanced Top Up

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Supreme (Direct)

Full coverage for ICU and normal room charges up to SI.

VS

Advanced Top Up

Covered up to Sum Insured

Covered up to Sum Insured

ICU Charges

Supreme (Direct)

Full coverage for ICU expenses and normal room charges up to sum insured.

VS

Advanced Top Up

Information Unavailable

Advanced Treatments

Supreme (Direct)

Information Unavailable

VS

Advanced Top Up

Covered up to Sum Insured

Co-payment

Supreme (Direct)

No mandatory co-payment; optional voluntary co-payment available.

VS

Advanced Top Up

Not mentioned

Disease-wise sublimits

Supreme (Direct)

No disease-wise sub-limits.

VS

Advanced Top Up

Information Unavailable

Waiting Period

Supreme (Direct)

Information Unavailable

VS

Advanced Top Up

30 Days

36 Months

24 Months

Cashless Healthcare Providers

Supreme (Direct)

5,000+ network hospitals across India.

VS

Advanced Top Up

Not mentioned

Restoration Benefit

Supreme (Direct)

Unlimited restoration benefit available.

VS

Advanced Top Up

Information Unavailable

Cumulative Bonus

Supreme (Direct)

Provided annually on no-claim basis (specific % varies by year).

VS

Advanced Top Up

Information Unavailable

Daycare Treatment

Supreme (Direct)

Covers 200+ medical procedures: dialysis, chemotherapy, cataract surgery, etc.

VS

Advanced Top Up

Covered up to Sum Insured

Consumable Cover

Supreme (Direct)

Included as part of hospitalisation expenses.

VS

Advanced Top Up

Information Unavailable

AYUSH Treatment

Supreme (Direct)

Covered on cashless basis at network facilities.

VS

Advanced Top Up

Covered up to Sum Insured

Initial Waiting Period

Supreme (Direct)

30 days (except accidents).

VS

Advanced Top Up

Information Unavailable

Specific Waiting Period

Supreme (Direct)

2 years for specified ailments.

VS

Advanced Top Up

Information Unavailable

PED Waiting Period

Supreme (Direct)

3 years for pre-existing diseases.

VS

Advanced Top Up

Information Unavailable

Modern Treatment

Supreme (Direct)

Covers cutting-edge procedures: robotic surgery, stem cell therapy, organ transplants, and other advanced treatments.

VS

Advanced Top Up

Information Unavailable

Annual Health Checkup

Supreme (Direct)

Available on cashless basis.

VS

Advanced Top Up

Information Unavailable

Pre-Hospitalisation

Supreme (Direct)

Pre-existing diseases covered after 3 years waiting period.

VS

Advanced Top Up

Information Unavailable

Post-Hospitalisation

Supreme (Direct)

Covered as part of related hospitalisation medical expenses.

VS

Advanced Top Up

Information Unavailable

Outpatient Department Cover (OPD Expense)

Supreme (Direct)

Not available in base plan, present as an add on.

VS

Advanced Top Up

Information Unavailable

Deductible Option

Supreme (Direct)

Optional feature available.

VS

Advanced Top Up

Information Unavailable

Coverage Options

Supreme (Direct)

Multiple SI options available (varies by plan).

VS

Advanced Top Up

Information Unavailable

Claim Settlement Ratio

Supreme (Direct)

80%

VS

Advanced Top Up

Information Unavailable

Maternity Cover

Supreme (Direct)

Availability to be confirmed from policy document.

VS

Advanced Top Up

Information Unavailable

Insurance Plans Comparison

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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

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Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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