Insurance Plans Comparison
Care Super Mediclaim vs Star Young Star Silver
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreSuper Mediclaim
Care Super Mediclaim offers health insurance options focused on specified critical illnesses, cancer, heart conditions and surgical procedures, subject to the selected variant and policy terms.
What Makes It Special:
Care Super Mediclaim is a health insurance product with four specialised variants: Critical Mediclaim, Cancer Mediclaim, Heart Mediclaim and Operation Mediclaim. Each variant is designed around defined medical conditions or procedures and may include hospitalisation, daycare, pre- and post-hospitalisation and other eligible benefits.
Best For:
Customers comparing specialised health coverage options alongside their existing health insurance.
Individuals seeking insurance for defined surgical procedures.
People looking for cover for specified heart-related conditions.
Customers seeking financial protection for eligible cancer treatment.
Individuals looking for cover focused on specified critical illnesses.
VS
Young Star Silver
Star Young Star Silver
What Makes It Special:
Young Star Insurance Policy is designed for eligible young adults and their families, with Silver and Gold Plan structures. The Silver Plan provides hospitalisation and daycare coverage with automatic restoration, cumulative bonus, health check-up, wellness benefits and Hospital Cash Benefit.
Best For:
Global treatment and maternity cover
Unlimited loyalty and wellness benefits
Flexible high-limit coverage plan
Smart young adult health protection
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Assess your overall coverage: Consider whether specialised cover complements your existing health insurance and financial needs.
Compare limits and exclusions: Review room eligibility, co-payments, deductibles and variant-specific restrictions.
Understand waiting periods: Initial, specified-illness and pre-existing disease waiting periods can affect when benefits become available.
Review the covered conditions: Check whether the treatment or diagnosis you want protection for is included.
Choose the right variant: Each option covers a different set of illnesses, conditions or procedures.
You prefer coverage for AYUSH, diagnostics, and emergencies
You seek maternity and newborn coverage included
You need cashless hospital treatment nationwide
You prefer no medical screening for easy access
You want high coverage options up to ₹1 crore
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Super Mediclaim Health Insurance Plan VS VS |
![]() Young Star Silver Health Insurance Plan |
| Room Rent |
|---|
Super Mediclaim Room eligibility depends on the sum insured and applicable variant. The official overview lists a single private room for certain sum insured levels and all room categories for higher eligible sum insured levels. Check the current policy schedule for the precise entitlement. |
VS VS |
Young Star Silver Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category |
| ICU Charges |
|---|
Super Mediclaim ICU expenses are covered subject to the sum insured and applicable policy terms. The official product overview lists ICU charges without a separate limit for the displayed variants. |
VS VS |
Young Star Silver No restriction on ICU room rent |
| Co-payment |
|---|
Super Mediclaim A co-payment option may be available, and the applicable percentage depends on the policy selected. Check the current policy schedule for any mandatory or optional co-payment. |
VS VS |
Young Star Silver Not Available |
| Disease-wise sublimits |
|---|
Super Mediclaim Variant-specific conditions, procedures and benefits may have limits. Critical Mediclaim covers specified critical illnesses, Cancer Mediclaim covers eligible cancer-related treatment, Heart Mediclaim covers specified heart conditions, and Operation Mediclaim covers defined surgical procedures. |
VS VS |
Young Star Silver No |
