Insurance Plans Comparison
Star Women Care vs Aditya Birla Active Fit Plus
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreWhat Makes It Special:
Star Women Care is a specialized health plan designed for women and their families. It offers coverage from ₹5 lakh to ₹1 crore with benefits like maternity, newborn care, preventive check-ups, OPD consultations, and wellness rewards. The plan also includes coverage for surrogacy, oocyte donation, modern treatments, AYUSH, and organ...
Best For:
Wellness-linked, preventive care insurance
Automatic sum insured restoration
Premium maternity and newborn care
Comprehensive women’s family health protection
(4-5 word description of the type of plan)
VS
Active Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
You prefer no medical check-up before purchase
You enjoy earning wellness points and premium discounts
You need surrogacy and oocyte donor coverage
You want automatic sum insured restoration after a claim
You value OPD consultations and yearly health check-ups
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
 Women Care Health Insurance Plan VS VS |
Active Fit Plus Health Insurance Plan |
| Room Rent |
|---|
Women Care Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L |
VS VS |
Active Fit Plus Any room for some in short 5 lakh and above. |
| ICU Charges |
|---|
Women Care No restriction on ICU room rent |
VS VS |
Active Fit Plus No sublimit or caps. |
| Disease-wise sublimits |
|---|
Women Care No |
VS VS |
Active Fit Plus Subject to policy terms. |
| Co-payment |
|---|
Women Care Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above) |
VS VS |
Active Fit Plus No mandatory co-payment identified. |
| Cashless Healthcare Providers |
|---|
Women Care 13000+ Healthcare Providers |
VS VS |
Active Fit Plus Current insurer network is 16,500+. |
| Restoration Benefit |
|---|
Women Care 100% once after full/partial utilization in a year |
VS VS |
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
| Daycare Treatment |
|---|
Women Care Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Active Fit Plus All daycare treatments up to sum insured |
| Cumulative Bonus |
|---|
Women Care 20% each year, up to 100% |
VS VS |
Active Fit Plus 10% of SI per year, maximum 100% |
| AYUSH Treatment |
|---|
Women Care Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Active Fit Plus Covered up to sum insured |
| Consumable Cover |
|---|
Women Care Yes |
VS VS |
Active Fit Plus Optional/subject to applicable cover |
| Initial Waiting Period |
|---|
Women Care 30 days. |
VS VS |
Active Fit Plus 30 days |
| Specific Waiting Period |
|---|
Women Care 2 years |
VS VS |
Active Fit Plus Information Unavailable |
| PED Waiting Period |
|---|
Women Care 3 years |
VS VS |
Active Fit Plus 36 months |
| Modern Treatment |
|---|
Women Care Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Active Fit Plus Covered up to sum insured |
| Annual Health Checkup |
|---|
Women Care Health check-up is available once every policy year, from day 1 of the policy |
VS VS |
Active Fit Plus Once every policy year for eligible insured persons |
| Pre-Hospitalisation |
|---|
Women Care You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
VS VS |
Active Fit Plus 90 days |
| Post-Hospitalisation |
|---|
Women Care You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Active Fit Plus 180 days |
| Outpatient Department Cover (OPD Expense) |
|---|
Women Care OPD is available |
VS VS |
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
| Deductible Option |
|---|
Women Care Not Available |
VS VS |
Active Fit Plus Not established as a standard inbuilt benefit |
| Coverage Options |
|---|
Women Care Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr |
VS VS |
Active Fit Plus Individual, multi-individual, and family floater available. |
| Claim Settlement Ratio |
|---|
Women Care 82.31% |
VS VS |
Active Fit Plus 97% |
| Maternity Cover |
|---|
Women Care Available |
VS VS |
Active Fit Plus Not available. |
Insurance Plans Comparison
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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