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Insurance Plans Comparison

Care Supreme (Direct) vs Niva Bupa Reassure 3.0

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Care

Supreme (Direct)

Care Supreme (Direct)

What Makes It Special:

Supreme (Direct) is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

  • Not available
VS
Niva Bupa

Reassure 3.0

Reassure 3.0

What Makes It Special:

Reassure 3.0 focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Care Supreme (Direct)

Not available

Niva Bupa Reassure 3.0

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Supreme (Direct)
Supreme (Direct)

Health Insurance Plan

Brochure

Policy Wording

VS
Reassure 3.0
Reassure 3.0

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Supreme (Direct)

Full coverage for ICU and normal room charges up to SI.

VS

Reassure 3.0

Normal: All rooms except Deluxe & Suite

ICU: Covered up to Sum Insured

ICU Charges

Supreme (Direct)

Full coverage for ICU expenses and normal room charges up to sum insured.

VS

Reassure 3.0

Information Unavailable

Advanced Treatments

Supreme (Direct)

Information Unavailable

VS

Reassure 3.0

Uterine Artery Embolization and HIFU (High Intensity Focused Ultrasound)

Vaporisation of prostate (Green laser treatment / Holmium laser treatment)

Stem cell therapy for hematological conditions

Balloon sinuplasty

Oral chemotherapy

Robotic surgeries

Stereotactic radio surgeries

Deep brain stimulation

Intra vitreal injections

Bronchial thermoplasty

IONM (Intra Operative Neuro Monitoring)


Co-payment

Supreme (Direct)

No mandatory co-payment; optional voluntary co-payment available.

VS

Reassure 3.0

Optional co-payment choices — 0%, 10%, 20%, 30%, 40%, 50%

Disease-wise sublimits

Supreme (Direct)

No disease-wise sub-limits.

VS

Reassure 3.0

Information Unavailable

Waiting Period

Supreme (Direct)

Information Unavailable

VS

Reassure 3.0

Initial Waiting Period: Not mentioned — verify from policy wordings

Pre-existing Disease Waiting Period: Can be modified to 12 months or 24 months

Specific Disease/Procedure Waiting Period: Can be modified to 12 months or 36 months

Cashless Healthcare Providers

Supreme (Direct)

5,000+ network hospitals across India.

VS

Reassure 3.0

Cashless treatment available at network hospitals

Restoration Benefit

Supreme (Direct)

Unlimited restoration benefit available.

VS

Reassure 3.0

Information Unavailable

Cumulative Bonus

Supreme (Direct)

Provided annually on no-claim basis (specific % varies by year).

VS

Reassure 3.0

Information Unavailable

Daycare Treatment

Supreme (Direct)

Covers 200+ medical procedures: dialysis, chemotherapy, cataract surgery, etc.

VS

Reassure 3.0

Covered

Consumable Cover

Supreme (Direct)

Included as part of hospitalisation expenses.

VS

Reassure 3.0

Information Unavailable

AYUSH Treatment

Supreme (Direct)

Covered on cashless basis at network facilities.

VS

Reassure 3.0

Covered


Initial Waiting Period

Supreme (Direct)

30 days (except accidents).

VS

Reassure 3.0

Information Unavailable

Specific Waiting Period

Supreme (Direct)

2 years for specified ailments.

VS

Reassure 3.0

Information Unavailable

PED Waiting Period

Supreme (Direct)

3 years for pre-existing diseases.

VS

Reassure 3.0

Information Unavailable

Modern Treatment

Supreme (Direct)

Covers cutting-edge procedures: robotic surgery, stem cell therapy, organ transplants, and other advanced treatments.

VS

Reassure 3.0

Information Unavailable

Annual Health Checkup

Supreme (Direct)

Available on cashless basis.

VS

Reassure 3.0

Information Unavailable

Pre-Hospitalisation

Supreme (Direct)

Pre-existing diseases covered after 3 years waiting period.

VS

Reassure 3.0

Information Unavailable

Post-Hospitalisation

Supreme (Direct)

Covered as part of related hospitalisation medical expenses.

VS

Reassure 3.0

Information Unavailable

Outpatient Department Cover (OPD Expense)

Supreme (Direct)

Not available in base plan, present as an add on.

VS

Reassure 3.0

Information Unavailable

Deductible Option

Supreme (Direct)

Optional feature available.

VS

Reassure 3.0

Information Unavailable

Coverage Options

Supreme (Direct)

Multiple SI options available (varies by plan).

VS

Reassure 3.0

Information Unavailable

Claim Settlement Ratio

Supreme (Direct)

80%

VS

Reassure 3.0

Information Unavailable

Maternity Cover

Supreme (Direct)

Availability to be confirmed from policy document.

VS

Reassure 3.0

Information Unavailable

Insurance Plans Comparison

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24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

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Expert-Led Policy Review

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Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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