
Young Star Silver
82.31
Claim Settlement Ratio
14000
Network Hospitals
7.3
Customer Rating
Get a Quote
Get a Quote
82.31
Claim Settlement Ratio
14000
Network Hospitals
7.3
Customer Rating
Our Verdict
Expert Review: Star Health Insurance
Use our free BMI calculator for men and women to quickly check your Body Mass Index. Discover whether you're underweight, normal, overweight, or obese based on your height and weight - only at Oneassure.
Final Verdict
About
About Star Health Insurance
Inclusions and Exclusions
Inclusions and Exclusions of Star Insurance Company Limited
ICU Charges
No restriction on ICU room rent
Disease-wise sublimits
No
Co-payment
Not Available
Room Rent
Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category
Restoration Benefit
Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses
Cumulative Bonus
Your sum insured increases by 20% every year, maximum up to 100%
Initial Waiting Period
30 days.
Specific Waiting Period
1 year
PED Waiting Period
1 year
Modern Treatment
Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period
Annual Health Checkup
Health check-up is available once every policy year, from day 1 of the policy
Consumable Cover
Yes
Daycare Treatment
Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured
AYUSH Treatment
Covers AYUSH treatment expenses up to your annual sum insured during the policy period
Pre-Hospitalisation
You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved
Post-Hospitalisation
You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it
Outpatient Department Cover (OPD Expense)
OPD expense is not included
Deductible Option
Available as an option
Cashless Healthcare Providers
13000+ Healthcare Providers
Coverage Options
Available coverage options:₹3L, ₹5L, 10L, 15L, 20L, 25L, 50L, 75L and 1 Cr
Maternity Cover
Available
Claim Settlement Ratio
82.31%
ICU Charges
No restriction on ICU room rent
Disease-wise sublimits
No
Co-payment
Not Available
Exclusions
Not available
Insurance Premium Calculator
Insurance Premium Calculator
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
About the company
About the company
Need to make a claim or understand your cover?
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.
.png)


