Insurance Plans Comparison
Star Star Women Care Policy vs Niva Bupa Health Assurance
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreStar Women Care Policy
Cover delivery expenses up to the policy limit, pay bariatric surgery bills up to ₹2,50,000 or ₹5,00,000 including pre and post hospitalisation, and restore the sum insured once by 100% for a later hospital stay.
What Makes It Special:
Star Women Care Insurance Policy is designed around the healthcare needs of women and their families. The product provides regular hospitalisation coverage along with maternity-related benefits, pregnancy entry subject to conditions, newborn support, family floater options and additional benefits such as bariatric surgery and restoration.
Best For:
Pregnant women who meet the product's entry conditions
Wellness-linked, preventive care insurance
Automatic sum insured restoration
Premium maternity and newborn care
Comprehensive women’s family health protection
VS
Health Assurance
Choose a listed critical-illness lump sum, accident cover and daily hospital cash as fixed benefits you can combine, with hospital cash paid for each day in hospital up to 45 days a year.
What Makes It Special:
Health Assurance is a Niva Bupa family plan made up of three separate covers. CritiCare pays a lump sum for listed critical illnesses. HospiCash pays a fixed daily cash amount during hospitalisation. AccidentCare pays for accidental death, permanent disability and temporary disability.
Best For:
Buyers who want lifelong renewal on all three covers
Parents who want child education benefits paid on an accidental death or permanent disability of the proposer
Working adults who want accident death, disability and income-loss cover
Buyers who want daily cash to cover incidental costs during a hospital stay
Families who want a lump sum if a listed critical illness is diagnosed
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
You prefer no medical check-up before purchase
You enjoy earning wellness points and premium discounts
You need surrogacy and oocyte donor coverage
You want automatic sum insured restoration after a claim
You value OPD consultations and yearly health check-ups
The sum insured for AccidentCare and TTD is linked to annual income, so check the limits against your income.
Only 2 adults can be covered under a CritiCare family option, so check this before buying for a larger family.
AccidentCare has no waiting period, but it is available only to Risk Class 1 and 2 occupations, with a 50% loading for Risk Class 2.
HospiCash pays a fixed daily amount for up to 45 days a year, so it does not reimburse hospital bills.
CritiCare does not start for 90 days, and a 36-month PED wait applies, so buy early if you have a condition.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Star Women Care Policy Health Insurance Plan VS VS |
Health Assurance Health Insurance Plan |
| Room Rent |
|---|
Star Women Care Policy Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L |
VS VS |
Health Assurance Normal: Covered up to Sum Insured ICU: Covered up to Sum Insured |
| ICU Charges |
|---|
Star Women Care Policy No restriction on ICU room rent |
VS VS |
Health Assurance Under HospiCash, the ICU cash benefit is double the daily cash benefit for ICU stays, up to 7 days a year. |
| Advanced Treatments |
|---|
Star Women Care Policy Information Unavailable |
VS VS |
Health Assurance Modern Treatments covered up to Sum Insured |
| Disease-wise sublimits |
|---|
Star Women Care Policy No |
VS VS |
Health Assurance Information Unavailable |
| Co-payment |
|---|
Star Women Care Policy Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above) |
VS VS |
Health Assurance Optional co-payment available |
| Restoration Benefit |
|---|
Star Women Care Policy 100% once after full/partial utilization in a year |
VS VS |
Health Assurance Information Unavailable |
| Cashless Healthcare Providers |
|---|
Star Women Care Policy 13000+ Healthcare Providers |
VS VS |
Health Assurance 10,000+ Network Hospitals |
| Cumulative Bonus |
|---|
Star Women Care Policy 20% each year, up to 100% |
VS VS |
Health Assurance AccidentCare renewal benefit: the sum insured rises by 5% for each claim-free year, up to a total of 25%. Applies to all AccidentCare benefits except TTD and accident hospitalisation. |
