Insurance Plans Comparison
Star Star Women Care Policy vs ICICI Lombard Elevate
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreWhat Makes It Special:
Star Women Care Policy is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
Wellness-linked, preventive care insurance
Automatic sum insured restoration
Premium maternity and newborn care
Comprehensive women’s family health protection
VS
What Makes It Special:
ICICI Lombard’s Elevate health insurance policy is designed to provide comprehensive protection and flexibility. It covers hospitalisation, day-care treatments, pre- and post-hospitalisation expenses (90 to 180 days), AYUSH treatments, ambulance services (road and air), and even worldwide cashless hospitalisation. The policy offers unlimited reset of sum insured, 100% annual increase...
Best For:
Comprehensive All-Round Protection
Global Health Insurance Coverage
Advanced Critical Illness Cover
Tech-Enabled Seamless Support
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
You prefer no medical check-up before purchase
You enjoy earning wellness points and premium discounts
You need surrogacy and oocyte donor coverage
You want automatic sum insured restoration after a claim
You value OPD consultations and yearly health check-ups
You want global and all-round health coverage
You need CIBIL discount on good credit score
You need coverage on conditions like Asthma, BP, Cholesterol, Diabetes from Day 1
You need a good customer app which has a simplified claims experience
You need unlimited sum insured restoration benefits and high cumulative bonus
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Star Women Care Policy Health Insurance Plan VS VS |
![]() Elevate Health Insurance Plan |
| Room Rent |
|---|
Star Women Care Policy Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L |
VS VS |
Elevate Single private AC room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category (Option to modify room category) |
| ICU Charges |
|---|
Star Women Care Policy No restriction on ICU room rent |
VS VS |
Elevate No restriction on ICU room rent |
| Disease-wise sublimits |
|---|
Star Women Care Policy No |
VS VS |
Elevate No |
| Co-payment |
|---|
Star Women Care Policy Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above) |
VS VS |
Elevate Available as an option |
| Restoration Benefit |
|---|
Star Women Care Policy 100% once after full/partial utilization in a year |
VS VS |
Elevate Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses (per claim in a policy year for related/unrelated illnesses) |
| Cashless Healthcare Providers |
|---|
Star Women Care Policy 13000+ Healthcare Providers |
VS VS |
Elevate 10300+ Healthcare Providers |
| Cumulative Bonus |
|---|
Star Women Care Policy 20% each year, up to 100% |
VS VS |
Elevate Your sum insured increases by 20% every year maximum upto 100%. However, you can pay an additional premium to increase sum insured up to 100%, every year. (Option to boost coverage by 1x annually) |
| Daycare Treatment |
|---|
Star Women Care Policy Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Elevate Covers medical expenses for treatments not requiring 24-hour hospitalization, up to annual sum insured |
| Consumable Cover |
|---|
Star Women Care Policy Yes |
VS VS |
Elevate No. However, available as an add-on |
| AYUSH Treatment |
|---|
Star Women Care Policy Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Elevate Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Star Women Care Policy 30 days. |
VS VS |
Elevate 30 days |
| Specific Waiting Period |
|---|
Star Women Care Policy 2 years |
VS VS |
Elevate 2 years |
| PED Waiting Period |
|---|
Star Women Care Policy 3 years |
VS VS |
Elevate 3 years |
| Modern Treatment |
|---|
Star Women Care Policy Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Elevate Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Star Women Care Policy Health check-up is available once every policy year, from day 1 of the policy |
VS VS |
