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Insurance Plans Comparison

Liberty Health Connect Elite vs TATA AIG Medicare

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Liberty

Health Connect Elite

Maximum Coverage at Minimum Premium

What Makes It Special:

Secure Health Connect is a comprehensive health insurance plan offering hospitalisation coverage, cumulative bonus benefits, reload of Sum Insured, cashless treatment and flexible plan options.

Best For:

  • Policyholders looking for lifelong renewal options.

  • Families wanting cashless treatment across network hospitals.

  • Customers looking for cumulative bonus benefits.

  • Individuals seeking flexible Sum Insured options.

  • Families looking for comprehensive health insurance coverage.

VS
TATA AIG

Medicare

Cover specified hospital consumables and inpatient treatment abroad if you were diagnosed in India, restore the basic sum insured when that cover and the cumulative bonus are exhausted, and add a 50% bonus up to 100% after a claim-free year.

What Makes It Special:

Tata AIG MediCare is a comprehensive health insurance plan that provides coverage for inpatient hospitalisation, Day Care Treatment, pre and post-hospitalisation expenses, domiciliary treatment and AYUSH treatment. The policy also includes benefits such as automatic restoration of the Sum Insured, Cumulative Bonus, preventive health check-ups, second medical opinion and additional...

Best For:

  • Customers who value additional healthcare services such as preventive health check-ups and second medical opinions.

  • Individuals looking for additional protection through restoration and Cumulative Bonus benefits.

  • Customers who want coverage for domiciliary treatment and AYUSH treatment.

  • Families looking for health insurance with Family Floater coverage.

  • Individuals looking for comprehensive hospitalisation and Day Care Treatment coverage.

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Liberty Health Connect Elite

  • Check the plan-specific room rent, co-payment and disease-wise sub-limits before buying.

  • Check the applicable waiting periods for pre-existing diseases and specified treatments.

  • Consider it if you want cumulative bonus benefits for claim-free years.

  • Consider it if you want a reload of Sum Insured from the first claim.

  • Consider the plan if you want flexible 1, 2 or 3-year policy terms.

TATA AIG Medicare

  • The policy also provides additional benefits such as preventive health check-ups, second medical opinion and other healthcare support, subject to the applicable limits and conditions.

  • Domiciliary Treatment is covered when the treatment exceeds three days and the applicable policy conditions are satisfied.

  • A 50% Cumulative Bonus is added after each claim-free policy year, up to a maximum of 100% of the Sum Insured, subject to policy conditions.

  • The policy provides automatic restoration of the Basic Sum Insured after the Sum Insured and accrued Cumulative Bonus are exhausted, subject to applicable conditions.

  • Consider Tata AIG MediCare if you want coverage for inpatient hospitalisation, Day Care Treatment, pre-hospitalisation and post-hospitalisation expenses.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Health Connect Elite
Health Connect Elite

Health Insurance Plan

Brochure

Policy Wording

VS
Medicare
Medicare

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Health Connect Elite

Subject to selected plan limits

VS

Medicare

  1. Normal: 2% of the sum insured per day
  2. ICU: 4% of the sum insured per day
ICU Charges

Health Connect Elite

Covered as per selected plan

VS

Medicare

4% of Sum Insured per day

Co-payment

Health Connect Elite

Applicable as per selected plan

VS

Medicare

No Specific Mandatory Co-payment Mentioned

Disease-wise sublimits

Health Connect Elite

Applicable as per selected plan

VS

Medicare

Applicable to Specified Treatments

Waiting Period

Health Connect Elite

Information Unavailable

VS

Medicare

  1. Initial Waiting Periods: 30 Days
  2. Specific Diseases/procedures: 24 Months
  3. Pre-Existing Diseases: 36 Months
Cashless Healthcare Providers

Health Connect Elite

6,100+ network hospitals available

VS

Medicare

11,000+ Cashless Hospitals

Restoration Benefit

Health Connect Elite

Reload available from first claim

VS

Medicare

Available Once for Road Traffic Accident

Cumulative Bonus

Health Connect Elite

Up to 150% of Sum Insured

VS

Medicare

5% of Sum Insured per claim-free year

Daycare Treatment

Health Connect Elite

405 daycare procedures covered

VS

Medicare

Cover expenses for listed Day Care Treatment due to disease/illness/injury during the policy period taken at a hospital or a Day Care Centre.

Consumable Cover

Health Connect Elite

Not specified in the brochure

VS

Medicare

Not Covered as a Separate Benefit

AYUSH Treatment

Health Connect Elite

Not specified in the brochure

VS

Medicare

Cover for expenses incurred for treatment as in-patient in AYUSH Hospital.

Initial Waiting Period

Health Connect Elite

30 days from policy commencement

VS

Medicare

30 Days

Specific Waiting Period

Health Connect Elite

2 years or 3 years

VS

Medicare

24 Months

PED Waiting Period

Health Connect Elite

3 years for pre-existing diseases

VS

Medicare

36 Months

Modern Treatment

Health Connect Elite

Covered as per selected plan

VS

Medicare

Covered up to 25% of Sum Insured

Annual Health Checkup

Health Connect Elite

Available as per plan conditions

VS

Medicare

Available as per Policy Terms

Pre-Hospitalisation

Health Connect Elite

Up to 30 to 45 days

VS

Medicare

Covered for Up to 30 Days

Post-Hospitalisation

Health Connect Elite

Up to 45 to 60 days

VS

Medicare

Covered for Up to 60 Days

Outpatient Department Cover (OPD Expense)

Health Connect Elite

Not covered under the policy

VS

Medicare

Not Covered under Base Policy

Deductible Option

Health Connect Elite

Not specified in the brochure

VS

Medicare

Not Specified

Coverage Options

Health Connect Elite

₹2 Lakh to ₹15 Lakh

VS

Medicare

₹1 Lakh to ₹10 Lakh

Claim Settlement Ratio

Health Connect Elite

Not specified in the brochure

VS

Medicare

Not Specified

Maternity Cover

Health Connect Elite

Not covered except ectopic pregnancy

VS

Medicare

Not Covered

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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