| Daycare Treatment |
|---|
Star Women Care Policy Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Health Assurance Covered |
| Consumable Cover |
|---|
Star Women Care Policy Yes |
VS VS |
Health Assurance Please refer to the policy wording. |
| AYUSH Treatment |
|---|
Star Women Care Policy Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Health Assurance Covered up to Sum Insured |
| Initial Waiting Period |
|---|
Star Women Care Policy 30 days. |
VS VS |
Health Assurance CritiCare: 90 days. HospiCash: 30 days, except accidents. AccidentCare: none. |
| Specific Waiting Period |
|---|
Star Women Care Policy 2 years |
VS VS |
Health Assurance HospiCash only: 24 months for 17 listed conditions and procedures |
| PED Waiting Period |
|---|
Star Women Care Policy 3 years |
VS VS |
Health Assurance 36 months for CritiCare and HospiCash |
| Modern Treatment |
|---|
Star Women Care Policy Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Health Assurance Not covered as a separate benefit. AccidentCare Hospitalisation covers surgery, room rent and related costs for accidental injury up to 2% of the AccidentCare sum insured. |
| Annual Health Checkup |
|---|
Star Women Care Policy Health check-up is available once every policy year, from day 1 of the policy |
VS VS |
Health Assurance Kindly refer to the policy wording. |
| Pre-Hospitalisation |
|---|
Star Women Care Policy You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
VS VS |
Health Assurance Information Unavailable |
| Post-Hospitalisation |
|---|
Star Women Care Policy You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Health Assurance Kindly refer to policy wording. |
| Outpatient Department Cover (OPD Expense) |
|---|
Star Women Care Policy OPD is available |
VS VS |
Health Assurance Not covered. |
| Deductible Option |
|---|
Star Women Care Policy Not Available |
VS VS |
Health Assurance Kindly refer to the policy wording. |
| Coverage Options |
|---|
Star Women Care Policy Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr |
VS VS |
Health Assurance AccidentCare (individual or family, with optional TTD and accident hospitalisation), CritiCare (individual or family floater, Option 1 lump sum or Option 2 lump sum with staggered payout), HospiCash (individual or family, daily cash). |
| Claim Settlement Ratio |
|---|
Star Women Care Policy 82.31% |
VS VS |
Health Assurance Claim Settlement Ratio (CSR) of 93.3% as a three-year IRDAI weighted average, and 95.6% in recent quarterly company disclosures (Q1 FY 2026-27). |
| Maternity Cover |
|---|
Star Women Care Policy Available |
VS VS |
Health Assurance Information Unavailable |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Star Women Care Policy vs Supreme Senior Premium
Star Women Care Policy vs Energy Silver Without Copay
Star Women Care Policy vs Ultimate
Star Women Care Policy vs EquiCover
Star Women Care Policy vs Optima Secure Global Plus
Star Women Care Policy vs Optima Secure
Star Women Care Policy vs Super Mediclaim
Star Women Care Policy vs Critical Illness Platinum Plan
Star Women Care Policy vs Health Recharge
Star Women Care Policy vs Golden Shield
Star Women Care Policy vs Optima Secure Plus
Star Women Care Policy vs Cancer Cover Activ Cancer Secure Plan
Star Women Care Policy vs LifeTime Health Global
Star Women Care Policy vs Women Care
Star Women Care Policy vs Aspire Diamond+
Star Women Care Policy vs Activate Booster Plan A
Star Women Care Policy vs myHealth Medisure Super Top-up
Star Women Care Policy vs Health Super Saver Standard
Star Women Care Policy vs Active Care Premier
Star Women Care Policy vs ProHealth Accumulate
Star Women Care Policy vs Health Booster SuperTopup Individual Adult 1 Year N
Star Women Care Policy vs Supreme Shine
Star Women Care Policy vs Health Shield 360 Retail
Star Women Care Policy vs Health Cardiac Care Silver & Gold Plan
Star Women Care Policy vs myHealth Suraksha Gold
Star Women Care Policy vs Max Protect Premium
Star Women Care Policy vs Elder Care
Star Women Care Policy vs Young Star Gold
Star Women Care Policy vs Assure
Star Women Care Policy vs Active Fit Plus
Star Women Care Policy vs Cancer Care Platinum
Star Women Care Policy vs Health Connect Elite