Elevate Health checkup is not included as part of base cover. However, available as an add-on |
| Pre-Hospitalisation |
|---|
Star Women Care Policy You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
VS VS |
Elevate You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Star Women Care Policy You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Elevate You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it. |
| Outpatient Department Cover (OPD Expense) |
|---|
Star Women Care Policy OPD is available |
VS VS |
Elevate OPD expense is not included as part of base cover. However, available as an add-on |
| Deductible Option |
|---|
Star Women Care Policy Not Available |
VS VS |
Elevate Not available |
| Coverage Options |
|---|
Star Women Care Policy Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr |
VS VS |
Elevate Available sum insured options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹1 Cr, ₹3 Cr and unlimited sum insured |
| Claim Settlement Ratio |
|---|
Star Women Care Policy 82.31% |
VS VS |
Elevate 97.16% |
| Maternity Cover |
|---|
Star Women Care Policy Available |
VS VS |
Elevate No. However, available as an add-on. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Star Women Care Policy vs Supreme (Direct)
Star Women Care Policy vs Senior First Gold Plan
Star Women Care Policy vs Activ One VIP
Star Women Care Policy vs Optima Secure Global Plus
Star Women Care Policy vs Health Recharge Super Top Up Plan
Star Women Care Policy vs Plus Complete
Star Women Care Policy vs EquiCover
Star Women Care Policy vs Plus Youth
Star Women Care Policy vs Optima Lite
Star Women Care Policy vs Supreme Senior Premium
Star Women Care Policy vs myHealth Suraksha Platinum
Star Women Care Policy vs Supreme Senior Super
Star Women Care Policy vs myHealth Suraksha Gold
Star Women Care Policy vs LifeTime Health Global
Star Women Care Policy vs Optima Super Secure
Star Women Care Policy vs Young Star Gold
Star Women Care Policy vs myHealth Koti Suraksha
Star Women Care Policy vs myHealth Suraksha Silver
Star Women Care Policy vs Cancer Care Platinum
Star Women Care Policy vs Royal Sundaram Lifeline Elite
Star Women Care Policy vs Cancer Cover Activ Cancer Secure Plan
Star Women Care Policy vs Assure
Star Women Care Policy vs Activate Booster Plan A
Star Women Care Policy vs Joy Today
Star Women Care Policy vs Medicare Plus
Star Women Care Policy vs Supreme Enhance One
Star Women Care Policy vs Supreme Enhance Two
Star Women Care Policy vs Health Companion Variant 2022
Star Women Care Policy vs Elder Care
Star Women Care Policy vs HeartBeat Gold
Star Women Care Policy vs Health SuperCharge
Star Women Care Policy vs ProHealth Preferred
Star Women Care Policy vs iHealth Plus
Star Women Care Policy vs Optima Secure Plus
Star Women Care Policy vs HeartBeat Enhanced
Star Women Care Policy vs Activ One VIP+
Star Women Care Policy vs Reassure 3.0 Select
Star Women Care Policy vs ProHealth Prime Advantage
Star Women Care Policy vs Active Fit Preferred
Star Women Care Policy vs Senior Health Advantage
Star Women Care Policy vs Reassure 3.0 Elite
Star Women Care Policy vs Medicare Premier
Star Women Care Policy vs Reassure 2.0 Platinum+
Star Women Care Policy vs Activ One Max
Star Women Care Policy vs Health Wallet
Star Women Care Policy vs Elevate
Star Women Care Policy vs Activ One Vytl
Star Women Care Policy vs Heart
Star Women Care Policy vs Optima Secure
Star Women Care Policy vs Reassure 2.0 Titanium+
Star Women Care Policy vs ProHealth Prime Protect
Star Women Care Policy vs LifeTime Health
Star Women Care Policy vs ProHealth Prime Active
Star Women Care Policy vs ProHealth Prime Senior Elite
Star Women Care Policy vs Advanced Top Up
Star Women Care Policy vs Multiplier Health
Star Women Care Policy vs Joy Tomorrow
Star Women Care Policy vs Reassure 2.0 Bronze+
Star Women Care Policy vs Supreme
Star Women Care Policy vs Advantage
Star Women Care Policy vs Young Star Silver
Star Women Care Policy vs Activate Booster Plan B
Star Women Care Policy vs Reassure 3.0
Star Women Care Policy vs Joy