| Cashless Healthcare Providers |
|---|
Super Mediclaim Cashless treatment is available at eligible network hospitals, subject to network status, pre-authorisation and policy conditions. The network may change over time. |
VS VS |
Young Star Silver 13000+ Healthcare Providers |
| Restoration Benefit |
|---|
Super Mediclaim Automatic recharge may be available as an optional benefit under applicable product versions. It should not be described as a standard or unlimited benefit unless confirmed in the current policy schedule. |
VS VS |
Young Star Silver Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
| Cumulative Bonus |
|---|
Super Mediclaim No-claim bonus can increase the sum insured by up to 100% over three consecutive claim-free policy years, subject to the applicable variant’s bonus schedule and claim conditions. |
VS VS |
Young Star Silver Your sum insured increases by 20% every year, maximum up to 100% |
| Daycare Treatment |
|---|
Super Mediclaim Eligible daycare procedures are covered up to the applicable sum insured, subject to the variant’s covered-procedure list and policy terms. |
VS VS |
Young Star Silver Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Consumable Cover |
|---|
Super Mediclaim Separate comprehensive coverage for non-medical consumables is not established as a standard benefit in the reviewed product overview. Eligible hospital expenses remain subject to policy terms. |
VS VS |
Young Star Silver Yes |
| AYUSH Treatment |
|---|
Super Mediclaim Eligible AYUSH treatment is covered under applicable variants and policy conditions. The historical brochure identifies variant-specific restrictions, including limits for certain treatments. |
VS VS |
Young Star Silver Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Super Mediclaim Generally 30 days for illnesses from policy inception, except eligible claims arising from accidents, subject to policy terms. |
VS VS |
Young Star Silver 30 days. |
| Specific Waiting Period |
|---|
Super Mediclaim A 24-month waiting period applies to specified illnesses or procedures where listed in the applicable policy wording. The applicable list depends on the variant. |
VS VS |
Young Star Silver 1 year |
| PED Waiting Period |
|---|
Super Mediclaim The historical product information lists a 36-month waiting period for pre-existing diseases. Any available reduction option and the applicable current waiting period must be checked against the selected policy version. |
VS VS |
Young Star Silver 1 year |
| Modern Treatment |
|---|
Super Mediclaim Coverage depends on the selected variant and applicable policy terms. Refer to the current variant wording for the eligible advanced procedures and limits. |
VS VS |
Young Star Silver Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Super Mediclaim Annual health check-ups are available from the second policy year after continuous coverage, subject to the applicable policy conditions. |
VS VS |
Young Star Silver Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Super Mediclaim Eligible medical expenses incurred during the 30 days immediately before hospitalisation are covered, subject to policy terms. |
VS VS |
Young Star Silver You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Super Mediclaim Eligible post-hospitalisation medical expenses are covered for up to 60 days after discharge, subject to the policy terms and claim admissibility. |
VS VS |
Young Star Silver You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Super Mediclaim OPD benefits may be available for eligible covered conditions under the applicable variant and policy limits. Under the historical product information, OPD expenses are linked to an admissible hospitalisation claim for the same illness. |
VS VS |
Young Star Silver OPD expense is not included |
| Deductible Option |
|---|
Super Mediclaim A deductible option may be available to reduce the premium. Availability, deductible amount and application conditions depend on the selected variant and policy schedule. |