Star Women Care Policy vs Arogya Sanjeevani
Star Women Care Policy vs OneHealth Premium
Star Women Care Policy vs ProHealth Prime Protect
Star Women Care Policy vs Optima Lite
Star Women Care Policy vs Medicare Plus
Star Women Care Policy vs Activ Health Platinum Essential
Star Women Care Policy vs GoActive
Star Women Care Policy vs Criti Shield Family Shield
Star Women Care Policy vs Medicare Senior
Star Women Care Policy vs Enhance Super Top-up Two
Star Women Care Policy vs Reassure 3.0
Star Women Care Policy vs Medicare Protect
Star Women Care Policy vs Health AdvantEdge Plus
Star Women Care Policy vs Activ One SAVR
Star Women Care Policy vs Active Assure Diamond
Star Women Care Policy vs Activ One VIP
Star Women Care Policy vs Health Pulse Classic
Star Women Care Policy vs Advantage
Star Women Care Policy vs Mediclaim Insurance Policy
Star Women Care Policy vs iHealth
Star Women Care Policy vs Special Care Gold
Star Women Care Policy vs Energy Gold Without Copay
Star Women Care Policy vs Activ One Max
Star Women Care Policy vs Smart Super Health
Star Women Care Policy vs Classic
Star Women Care Policy vs Activ One Vytl
Star Women Care Policy vs Supreme
Star Women Care Policy vs Freedom
Star Women Care Policy vs Sarvah Pratham
Star Women Care Policy vs Joy Today
Star Women Care Policy vs Medi Classic
Star Women Care Policy vs Activate Booster Plan B
Star Women Care Policy vs Aspire Gold+
Star Women Care Policy vs Health Gain
Star Women Care Policy vs Aspire Platinum+
Star Women Care Policy vs Plus Complete
Star Women Care Policy vs Health Companion Family First Plan
Star Women Care Policy vs Reassure 2.0 Platinum+
Star Women Care Policy vs Reassure 3.0 Elite
Star Women Care Policy vs Enhance Super Top-up One
Star Women Care Policy vs Joy Tomorrow
Star Women Care Policy vs Reassure 3.0 Select
Star Women Care Policy vs Activ One VIP+
Star Women Care Policy vs Red Carpet Senior Citizens
Star Women Care Policy vs Super Surplus Gold
Star Women Care Policy vs Health SuperCharge
Star Women Care Policy vs Health Elite Plus
Star Women Care Policy vs Medicare Premier
Star Women Care Policy vs Family Health Optima
Star Women Care Policy vs Health Companion Variant 2022
Star Women Care Policy vs Health Companion Variant 3
Star Women Care Policy vs Plus Youth
Star Women Care Policy vs ProHealth Prime Advantage
Star Women Care Policy vs Critical Illness Silver Plan
Star Women Care Policy vs Health Premia Gold
Star Women Care Policy vs Health Premia Platinum
Star Women Care Policy vs Comprehensive
Star Women Care Policy vs HeartBeat Enhanced
Star Women Care Policy vs Reassure
Star Women Care Policy vs Complete Health Insurance Health Shield Plus Plan
Star Women Care Policy vs myHealth Suraksha Platinum
Star Women Care Policy vs Health Recharge Super Top Up Plan
Star Women Care Policy vs Supreme Value for Money
Star Women Care Policy vs Supreme Enhance Two
Star Women Care Policy vs Supreme Senior Super
Star Women Care Policy vs Supreme Enhance
Star Women Care Policy vs Reassure 2.0 Gold
Star Women Care Policy vs Active Fit Preferred
Star Women Care Policy vs LifeTime Health
Star Women Care Policy vs Medicare
Star Women Care Policy vs ProHealth Prime Active
Star Women Care Policy vs ProHealth Prime Senior Elite
Star Women Care Policy vs Advanced Top Up
Star Women Care Policy vs Multiplier Health
Star Women Care Policy vs Ultimate (Direct)
Star Women Care Policy vs Young Star
Star Women Care Policy vs Health Assurance
Star Women Care Policy vs Family Plus
Star Women Care Policy vs Sarvah Param
Star Women Care Policy vs Optima Insurance
Star Women Care Policy vs Smart Super Health Assure
Star Women Care Policy vs Criti Shield Plus
Star Women Care Policy vs Health Care Supreme Ultimo
Star Women Care Policy vs Super Star
Star Women Care Policy vs Reassure 3.0 Black
Star Women Care Policy vs Health Guard Platinum
Star Women Care Policy vs Health Guard Gold
Star Women Care Policy vs Elevate (Direct)
Star Women Care Policy vs Senior First Platinum
Star Women Care Policy vs Extra Care Plus Super Top-up
Star Women Care Policy vs Health Care Supreme Smart
Star Women Care Policy vs Medi Classic Gold
Star Women Care Policy vs Smart Health Pro
Star Women Care Policy vs Optima Super Secure