Star Women Care Policy vs Ultimate (Direct)
Star Women Care Policy vs Supreme Senior Health AdvantEdge
Star Women Care Policy vs Activ One SAVR
Star Women Care Policy vs Optima Insurance
Star Women Care Policy vs Medicare Premier Plan
Star Women Care Policy vs Activ Health Platinum Essential
Star Women Care Policy vs Health Care Supreme Ultimo
Star Women Care Policy vs Health Shield 360 Retail
Star Women Care Policy vs Health Guard Platinum
Star Women Care Policy vs Health Guard Gold
Star Women Care Policy vs Medicare Senior
Star Women Care Policy vs Supreme Super Saver
Star Women Care Policy vs Extra Care Plus Super Top-up
Star Women Care Policy vs Medi Classic Gold
Star Women Care Policy vs Smart Health Pro
Star Women Care Policy vs Super Star
Star Women Care Policy vs Special Care
Star Women Care Policy vs Medicare LITE
Star Women Care Policy vs Senior First Gold
Star Women Care Policy vs Health Shield 360
Star Women Care Policy vs Senior First Platinum
Star Women Care Policy vs SecureHealth
Star Women Care Policy vs Optima Secure Global
Star Women Care Policy vs NextGen
Star Women Care Policy vs Mediclaim Insurance Policy
Star Women Care Policy vs Health Insurance Platinum
Star Women Care Policy vs Energy Silver With Copay
Elevate vs Supreme (Direct)
Elevate vs Senior First Gold Plan
Elevate vs Activ One VIP
Elevate vs Optima Secure Global Plus
Elevate vs Health Recharge Super Top Up Plan
Elevate vs Plus Complete
Elevate vs EquiCover
Elevate vs Plus Youth
Elevate vs Optima Lite
Elevate vs Supreme Senior Premium
Elevate vs myHealth Suraksha Platinum
Elevate vs Supreme Senior Super
Elevate vs myHealth Suraksha Gold
Elevate vs LifeTime Health Global
Elevate vs Optima Super Secure
Elevate vs Young Star Gold
Elevate vs myHealth Koti Suraksha
Elevate vs myHealth Suraksha Silver
Elevate vs Cancer Care Platinum
Elevate vs Royal Sundaram Lifeline Elite
Elevate vs Cancer Cover Activ Cancer Secure Plan
Elevate vs Assure
Elevate vs Activate Booster Plan A
Elevate vs Joy Today
Elevate vs Medicare Plus
Elevate vs Supreme Enhance One
Elevate vs Supreme Enhance Two
Elevate vs Health Companion Variant 2022
Elevate vs Elder Care
Elevate vs HeartBeat Gold
Elevate vs Health SuperCharge
Elevate vs ProHealth Preferred
Elevate vs iHealth Plus
Elevate vs Optima Secure Plus
Elevate vs HeartBeat Enhanced
Elevate vs Activ One VIP+
Elevate vs Reassure 3.0 Select
Elevate vs ProHealth Prime Advantage
Elevate vs Active Fit Preferred
Elevate vs Senior Health Advantage
Elevate vs Reassure 3.0 Elite
Elevate vs Medicare Premier
Elevate vs Reassure 2.0 Platinum+
Elevate vs Activ One Max
Elevate vs Health Wallet
Elevate vs Activ One Vytl
Elevate vs Heart
Elevate vs Optima Secure
Elevate vs Reassure 2.0 Titanium+
Elevate vs ProHealth Prime Protect
Elevate vs LifeTime Health
Elevate vs ProHealth Prime Active
Elevate vs ProHealth Prime Senior Elite
Elevate vs Advanced Top Up
Elevate vs Multiplier Health
Elevate vs Joy Tomorrow
Elevate vs Reassure 2.0 Bronze+
Elevate vs Supreme
Elevate vs Advantage
Elevate vs Star Women Care Policy
Elevate vs Young Star Silver
Elevate vs Activate Booster Plan B
Elevate vs Reassure 3.0
Elevate vs Joy
Elevate vs Ultimate (Direct)
Elevate vs Supreme Senior Health AdvantEdge
Elevate vs Activ One SAVR
Elevate vs Optima Insurance
Elevate vs Medicare Premier Plan
Elevate vs Activ Health Platinum Essential
Elevate vs Health Care Supreme Ultimo
Elevate vs Health Shield 360 Retail
Elevate vs Health Guard Platinum
Elevate vs Health Guard Gold
Elevate vs Medicare Senior
Elevate vs Supreme Super Saver
Elevate vs Extra Care Plus Super Top-up
Elevate vs Medi Classic Gold
Elevate vs Smart Health Pro
Elevate vs Super Star
Elevate vs Special Care
Elevate vs Medicare LITE
Elevate vs Senior First Gold
Elevate vs Health Shield 360
Elevate vs Senior First Platinum
Elevate vs SecureHealth
Elevate vs Optima Secure Global
Elevate vs NextGen
Elevate vs Mediclaim Insurance Policy
Elevate vs Health Insurance Platinum
Elevate vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

