What does the Star Women Care Insurance Policy cover?

The policy covers hospitalization expenses, pre- and post-hospitalization, daycare procedures, AYUSH treatment, maternity benefits, newborn care, outpatient consultations, assisted reproduction treatment, and several women-specific healthcare benefits, subject to the policy terms.

Does the Star Women Care Policy cover maternity expenses?

Yes. The policy includes maternity benefits, including expenses for normal and Caesarean deliveries, after the applicable waiting period and up to the limits specified in the policy.

Are pre-existing diseases covered under this policy?

Yes, but only after the applicable waiting period for pre-existing diseases has been completed, provided the policy is renewed continuously without any break.

Does the policy offer cashless hospitalization?

Yes. Policyholders can avail cashless treatment at Star Health's wide network of hospitals across India, subject to policy terms and successful pre-authorisation.

Who should consider buying the Star Women Care Insurance Policy?

This policy is suitable for women looking for comprehensive health insurance that combines regular hospitalization coverage with benefits such as maternity care, newborn cover, wellness programs, and protection for women-specific healthcare needs.

OneAssure

Health Insurance

Star

Star Women Care Policy

Experience India's most trusted health insurance with Star Health Insurance. Get instant cashless treatment at 14000 network hospitals with sum insured up to ₹50 lakhs.

82.31

Claim Settlement Ratio

14000

Network Hospitals

0

Customer Rating

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82.31

Claim Settlement Ratio

14000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Star Health Insurance

Final Verdict

The Star Women Care Insurance Policy is designed exclusively for women, offering comprehensive health coverage that extends beyond regular hospitalization benefits. It includes features such as maternity cover, newborn care, assisted reproduction treatment, outpatient consultations, and protection for several women-specific healthcare needs. If you're looking for a health insurance plan that supports different stages of a woman's life while providing comprehensive medical coverage, this policy is a well-rounded option.

About

About Star Health Insurance

The Star Women Care Insurance Policy is a comprehensive health insurance plan created to address the unique healthcare needs of women. Available on both an individual and family floater basis, the policy provides financial protection against hospitalization expenses while also covering several women-specific medical requirements. The policy covers in-patient hospitalization, pre- and post-hospitalization expenses, daycare procedures, ambulance charges, AYUSH treatment, domiciliary hospitalization, and modern medical treatments as per the policy terms. It also offers maternity benefits, newborn baby cover, assisted reproduction treatment, outpatient consultations, preventive health check-ups, and wellness benefits, making it more comprehensive than a standard health insurance plan....

The Star Women Care Insurance Policy is a comprehensive health insurance plan created to address the unique healthcare needs of women. Available on both an individual and family floater basis, the policy provides financial protection against hospitalization expenses while also covering several women-specific medical requirements. The policy covers in-patient hospitalization, pre- and post-hospitalization expenses, daycare procedures, ambulance charges, AYUSH treatment, domiciliary hospitalization, and modern medical treatments as per the policy terms. It also offers maternity...

Star Women Care Policy Ratings

Star Women Care Policy

Insurer Rating

5.67

out of 10

Insurance Rating

5

out of 10

No Room Rent Limit

Add on

Consumables Covered

No

No Co-payment

Yes

Loyalty Bonus >= 500%

Yes

No Disease Sublimits

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Unlimited Restoration

Add on

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

Yes

Waiting Period Waiver

No

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Star Insurance Company Limited

Room Rent

Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L

ICU Charges

No restriction on ICU room rent

Disease-wise sublimits

No

Co-payment

Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above)

Restoration Benefit

100% once after full/partial utilization in a year

Cumulative Bonus

20% each year, up to 100%

Consumable Cover

Yes

Initial Waiting Period

30 days.

Specific Waiting Period

2 years

PED Waiting Period

3 years

Modern Treatment

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup

Health check-up is available once every policy year, from day 1 of the policy

Daycare Treatment

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

AYUSH Treatment

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Pre-Hospitalisation

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Post-Hospitalisation

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)

OPD is available

Deductible Option

Not Available

Cashless Healthcare Providers

13000+ Healthcare Providers

Coverage Options

Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr

Claim Settlement Ratio

82.31%

Maternity Cover

Available

Room Rent

Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L

ICU Charges

No restriction on ICU room rent

Disease-wise sublimits

No

Exclusions

Not available

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About the company

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation; that way, customers can gain access to quality treatment and services without having to give any upfront payments. As per the plan, treatment can include...

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation;...