Star Women Care Policy vs Optima Secure Global
Star Women Care Policy vs Special Care
Star Women Care Policy vs Medicare LITE
Star Women Care Policy vs NextGen
Star Women Care Policy vs Health Shield 360
Star Women Care Policy vs SecureHealth
Star Women Care Policy vs Energy Silver With Copay
Star Women Care Policy vs Supreme (Direct)
Star Women Care Policy vs Plus
Star Women Care Policy vs Medicare Select
Star Women Care Policy vs Complete Health Insurance Health Protect Plus Plan
Star Women Care Policy vs myHealth Koti Suraksha
Star Women Care Policy vs Senior
Star Women Care Policy vs myHealth Suraksha Silver
Star Women Care Policy vs Health Booster
Star Women Care Policy vs Complete Health Insurance Health Shield
Star Women Care Policy vs Cardiac Care Platinum
Star Women Care Policy vs Royal Sundaram Lifeline Elite
Star Women Care Policy vs HeartBeat Platinum
Star Women Care Policy vs Supreme Enhance One
Star Women Care Policy vs HeartBeat Gold
Star Women Care Policy vs Health Companion Variant 2
Star Women Care Policy vs Health Companion Variant 1
Star Women Care Policy vs Aspire Titanium+
Star Women Care Policy vs iHealth Plus
Star Women Care Policy vs Reassure 3.0 Classic
Star Women Care Policy vs Senior Health Advantage
Star Women Care Policy vs Health Wallet
Star Women Care Policy vs Elevate
Star Women Care Policy vs Heart
Star Women Care Policy vs Reassure 2.0 Titanium+
Star Women Care Policy vs Diabetes Safe Plan A
Star Women Care Policy vs Reassure 2.0 Bronze+
Star Women Care Policy vs Young Star Silver
Star Women Care Policy vs Enhance Super Top-up
Star Women Care Policy vs Joy
Star Women Care Policy vs Health Elite
Star Women Care Policy vs Supreme Senior Health AdvantEdge
Star Women Care Policy vs Health AdvantEdge
Star Women Care Policy vs Supreme Super Saver
Star Women Care Policy vs Health Insurance Platinum
Health Assurance vs Supreme Senior Premium
Health Assurance vs Energy Silver Without Copay
Health Assurance vs Ultimate
Health Assurance vs EquiCover
Health Assurance vs Optima Secure Global Plus
Health Assurance vs Optima Secure
Health Assurance vs Super Mediclaim
Health Assurance vs Critical Illness Platinum Plan
Health Assurance vs Health Recharge
Health Assurance vs Golden Shield
Health Assurance vs Optima Secure Plus
Health Assurance vs Cancer Cover Activ Cancer Secure Plan
Health Assurance vs LifeTime Health Global
Health Assurance vs Women Care
Health Assurance vs Aspire Diamond+
Health Assurance vs Activate Booster Plan A
Health Assurance vs myHealth Medisure Super Top-up
Health Assurance vs Health Super Saver Standard
Health Assurance vs Active Care Premier
Health Assurance vs ProHealth Accumulate
Health Assurance vs Health Booster SuperTopup Individual Adult 1 Year N
Health Assurance vs Supreme Shine
Health Assurance vs Health Shield 360 Retail
Health Assurance vs Health Cardiac Care Silver & Gold Plan
Health Assurance vs myHealth Suraksha Gold
Health Assurance vs Max Protect Premium
Health Assurance vs Elder Care
Health Assurance vs Young Star Gold
Health Assurance vs Assure
Health Assurance vs Active Fit Plus
Health Assurance vs Cancer Care Platinum
Health Assurance vs Health Connect Elite
Health Assurance vs Arogya Sanjeevani
Health Assurance vs OneHealth Premium
Health Assurance vs ProHealth Prime Protect
Health Assurance vs Optima Lite
Health Assurance vs Medicare Plus
Health Assurance vs Activ Health Platinum Essential
Health Assurance vs GoActive
Health Assurance vs Criti Shield Family Shield
Health Assurance vs Medicare Senior
Health Assurance vs Enhance Super Top-up Two
Health Assurance vs Reassure 3.0
Health Assurance vs Medicare Protect
Health Assurance vs Health AdvantEdge Plus
Health Assurance vs Activ One SAVR
Health Assurance vs Active Assure Diamond
Health Assurance vs Activ One VIP
Health Assurance vs Health Pulse Classic
Health Assurance vs Advantage
Health Assurance vs Mediclaim Insurance Policy
Health Assurance vs iHealth
Health Assurance vs Special Care Gold
Health Assurance vs Energy Gold Without Copay
Health Assurance vs Activ One Max
Health Assurance vs Smart Super Health
Health Assurance vs Classic
Health Assurance vs Activ One Vytl
Health Assurance vs Supreme
Health Assurance vs Freedom
Health Assurance vs Sarvah Pratham
