Oneassure

Partner with us

Insurance Plans Comparison

Royal Sundaram Advanced Top Up vs Star Star Women Care Policy

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Read more
Royal Sundaram

Advanced Top Up

Advanced Top Up

What Makes It Special:

Advanced Top Up is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

  • Not available
VS
Star

What Makes It Special:

Star Women Care Policy focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Wellness-linked, preventive care insurance

  • Automatic sum insured restoration

  • Premium maternity and newborn care

  • Comprehensive women’s family health protection

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Royal Sundaram Advanced Top Up

Not available

Star Star Women Care Policy

  • You prefer no medical check-up before purchase

  • You enjoy earning wellness points and premium discounts

  • You need surrogacy and oocyte donor coverage

  • You want automatic sum insured restoration after a claim

  • You value OPD consultations and yearly health check-ups

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Advanced Top Up
Advanced Top Up

Health Insurance Plan

Brochure

Policy Wording

VS
Star Women Care Policy
Star Women Care Policy

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Advanced Top Up

Covered up to Sum Insured

Covered up to Sum Insured

VS

Star Women Care Policy

Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L

Advanced Treatments

Advanced Top Up

Covered up to Sum Insured

VS

Star Women Care Policy

Not Available

ICU Charges

Advanced Top Up

Not Available

VS

Star Women Care Policy

No restriction on ICU room rent

Co-payment

Advanced Top Up

Not mentioned

VS

Star Women Care Policy

Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above)

Disease-wise sublimits

Advanced Top Up

Not Available

VS

Star Women Care Policy

No

Waiting Period

Advanced Top Up

30 Days

36 Months

24 Months

VS

Star Women Care Policy

Not Available

Cashless Healthcare Providers

Advanced Top Up

Not mentioned

VS

Star Women Care Policy

13000+ Healthcare Providers

Restoration Benefit

Advanced Top Up

Not Available

VS

Star Women Care Policy

100% once after full/partial utilization in a year

Daycare Treatment

Advanced Top Up

Covered up to Sum Insured

VS

Star Women Care Policy

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Cumulative Bonus

Advanced Top Up

Not Available

VS

Star Women Care Policy

20% each year, up to 100%

AYUSH Treatment

Advanced Top Up

Covered up to Sum Insured

VS

Star Women Care Policy

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Consumable Cover

Advanced Top Up

Not Available

VS

Star Women Care Policy

Yes

Initial Waiting Period

Advanced Top Up

Not Available

VS

Star Women Care Policy

30 days.

Specific Waiting Period

Advanced Top Up

Not Available

VS

Star Women Care Policy

2 years

PED Waiting Period

Advanced Top Up

Not Available

VS

Star Women Care Policy

3 years

Modern Treatment

Advanced Top Up

Not Available

VS

Star Women Care Policy

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup

Advanced Top Up

Not Available

VS

Star Women Care Policy

Health check-up is available once every policy year, from day 1 of the policy

Pre-Hospitalisation

Advanced Top Up

Not Available

VS

Star Women Care Policy

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Post-Hospitalisation

Advanced Top Up

Not Available

VS

Star Women Care Policy

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)

Advanced Top Up

Not Available

VS

Star Women Care Policy

OPD is available

Deductible Option

Advanced Top Up

Not Available

VS

Star Women Care Policy

Not Available

Coverage Options

Advanced Top Up

Not Available

VS

Star Women Care Policy

Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr

Claim Settlement Ratio

Advanced Top Up

Not Available

VS

Star Women Care Policy

82.31%

Maternity Cover

Advanced Top Up

Not Available

VS

Star Women Care Policy

Available

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Compare With Other Health Insurance Plans

Advanced Top Up vs Supreme (Direct)

Advanced Top Up vs Senior First Gold Plan

Advanced Top Up vs Activ One VIP

Advanced Top Up vs Optima Secure Global Plus

Advanced Top Up vs Health Recharge Super Top Up Plan

Star Women Care Policy vs Supreme (Direct)

Star Women Care Policy vs Senior First Gold Plan

Star Women Care Policy vs Activ One VIP

Star Women Care Policy vs Optima Secure Global Plus

Star Women Care Policy vs Health Recharge Super Top Up Plan

Oneassure

Health Insurance

Compare Health Insurance Plans

Advanced Top Up Vs Star Women Care Policy

Policy Pal

Chat with PolicyPal

Get a free policy review

No pressure. No product push. Just honest advice.