
Star Women Care Policy
82.31
Claim Settlement Ratio
14000
Network Hospitals
0
Customer Rating
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82.31
Claim Settlement Ratio
14000
Network Hospitals
0
Customer Rating
Our Verdict
Expert Review: Star Health Insurance
Final Verdict
About
About Star Health Insurance
Inclusions and Exclusions
Inclusions and Exclusions of Star Insurance Company Limited
Room Rent
Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L
ICU Charges
No restriction on ICU room rent
Disease-wise sublimits
No
Co-payment
Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above)
Restoration Benefit
100% once after full/partial utilization in a year
Cumulative Bonus
20% each year, up to 100%
Consumable Cover
Yes
Initial Waiting Period
30 days.
Specific Waiting Period
2 years
PED Waiting Period
3 years
Modern Treatment
Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period
Annual Health Checkup
Health check-up is available once every policy year, from day 1 of the policy
Daycare Treatment
Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured
AYUSH Treatment
Covers AYUSH treatment expenses up to your annual sum insured during the policy period
Pre-Hospitalisation
You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved
Post-Hospitalisation
You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it
Outpatient Department Cover (OPD Expense)
OPD is available
Deductible Option
Not Available
Cashless Healthcare Providers
13000+ Healthcare Providers
Coverage Options
Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr
Claim Settlement Ratio
82.31%
Maternity Cover
Available
Room Rent
Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L
ICU Charges
No restriction on ICU room rent
Disease-wise sublimits
No
Exclusions
Not available
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