Health Assurance vs Joy Today
Health Assurance vs Medi Classic
Health Assurance vs Activate Booster Plan B
Health Assurance vs Aspire Gold+
Health Assurance vs Health Gain
Health Assurance vs Aspire Platinum+
Health Assurance vs Plus Complete
Health Assurance vs Health Companion Family First Plan
Health Assurance vs Reassure 2.0 Platinum+
Health Assurance vs Reassure 3.0 Elite
Health Assurance vs Enhance Super Top-up One
Health Assurance vs Joy Tomorrow
Health Assurance vs Reassure 3.0 Select
Health Assurance vs Activ One VIP+
Health Assurance vs Red Carpet Senior Citizens
Health Assurance vs Super Surplus Gold
Health Assurance vs Health SuperCharge
Health Assurance vs Health Elite Plus
Health Assurance vs Medicare Premier
Health Assurance vs Family Health Optima
Health Assurance vs Health Companion Variant 2022
Health Assurance vs Health Companion Variant 3
Health Assurance vs Plus Youth
Health Assurance vs ProHealth Prime Advantage
Health Assurance vs Critical Illness Silver Plan
Health Assurance vs Health Premia Gold
Health Assurance vs Health Premia Platinum
Health Assurance vs Comprehensive
Health Assurance vs HeartBeat Enhanced
Health Assurance vs Reassure
Health Assurance vs Complete Health Insurance Health Shield Plus Plan
Health Assurance vs myHealth Suraksha Platinum
Health Assurance vs Health Recharge Super Top Up Plan
Health Assurance vs Supreme Value for Money
Health Assurance vs Supreme Enhance Two
Health Assurance vs Supreme Senior Super
Health Assurance vs Supreme Enhance
Health Assurance vs Reassure 2.0 Gold
Health Assurance vs Active Fit Preferred
Health Assurance vs LifeTime Health
Health Assurance vs Medicare
Health Assurance vs ProHealth Prime Active
Health Assurance vs ProHealth Prime Senior Elite
Health Assurance vs Advanced Top Up
Health Assurance vs Multiplier Health
Health Assurance vs Ultimate (Direct)
Health Assurance vs Young Star
Health Assurance vs Star Women Care Policy
Health Assurance vs Family Plus
Health Assurance vs Sarvah Param
Health Assurance vs Optima Insurance
Health Assurance vs Smart Super Health Assure
Health Assurance vs Criti Shield Plus
Health Assurance vs Health Care Supreme Ultimo
Health Assurance vs Super Star
Health Assurance vs Reassure 3.0 Black
Health Assurance vs Health Guard Platinum
Health Assurance vs Health Guard Gold
Health Assurance vs Elevate (Direct)
Health Assurance vs Senior First Platinum
Health Assurance vs Extra Care Plus Super Top-up
Health Assurance vs Health Care Supreme Smart
Health Assurance vs Medi Classic Gold
Health Assurance vs Smart Health Pro
Health Assurance vs Optima Super Secure
Health Assurance vs Optima Secure Global
Health Assurance vs Special Care
Health Assurance vs Medicare LITE
Health Assurance vs NextGen
Health Assurance vs Health Shield 360
Health Assurance vs SecureHealth
Health Assurance vs Energy Silver With Copay
Health Assurance vs Supreme (Direct)
Health Assurance vs Plus
Health Assurance vs Medicare Select
Health Assurance vs Complete Health Insurance Health Protect Plus Plan
Health Assurance vs myHealth Koti Suraksha
Health Assurance vs Senior
Health Assurance vs myHealth Suraksha Silver
Health Assurance vs Health Booster
Health Assurance vs Complete Health Insurance Health Shield
Health Assurance vs Cardiac Care Platinum
Health Assurance vs Royal Sundaram Lifeline Elite
Health Assurance vs HeartBeat Platinum
Health Assurance vs Supreme Enhance One
Health Assurance vs HeartBeat Gold
Health Assurance vs Health Companion Variant 2
Health Assurance vs Health Companion Variant 1
Health Assurance vs Aspire Titanium+
Health Assurance vs iHealth Plus
Health Assurance vs Reassure 3.0 Classic
Health Assurance vs Senior Health Advantage
Health Assurance vs Health Wallet
Health Assurance vs Elevate
Health Assurance vs Heart
Health Assurance vs Reassure 2.0 Titanium+
Health Assurance vs Diabetes Safe Plan A
Health Assurance vs Reassure 2.0 Bronze+
Health Assurance vs Young Star Silver
Health Assurance vs Enhance Super Top-up
Health Assurance vs Joy
Health Assurance vs Health Elite
Health Assurance vs Supreme Senior Health AdvantEdge
Health Assurance vs Health AdvantEdge
Health Assurance vs Supreme Super Saver
Health Assurance vs Health Insurance Platinum
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)