VS VS |
Young Star Silver Available as an option |
| Coverage Options |
|---|
Super Mediclaim Available variants include Critical Mediclaim for specified critical illnesses, Cancer Mediclaim for cancer, Heart Mediclaim for specified heart-related conditions and Operation Mediclaim for defined surgical procedures. |
VS VS |
Young Star Silver Available coverage options:₹3L, ₹5L, 10L, 15L, 20L, 25L, 50L, 75L and 1 Cr |
| Claim Settlement Ratio |
|---|
Super Mediclaim Use Care Health Insurance’s insurer-level claim settlement ratio for the relevant financial year. Do not represent it as a product-specific ratio or a guarantee of claim approval. |
VS VS |
Young Star Silver 82.31% |
| Maternity Cover |
|---|
Super Mediclaim Maternity cover is not identified as a standard benefit in the reviewed Super Mediclaim product overview. |
VS VS |
Young Star Silver Available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Super Mediclaim vs Optima Secure
Super Mediclaim vs Health Recharge
Super Mediclaim vs Cancer Cover Activ Cancer Secure Plan
Super Mediclaim vs Optima Secure Plus
Super Mediclaim vs Women Care
Super Mediclaim vs Aspire Diamond+
Super Mediclaim vs Activate Booster Plan A
Super Mediclaim vs Active Care Premier
Super Mediclaim vs ProHealth Accumulate
Super Mediclaim vs Health Super Saver Standard
Super Mediclaim vs Supreme Shine
Super Mediclaim vs Optima Secure Global Plus
Super Mediclaim vs Health Cardiac Care Silver & Gold Plan
Super Mediclaim vs myHealth Suraksha Gold
Super Mediclaim vs LifeTime Health Global
Super Mediclaim vs Active Fit Plus
Super Mediclaim vs OneHealth Premium
Super Mediclaim vs Activ Health Platinum Essential
Super Mediclaim vs Medicare Plus
Super Mediclaim vs Medicare Senior
Super Mediclaim vs Enhance Super Top-up Two
Super Mediclaim vs Medicare Protect
Super Mediclaim vs Activ One SAVR
Super Mediclaim vs Active Assure Diamond
Super Mediclaim vs Activ One VIP
Super Mediclaim vs Health Pulse Classic
Super Mediclaim vs Advantage
Super Mediclaim vs Special Care Gold
Super Mediclaim vs Activ One Max
Super Mediclaim vs Classic
Super Mediclaim vs Activ One Vytl
Super Mediclaim vs Supreme
Super Mediclaim vs Freedom
Super Mediclaim vs Sarvah Pratham
Super Mediclaim vs Joy Today
Super Mediclaim vs Medi Classic
Super Mediclaim vs Activate Booster Plan B
Super Mediclaim vs Aspire Gold+
Super Mediclaim vs Aspire Platinum+
Super Mediclaim vs Plus Complete
Super Mediclaim vs Reassure 2.0 Platinum+
Super Mediclaim vs Elder Care
Super Mediclaim vs Reassure 3.0 Elite
Super Mediclaim vs EquiCover
Super Mediclaim vs Young Star Gold
Super Mediclaim vs Enhance Super Top-up One
Super Mediclaim vs Joy Tomorrow
Super Mediclaim vs Activ One VIP+
Super Mediclaim vs Reassure 3.0 Select
Super Mediclaim vs Red Carpet Senior Citizens
Super Mediclaim vs Medicare Premier
Super Mediclaim vs Family Health Optima
Super Mediclaim vs Health Companion Variant 2022
Super Mediclaim vs Health Companion Variant 3
Super Mediclaim vs Plus Youth
Super Mediclaim vs Assure
Super Mediclaim vs Health Premia Gold
Super Mediclaim vs Health Premia Platinum
Super Mediclaim vs Cancer Care Platinum
Super Mediclaim vs Optima Lite
Super Mediclaim vs ProHealth Prime Protect
Super Mediclaim vs Comprehensive
Super Mediclaim vs HeartBeat Enhanced
Super Mediclaim vs Reassure
Super Mediclaim vs Supreme Senior Premium
Super Mediclaim vs Health Recharge Super Top Up Plan
Super Mediclaim vs Reassure 3.0
Super Mediclaim vs myHealth Suraksha Platinum
Super Mediclaim vs Supreme Value for Money
Super Mediclaim vs Supreme Senior Super
Super Mediclaim vs Supreme Enhance
Super Mediclaim vs Reassure 2.0 Gold
Super Mediclaim vs Medicare
Super Mediclaim vs Ultimate (Direct)
Super Mediclaim vs Young Star
Super Mediclaim vs Sarvah Param
Super Mediclaim vs Optima Insurance
Super Mediclaim vs Smart Super Health Assure
Super Mediclaim vs Reassure 3.0 Black
