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Insurance Plans Comparison

Star Young Star Silver vs Liberty Health Connect Elite

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Star

Young Star Silver

For adults from 18 to 40, get a single private air-conditioned room, an automatic 100% restoration of the basic sum insured when cover is used, and a 20% cumulative bonus each claim-free year up to 100%.

What Makes It Special:

Young Star Insurance Policy is designed for eligible young adults and their families, with Silver and Gold Plan structures. The Silver Plan provides hospitalisation and daycare coverage with automatic restoration, cumulative bonus, health check-up, wellness benefits and Hospital Cash Benefit.

Best For:

  • Global treatment and maternity cover

  • Unlimited loyalty and wellness benefits

  • Flexible high-limit coverage plan

  • Smart young adult health protection

VS
Liberty

Health Connect Elite

Maximum Coverage at Minimum Premium

What Makes It Special:

Secure Health Connect is a comprehensive health insurance plan offering hospitalisation coverage, cumulative bonus benefits, reload of Sum Insured, cashless treatment and flexible plan options.

Best For:

  • Policyholders looking for lifelong renewal options.

  • Families wanting cashless treatment across network hospitals.

  • Customers looking for cumulative bonus benefits.

  • Individuals seeking flexible Sum Insured options.

  • Families looking for comprehensive health insurance coverage.

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Star Young Star Silver

  • You prefer coverage for AYUSH, diagnostics, and emergencies

  • You seek maternity and newborn coverage included

  • You need cashless hospital treatment nationwide

  • You prefer no medical screening for easy access

  • You want high coverage options up to ₹1 crore

Liberty Health Connect Elite

  • Check the plan-specific room rent, co-payment and disease-wise sub-limits before buying.

  • Check the applicable waiting periods for pre-existing diseases and specified treatments.

  • Consider it if you want cumulative bonus benefits for claim-free years.

  • Consider it if you want a reload of Sum Insured from the first claim.

  • Consider the plan if you want flexible 1, 2 or 3-year policy terms.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Young Star Silver
Young Star Silver

Health Insurance Plan

Brochure

Policy Wording

VS
Health Connect Elite
Health Connect Elite

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Young Star Silver

Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category

VS

Health Connect Elite

Subject to selected plan limits

ICU Charges

Young Star Silver

No restriction on ICU room rent

VS

Health Connect Elite

Covered as per selected plan

Disease-wise sublimits

Young Star Silver

No

VS

Health Connect Elite

Applicable as per selected plan

Co-payment

Young Star Silver

Not Available

VS

Health Connect Elite

Applicable as per selected plan

Restoration Benefit

Young Star Silver

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

VS

Health Connect Elite

Reload available from first claim

Cashless Healthcare Providers

Young Star Silver

13000+ Healthcare Providers

VS

Health Connect Elite

6,100+ network hospitals available

Cumulative Bonus

Young Star Silver

Your sum insured increases by 20% every year, maximum up to 100%

VS

Health Connect Elite

Up to 150% of Sum Insured

Daycare Treatment

Young Star Silver

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

VS

Health Connect Elite

405 daycare procedures covered

Consumable Cover

Young Star Silver

Yes

VS

Health Connect Elite

Not specified in the brochure

AYUSH Treatment

Young Star Silver

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Health Connect Elite

Not specified in the brochure

Initial Waiting Period

Young Star Silver

30 days.

VS

Health Connect Elite

30 days from policy commencement

Specific Waiting Period

Young Star Silver

1 year

VS

Health Connect Elite

2 years or 3 years

PED Waiting Period

Young Star Silver

1 year

VS

Health Connect Elite

3 years for pre-existing diseases

Modern Treatment

Young Star Silver

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

VS

Health Connect Elite

Covered as per selected plan

Annual Health Checkup

Young Star Silver

Health check-up is available once every policy year, from day 1 of the policy

VS

Health Connect Elite

Available as per plan conditions

Pre-Hospitalisation

Young Star Silver

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

VS

Health Connect Elite

Up to 30 to 45 days

Post-Hospitalisation

Young Star Silver

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

VS

Health Connect Elite

Up to 45 to 60 days

Outpatient Department Cover (OPD Expense)

Young Star Silver

OPD expense is not included

VS

Health Connect Elite

Not covered under the policy

Deductible Option

Young Star Silver

Available as an option

VS

Health Connect Elite

Not specified in the brochure

Coverage Options

Young Star Silver

Available coverage options:₹3L, ₹5L, 10L, 15L, 20L, 25L, 50L, 75L and 1 Cr

VS

Health Connect Elite

₹2 Lakh to ₹15 Lakh

Claim Settlement Ratio

Young Star Silver

82.31%

VS

Health Connect Elite

Not specified in the brochure

Maternity Cover

Young Star Silver

Available

VS

Health Connect Elite

Not covered except ectopic pregnancy

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

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Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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