Super Mediclaim vs Health Guard Platinum
Super Mediclaim vs Health Guard Gold
Super Mediclaim vs Elevate (Direct)
Super Mediclaim vs Extra Care Plus Super Top-up
Super Mediclaim vs Health Care Supreme Smart
Super Mediclaim vs Smart Health Pro
Super Mediclaim vs Medi Classic Gold
Super Mediclaim vs Optima Super Secure
Super Mediclaim vs Special Care
Super Mediclaim vs Medicare LITE
Super Mediclaim vs Health Shield 360
Super Mediclaim vs SecureHealth
Super Mediclaim vs Supreme (Direct)
Super Mediclaim vs Plus
Super Mediclaim vs Mediclaim Insurance Policy
Super Mediclaim vs Medicare Select
Super Mediclaim vs Health Gain
Super Mediclaim vs myHealth Koti Suraksha
Super Mediclaim vs Senior
Super Mediclaim vs myHealth Suraksha Silver
Super Mediclaim vs Cardiac Care Platinum
Super Mediclaim vs Royal Sundaram Lifeline Elite
Super Mediclaim vs Super Surplus Gold
Super Mediclaim vs Supreme Enhance One
Super Mediclaim vs Supreme Enhance Two
Super Mediclaim vs HeartBeat Platinum
Super Mediclaim vs HeartBeat Gold
Super Mediclaim vs Health SuperCharge
Super Mediclaim vs Aspire Titanium+
Super Mediclaim vs iHealth Plus
Super Mediclaim vs ProHealth Prime Advantage
Super Mediclaim vs Active Fit Preferred
Super Mediclaim vs Reassure 3.0 Classic
Super Mediclaim vs Senior Health Advantage
Super Mediclaim vs Health Wallet
Super Mediclaim vs Elevate
Super Mediclaim vs Heart
Super Mediclaim vs LifeTime Health
Super Mediclaim vs Reassure 2.0 Titanium+
Super Mediclaim vs ProHealth Prime Active
Super Mediclaim vs ProHealth Prime Senior Elite
Super Mediclaim vs Advanced Top Up
Super Mediclaim vs Multiplier Health
Super Mediclaim vs Diabetes Safe Plan A
Super Mediclaim vs Reassure 2.0 Bronze+
Super Mediclaim vs Enhance Super Top-up
Super Mediclaim vs Young Star Silver
Super Mediclaim vs Star Women Care Policy
Super Mediclaim vs Joy
Super Mediclaim vs Supreme Senior Health AdvantEdge
Super Mediclaim vs Family Plus
Super Mediclaim vs Criti Shield Plus
Super Mediclaim vs Health Care Supreme Ultimo
Super Mediclaim vs Health Shield 360 Retail
Super Mediclaim vs Super Star
Super Mediclaim vs Supreme Super Saver
Super Mediclaim vs Senior First Platinum
Super Mediclaim vs Optima Secure Global
Super Mediclaim vs NextGen
Super Mediclaim vs Health Insurance Platinum
Super Mediclaim vs Energy Silver With Copay
Young Star Silver vs Optima Secure
Young Star Silver vs Super Mediclaim
Young Star Silver vs Health Recharge
Young Star Silver vs Cancer Cover Activ Cancer Secure Plan
Young Star Silver vs Optima Secure Plus
Young Star Silver vs Women Care
Young Star Silver vs Aspire Diamond+
Young Star Silver vs Activate Booster Plan A
Young Star Silver vs Active Care Premier
Young Star Silver vs ProHealth Accumulate
Young Star Silver vs Health Super Saver Standard
Young Star Silver vs Supreme Shine
Young Star Silver vs Optima Secure Global Plus
Young Star Silver vs Health Cardiac Care Silver & Gold Plan
Young Star Silver vs myHealth Suraksha Gold
Young Star Silver vs LifeTime Health Global
Young Star Silver vs Active Fit Plus
Young Star Silver vs OneHealth Premium
Young Star Silver vs Activ Health Platinum Essential
Young Star Silver vs Medicare Plus
Young Star Silver vs Medicare Senior
Young Star Silver vs Enhance Super Top-up Two
Young Star Silver vs Medicare Protect
Young Star Silver vs Activ One SAVR
Young Star Silver vs Active Assure Diamond
Young Star Silver vs Activ One VIP
Young Star Silver vs Health Pulse Classic
Young Star Silver vs Advantage
Young Star Silver vs Special Care Gold
Young Star Silver vs Activ One Max
Young Star Silver vs Classic
Young Star Silver vs Activ One Vytl
Young Star Silver vs Supreme
Young Star Silver vs Freedom
Young Star Silver vs Sarvah Pratham
Young Star Silver vs Joy Today
Young Star Silver vs Medi Classic
Young Star Silver vs Activate Booster Plan B
Young Star Silver vs Aspire Gold+
Young Star Silver vs Aspire Platinum+
Young Star Silver vs Plus Complete
Young Star Silver vs Reassure 2.0 Platinum+
Young Star Silver vs Elder Care
Young Star Silver vs Reassure 3.0 Elite
Young Star Silver vs EquiCover
Young Star Silver vs Young Star Gold
Young Star Silver vs Enhance Super Top-up One
Young Star Silver vs Joy Tomorrow
Young Star Silver vs Activ One VIP+
Young Star Silver vs Reassure 3.0 Select
Young Star Silver vs Red Carpet Senior Citizens
Young Star Silver vs Medicare Premier
Young Star Silver vs Family Health Optima
Young Star Silver vs Health Companion Variant 2022
Young Star Silver vs Health Companion Variant 3
Young Star Silver vs Plus Youth
Young Star Silver vs Assure
Young Star Silver vs Health Premia Gold
Young Star Silver vs Health Premia Platinum
Young Star Silver vs Cancer Care Platinum
Young Star Silver vs Optima Lite
Young Star Silver vs ProHealth Prime Protect
Young Star Silver vs Comprehensive
Young Star Silver vs HeartBeat Enhanced
Young Star Silver vs Reassure
Young Star Silver vs Supreme Senior Premium
Young Star Silver vs Health Recharge Super Top Up Plan
Young Star Silver vs Reassure 3.0
Young Star Silver vs myHealth Suraksha Platinum
Young Star Silver vs Supreme Value for Money
Young Star Silver vs Supreme Senior Super
Young Star Silver vs Supreme Enhance
Young Star Silver vs Reassure 2.0 Gold
Young Star Silver vs Medicare
Young Star Silver vs Ultimate (Direct)
Young Star Silver vs Young Star
Young Star Silver vs Sarvah Param
Young Star Silver vs Optima Insurance
Young Star Silver vs Smart Super Health Assure
Young Star Silver vs Reassure 3.0 Black
Young Star Silver vs Health Guard Platinum
Young Star Silver vs Health Guard Gold
Young Star Silver vs Elevate (Direct)
Young Star Silver vs Extra Care Plus Super Top-up
Young Star Silver vs Health Care Supreme Smart
Young Star Silver vs Smart Health Pro
Young Star Silver vs Medi Classic Gold
Young Star Silver vs Optima Super Secure
Young Star Silver vs Special Care
Young Star Silver vs Medicare LITE
Young Star Silver vs Health Shield 360
Young Star Silver vs SecureHealth
Young Star Silver vs Supreme (Direct)
Young Star Silver vs Plus
Young Star Silver vs Mediclaim Insurance Policy
Young Star Silver vs Medicare Select
Young Star Silver vs Health Gain
Young Star Silver vs myHealth Koti Suraksha
Young Star Silver vs Senior
Young Star Silver vs myHealth Suraksha Silver
Young Star Silver vs Cardiac Care Platinum
Young Star Silver vs Royal Sundaram Lifeline Elite
Young Star Silver vs Super Surplus Gold
Young Star Silver vs Supreme Enhance One
Young Star Silver vs Supreme Enhance Two
Young Star Silver vs HeartBeat Platinum
Young Star Silver vs HeartBeat Gold
Young Star Silver vs Health SuperCharge
Young Star Silver vs Aspire Titanium+
Young Star Silver vs iHealth Plus
Young Star Silver vs ProHealth Prime Advantage
Young Star Silver vs Active Fit Preferred
Young Star Silver vs Reassure 3.0 Classic
Young Star Silver vs Senior Health Advantage
Young Star Silver vs Health Wallet
Young Star Silver vs Elevate
Young Star Silver vs Heart
Young Star Silver vs LifeTime Health
Young Star Silver vs Reassure 2.0 Titanium+
Young Star Silver vs ProHealth Prime Active
Young Star Silver vs ProHealth Prime Senior Elite
Young Star Silver vs Advanced Top Up
Young Star Silver vs Multiplier Health
Young Star Silver vs Diabetes Safe Plan A
Young Star Silver vs Reassure 2.0 Bronze+
Young Star Silver vs Enhance Super Top-up
Young Star Silver vs Star Women Care Policy
Young Star Silver vs Joy
Young Star Silver vs Supreme Senior Health AdvantEdge
Young Star Silver vs Family Plus
Young Star Silver vs Criti Shield Plus
Young Star Silver vs Health Care Supreme Ultimo
Young Star Silver vs Health Shield 360 Retail
Young Star Silver vs Super Star
Young Star Silver vs Supreme Super Saver
Young Star Silver vs Senior First Platinum
Young Star Silver vs Optima Secure Global
Young Star Silver vs NextGen
Young Star Silver vs Health Insurance Platinum
Young Star Silver vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

